Comparison
Plasma One Card vs. XPlace Card: fees, limits & KYC
-
plasma.org29 Oct 2026
Image source
Source
plasma.org
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Plasma One CardPlasma
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
XPlace CardXPlace
In short
- Plasma One Card ask for the least (ID document).
- XPlace Card has the higher score (61.51).
| Attribute |
Plasma One CardPlasma
Requires KYC
Private
Virtual
Physical
|
XPlace CardXPlace
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average with variant Core: 42.26 with variant Platinum: 55.07 | average with variant Silver: 57.6 with variant Gold: 52.51 with variant Platinum: 53.74 |
| CostsWeight 25 % | 50 | 83 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 87 | 73 |
| AvailabilityWeight 10 % | not scored | 97 |
| RewardsWeight 10 % | 41 | 30 |
| TrustWeight 10 % | 77 | 85 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
credit
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
PLASMA CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMITChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Multiple Cards. A Card Account may include multiple Cards (physical and virtual).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Virtual card: minutes after sign-up. Physical card: 7–14 business days depending on the region. Silver physical cards are live. Gold and Platinum coming soon.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network |
Visa
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Applicable to countries and merchants where Visa cards are accepted. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from VisaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Borrow against your assets. Spend anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
self-custody
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Plasma does not custody your assets. The stablecoin assets in your Plasma One account are owned and custodied by you.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
self-custody
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
No. Your funds sit in your self-custodial wallet. Yield assets are deployed into audited DeFi protocols (Kamino Finance), where you remain the on-chain owner. XPlace cannot freeze, seize, or move your...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
credit line
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies |
USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Access USD, deposit stablecoins, send instantly, and spend globally with your Plasma card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage |
personal
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- You will use the Plasma Card for personal, family, or household use.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
You will use the XPlace Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
plasma.org checked 28 Oct 2026
Two sources, two values
ShownThird National
plasma.orgchecked 28 Oct 2026
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Differingvalue not recorded plasma.orgfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
Third National
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
The XPlace Visa card is issued by Third National under a programme managed by Signify Holdings, Inc.; fiat services are provided by regulated third-party partners; borrowing is executed by the Kamino...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Annual fee Free Monthly limit $2,000Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per account | ||
| Availability | ||
| Available in (differs) |
Not available in 17 countries and regions
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
XPlace accounts are not available in the following countries (this list may be updated at any time): 1. Belarus 2. China (Mainland) 3. Cuba 4. India 5. Iran 6. Iraq 7. Israel 8. Myanmar 9. Nepal 10....Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
USDT, XPL
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Cash Out. You may convert XPL Rewards to U.S. dollars credited to your Card Account through a non-custodial decentralized-exchange aggregator swap executed on-chain from your Plasma One wallet using 0...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDT, USDC, SOL
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | ||
| Top-up networks (differs) |
Solana
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs) |
Yes
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
## Add local currency. Get dollars.3Withdraw any time. Move money in, keep it in dollars, and withdraw locally when you need it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- Send instantly - Spend globally - Add toApple Pay or Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Anywhere Visa is accepted – online, offline. Apple Pay and Google Pay native.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS").Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Contactless |
Yes
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The cardholder initiates the purchase by presenting their card (physical tap, mobile wallet, or online checkout).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Tap on your terms 03 Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance | ||
| Physical card issuance | ||
| Free cards | ||
| Shipping | ||
| Monthly fee | ||
| Annual fee |
0.00 USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- Lite. Lite is free and requires no subscription or XPL lock.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
199.00 USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Core for $199 per year or lock 20,000 XPL5 for 12 monthsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Free $2K 0,5% 1%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
99.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Silver $99/y $10K 1% 0,5%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
249.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Gold $249/y $200K 1,5% 0,25%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
999.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Platinum $999/y $750K 2% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee | ||
| Crypto deposit fee | ||
| Crypto conversion fee (differs) |
not published
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The rate received reflects available liquidity, liquidity-provider spreads, slippage, and network gas fees, and may differ from any indicative rate displayed. Cash Out is irrevocable once confirmed on...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) |
Standard:
unknown
1 more country/regionUnited States: 1 % plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
### Platinum For those who never settle 4%Base cashback 10%AI cashback 1%Referral rewards Go Platinum AI - Claude Pro and ChatGPT Plus Traveling - Up to $600/year flight cashback Base - No...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Free $2K 0,5% 1%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.5 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Silver $99/y $10K 1% 0,5%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.25 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Gold $249/y $200K 1,5% 0,25%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Platinum $999/y $750K 2% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | ||
| Minimum FX fee | ||
| ATM fee |
Standard:
unknown
1 more country/regionUnited States: free plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Transaction fee | ||
| Cross-border fee | ||
| Withdrawal fee | ||
| Activation fee | ||
| Minimum top-up | ||
| Declined payment fee | ||
| Refund fee | ||
| Inactivity fee | ||
| Minimum monthly spend | ||
| Inactivity rule | ||
| Card replacement | ||
| Rewards | ||
| Cashback (differs) | ||
| Referral bonus (invited friend) | ||
| Referral bonus (you) | ||
| Welcome bonus | ||
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Plasma One Card · XPlace Card: promotions and bonuses as well as warnings and incidents.