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Comparison

Exactly Card vs. Plasma One Card compared

  • Image source Source exactly.app Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Exactly CardExactly
  • Image source Source plasma.org Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plasma One CardPlasma

In short

  • Exactly Card ask for the least (No ID).
  • Plasma One Card has the higher score (66.87).
Attribute Exactly CardExactly KYC free (limited) Private Virtual Plasma One CardPlasma Requires KYC Private Virtual Physical
Score good good
CostsWeight 25 % 64 100
KYC and privacyWeight 20 % 70 35
FeaturesWeight 15 % 80 87
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored 41
TrustWeight 10 % 81 78
CommunityWeight 10 % not scored not scored
KYC KYC: No ID, full verification for higher volumes KYC: ID document
Limits (entry level)
  • Spending per week: 10,000 USD
  • ATM per transaction: 250 USD
  • ATM per day (number): 4×
 no limits captured
Basics
Card form credit Source and check Source help.exactly.app Wording at the source After downloading the Exa App, going through KYC, and adding funds, a credit card is created. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit Source and check Source plasma.org Wording at the source PLASMA CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMIT Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source help.exactly.app Wording at the source The Exa Card is a virtual card available in 180+ countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical Source and check Source plasma.org Wording at the source Multiple Cards. A Card Account may include multiple Cards (physical and virtual). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source exactly.app Wording at the source A free VISA Signature credit card backed by your digital assets. Fixed rate interest installments. Available instantly on the Exa App. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source plasma.org Wording at the source Applicable to countries and merchants where Visa cards are accepted. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source help.exactly.app Wording at the source Simply download the Exa App, complete a quick KYC process, transfer funds to your self-custodial wallet, and integrate your Exa Card with Apple Pay or Android Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
self-custody Source and check Source plasma.org Wording at the source Plasma does not custody your assets. The stablecoin assets in your Plasma One account are owned and custodied by you. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source help.exactly.app Wording at the source When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit line Source and check Source plasma.org Wording at the source The credit limit will be determined, in part, by the amount of available Collateral (as defined below). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies USD Source and check Source help.exactly.app Wording at the source When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USD Source and check Source plasma.org Wording at the source Access USD, deposit stablecoins, send instantly, and spend globally with your Plasma card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source help.exactly.app Wording at the source You will use the Exa Card for personal, family, or household use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source plasma.org Wording at the source - You will use the Plasma Card for personal, family, or household use. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor Third National Source and check Source help.exactly.app Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Third National Two sources, two values ShownThird National plasma.orgchecked 28 Oct 2026 "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Differingvalue not recorded plasma.orgfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Limits depend on (differs) KYC level Source and check Source help.exactly.app Wording at the source #### Can I upscale my account and expand my limits? Of course, you will need to add documentation that accredits your address and licits funds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) ETH, USDC, OP, WBTC, Wst E T H Source and check Source help.exactly.app Wording at the source The Exa App supports deposits in USDC, ETH, WBTC, wstETH, and OP. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USDT, XPL Source and check Source plasma.org Wording at the source Cash Out. You may convert XPL Rewards to U.S. dollars credited to your Card Account through a non-custodial decentralized-exchange aggregator swap executed on-chain from your Plasma One wallet using 0... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) only in the app Source and check Source help.exactly.app Wording at the source Which networks are supported? The feature covers multiple mainnets including Ethereum, Optimism, Base, Arbitrum, Polygon, and Worldchain, with coverage varying by token. For example, USDC is available... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Fiat top-up (differs) unknown
Yes Source and check Source plasma.org Wording at the source ## Add local currency. Get dollars.3Withdraw any time. Move money in, keep it in dollars, and withdraw locally when you need it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source help.exactly.app Wording at the source You can access your card details from the card screen; this data is required to make online purchases or add your card to Google Wallet or Apple Wallet to start using it in-store. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source plasma.org Wording at the source - Send instantly - Spend globally - Add toApple Pay or Google Pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source help.exactly.app Wording at the source Yes — you can now withdraw cash at any ATM that supports contactless (NFC) technology using your Exa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source plasma.org Wording at the source With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source exactly.app Wording at the source ### Go buy Contactless in-store or online Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source plasma.org Wording at the source The cardholder initiates the purchase by presenting their card (physical tap, mobile wallet, or online checkout). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown
unknown
Physical card issuance (differs) not applicable Source and check Source help.exactly.app Wording at the source No, there are no physical cards available at the moment. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Free cards unknown
unknown
Shipping (differs) not applicable Source and check Source help.exactly.app Wording at the source No, there are no physical cards available at the moment. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Monthly fee unknown
unknown
Annual fee (differs) Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source help.exactly.app Wording at the source | Annual Fees | 0% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source plasma.org Wording at the source - Lite. Lite is free and requires no subscription or XPL lock. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) Standard: 1.5 % Source and check Source help.exactly.app Wording at the source Every transaction you make with your card in a currency that is not USD has a 1.5% FX fee (foreign transaction fee) included in the currency rate. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1 more country/region United States: 1 % Source and check Source help.exactly.app Wording at the source | Transaction Fees • Balance Transfer • Cash Advance • International Transaction | N/A None 1% of each transaction in U.S. dollars. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: 1 % Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee (differs) 0.65 % + 1.00 USD Source and check Source help.exactly.app Wording at the source - Fees: $1 + 0.65% per transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: free Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee unknown
unknown
Minimum monthly spend unknown
unknown
Inactivity rule unknown
unknown
Card replacement unknown
unknown
Rewards
Cashback (differs) unknown
2 % · in XPL · requires token holding or staking
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

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