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Comparison

Exactly Card vs. Solayer Emerald Card compared

  • Image source Source exactly.app Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Exactly CardExactly
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Solayer Emerald CardSolayer

In short

  • Exactly Card ask for the least (No ID).
  • Solayer Emerald Card has the higher score (65.3).
Attribute Exactly CardExactly KYC free (limited) Private Virtual Solayer Emerald CardSolayer Requires KYC Private Virtual Physical
Score good good
CostsWeight 25 % 64 93
KYC and privacyWeight 20 % 70 35
FeaturesWeight 15 % 80 82
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 81 77
CommunityWeight 10 % not scored not scored
KYC KYC: No ID, full verification for higher volumes KYC: ID document
Limits (entry level)
  • Spending per week: 10,000 USD
  • ATM per transaction: 250 USD
  • ATM per day (number): 4×
  • ATM per transaction (physical card): 250 USD
  • ATM per 24 hours (physical card, number): 3×
Basics
Card form credit Source and check Source help.exactly.app Wording at the source After downloading the Exa App, going through KYC, and adding funds, a credit card is created. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? credit Source and check Source docs.solayer.org Wording at the source Annual Percentage Rate (APR) for Purchases: 0% Your Solayer Spend Card is currently Zero 0% interest on all purchases. Issuer and Solayer reserve the right to implement interest in the future, for new... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source help.exactly.app Wording at the source The Exa Card is a virtual card available in 180+ countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual, physical Source and check Source docs.solayer.org Wording at the source - Virtual Card – Use immediately upon approval via Apple Pay or Google Pay Q5. Is a physical card available? Yes. You can order a physical Solayer Pay card directly from the app or on web. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network Visa Source and check Source exactly.app Wording at the source A free VISA Signature credit card backed by your digital assets. Fixed rate interest installments. Available instantly on the Exa App. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Visa Source and check Source docs.solayer.org Wording at the source Q1. What is Solayer Pay? Solayer Pay is a Visa-based card that lets users spend crypto in the real world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source help.exactly.app Wording at the source Simply download the Exa App, complete a quick KYC process, transfer funds to your self-custodial wallet, and integrate your Exa Card with Apple Pay or Android Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? self-custody Source and check Source solayer.org Wording at the source With offerings like sSOL and sUSD, natively on the Solayer infiniSVM, this card enables seamless real-world spending while earning the highest on-chain yield—all within a fully non-custodial framework... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source help.exactly.app Wording at the source When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? credit line Source and check Source docs.solayer.org Wording at the source Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Solayer Card and based on information provided by Partner. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies USD Source and check Source help.exactly.app Wording at the source When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USD Source and check Source docs.solayer.org Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage personal Source and check Source help.exactly.app Wording at the source You will use the Exa Card for personal, family, or household use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source docs.solayer.org Wording at the source You will use the Solayer Card for personal, family, or household use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor Third National Source and check Source help.exactly.app Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Third National Source and check Source docs.solayer.org Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on (differs) KYC level Source and check Source help.exactly.app Wording at the source #### Can I upscale my account and expand my limits? Of course, you will need to add documentation that accredits your address and licits funds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) ETH, USDC, OP, WBTC, Wst E T H Source and check Source help.exactly.app Wording at the source The Exa App supports deposits in USDC, ETH, WBTC, wstETH, and OP. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USDC Source and check Source docs.solayer.org Wording at the source - Spend directly from USDC — no pre-conversion Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) only in the app Source and check Source help.exactly.app Wording at the source Which networks are supported? The feature covers multiple mainnets including Ethereum, Optimism, Base, Arbitrum, Polygon, and Worldchain, with coverage varying by token. For example, USDC is available... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Fiat top-up unknown unknown
Payments
Mobile wallets Apple Pay Google Pay Source and check Source help.exactly.app Wording at the source You can access your card details from the card screen; this data is required to make online purchases or add your card to Google Wallet or Apple Wallet to start using it in-store. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source help.exactly.app Wording at the source Yes — you can now withdraw cash at any ATM that supports contactless (NFC) technology using your Exa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source docs.solayer.org Wording at the source Q10. Can I withdraw cash from an ATM? Yes, with the physical card. Local ATM fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source exactly.app Wording at the source ### Go buy Contactless in-store or online Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown unknown
Physical card issuance (differs) not applicable Source and check Source help.exactly.app Wording at the source No, there are no physical cards available at the moment. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 USD Source and check Source docs.solayer.org Wording at the source The physical card is FREE — you only pay shipping. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards unknown unknown
Shipping (differs) not applicable Source and check Source help.exactly.app Wording at the source No, there are no physical cards available at the moment. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 24.99 USD – 59.99 USD Source and check Source docs.solayer.org Wording at the source | Shipping Method | Shipping Cost | Details | |---|---|---| | US Express | $24.99 | 2–5 business days, tracked | | International Express | $59.99 | 5–11 business days, tracked | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown unknown
Annual fee (differs) Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source help.exactly.app Wording at the source | Annual Fees | 0% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
20.00 USD Source and check Source docs.solayer.org Wording at the source Membership Fee – $20/year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee (differs) unknown 0.5 % Two sources, two values Shown0.5 % docs.solayer.orgchecked 29 Oct 2026 Top-Up Fee – 0.5% per top-up Differing1 % docs.solayer.orgfetched 29 Oct 2026 | Top-Up Fee | 1% per top-up transaction | Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee (differs) Standard: 1.5 % Source and check Source help.exactly.app Wording at the source Every transaction you make with your card in a currency that is not USD has a 1.5% FX fee (foreign transaction fee) included in the currency rate. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1 more country/region United States: 1 % Source and check Source help.exactly.app Wording at the source | Transaction Fees • Balance Transfer • Cash Advance • International Transaction | N/A None 1% of each transaction in U.S. dollars. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) 0.65 % + 1.00 USD Source and check Source help.exactly.app Wording at the source - Fees: $1 + 0.65% per transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule (differs) unknown Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance. Source and check Source docs.solayer.org Wording at the source - Cards will be deactivated after 6 months of inactivity. - To reactivate, request a new card issuance. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) (differs) unknown Earn 10% of the points earned by referred friends, indefinitely. Source and check Source docs.solayer.org Wording at the source Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn. Checked Verified Value wrong? No earlier versions What does [s] mean?
Welcome bonus unknown unknown

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