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Comparison

Amp Pay Card vs. XPlace Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Amp Pay CardAmp Pay
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on XPlace CardXPlace

In short

  • Amp Pay Card ask for the least (No ID).
  • Amp Pay Card has the higher score (70.55).
Attribute Amp Pay CardAmp Pay No KYC Requires KYC Private Virtual Physical XPlace CardXPlace Requires KYC Virtual Physical
Score good average
CostsWeight 25 % 80 83
KYC and privacyWeight 20 % 70 18
FeaturesWeight 15 % 94 73
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored 30
TrustWeight 10 % 74 85
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: ID document KYC: ID + proof of address
Limits (entry level) no limits captured
  • Spending per month: 2,000 USD
  • Spending per day: only in the app
  • Single payment per transaction: only in the app
Basics
Card form credit Source and check Source getamppay.com Wording at the source AMP PAY CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMIT Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
credit Source and check Source x.place Wording at the source Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types virtual, physical Source and check Source getamppay.com Wording at the source - Virtual card free; physical card available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source x.place Wording at the source Virtual card: minutes after sign-up. Physical card: 7–14 business days depending on the region. Silver physical cards are live. Gold and Platinum coming soon. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source getamppay.com Wording at the source A Visa card with up to 4% cash back on qualifying purchases, no credit check, no annual fee, and no monthly fees. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source x.place Wording at the source Borrow against your assets. Spend anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source getamppay.com Wording at the source Amp Pay is a self-custodial wallet, meaning you maintain full control of your private keys and digital assets at all times. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
self-custody Source and check Source x.place Wording at the source No. Your funds sit in your self-custodial wallet. Yield assets are deployed into audited DeFi protocols (Kamino Finance), where you remain the on-chain owner. XPlace cannot freeze, seize, or move your... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source getamppay.com Wording at the source The credit limit will be determined, in part, by the amount of available Collateral (as defined below). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
credit line Source and check Source x.place Wording at the source Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs) USD Source and check Source getamppay.com Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Usage (differs) personal Source and check Source getamppay.com Wording at the source You will use the Amp Pay Card for personal, family, or household use. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Issuer / BIN sponsor Third National Source and check Source getamppay.com Wording at the source The issuer for this card program is Third National. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Third National Source and check Source x.place Wording at the source The XPlace Visa card is issued by Third National under a programme managed by Signify Holdings, Inc.; fiat services are provided by regulated third-party partners; borrowing is executed by the Kamino... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown
plan Source and check Source x.place Wording at the source Basic Annual fee Free Monthly limit $2,000 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) not published Source and check Source getamppay.com Wording at the source The Collateral will be in the form of a digital asset. Amp Pay reserves the right to designate which forms of digital assets may be used as Collateral, and reserves the right to decline a form of Coll... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL Source and check Source x.place Wording at the source XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) Ethereum, Solana, Polygon, Arbitrum, Optimism Source and check Source getamppay.com Wording at the source The term "Supported Blockchain" means the Solana Blockchain, Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrum Blockchain and other blockchain networks which may be added at our s... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Solana Source and check Source x.place Wording at the source XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up unknown
unknown
Payments
Mobile wallets Apple Pay Google Pay Source and check Source getamppay.com Wording at the source - Apple Pay and Google Pay supported Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source x.place Wording at the source Anywhere Visa is accepted – online, offline. Apple Pay and Google Pay native. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals unknown
unknown
Contactless (differs) unknown
Yes Source and check Source x.place Wording at the source Tap on your terms 03 Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 0.00 USD Source and check Source getamppay.com Wording at the source - Virtual card free; physical card available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs) only in the app Source and check Source getamppay.com Wording at the source Physical cards are also available for purchase in the app. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Free cards unknown
unknown
Shipping unknown
unknown
Monthly fee (differs) 0.00 USD Source and check Source getamppay.com Wording at the source Annual fee$0Monthly fee$0 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Annual fee 0.00 USD Source and check Source getamppay.com Wording at the source Annual fee$0Monthly fee$0 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.00 USD Source and check Source x.place Wording at the source Basic Free $2K 0,5% 1% Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee (differs) free Source and check Source getamppay.com Wording at the source There is no fee to add funds to your card. Amp Pay even covers the onchain transaction fees for this as well. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) Standard: unknown
1 more country/region United States: 1 % Source and check Source getamppay.com Wording at the source | Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1 % Source and check Source x.place Wording at the source Basic Free $2K 0,5% 1% Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee Standard: unknown
1 more country/region United States: free Source and check Source getamppay.com Wording at the source | Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee unknown
unknown
Minimum monthly spend unknown
unknown
Inactivity rule unknown
unknown
Card replacement unknown
unknown
Rewards
Cashback (differs) unknown
0.5 % (cap 10.00 USD/month) · in USDC
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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