Comparison
Amp Pay Card vs. Brahma Spend Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Amp Pay CardAmp Pay
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Brahma Spend CardBrahma
In short
- Amp Pay Card ask for the least (No ID).
- Amp Pay Card has the higher score (70.55).
| Attribute |
Amp Pay CardAmp Pay
No KYC
Requires KYC
Private
Virtual
Physical
|
Brahma Spend CardBrahma
Requires KYC
Private & business
Virtual
|
|---|---|---|
| Score | good | weak |
| CostsWeight 25 % | 80 | 0 |
| KYC and privacyWeight 20 % | 70 | 35 |
| FeaturesWeight 15 % | 94 | 67 |
| AvailabilityWeight 10 % | not scored | 96 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 74 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
credit
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
AMP PAY CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMITChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Swype.fun is a DeFi-native credit card, powered by Brahma Cards, that lets you access credit against your crypto in real-time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
A Visa card with up to 4% cash back on qualifying purchases, no credit check, no annual fee, and no monthly fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Issuer: The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
Amp Pay is a self-custodial wallet, meaning you maintain full control of your private keys and digital assets at all times.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
self-custody
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We never deposit your funds. The Brahma Infrastructure only takes approval on underlying DeFi protocols and has no withdrawal rights on your collateral. You maintain full custody of your assets at all...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
the credit card association will convert any transaction in foreign currency into U.S. dollars using an exchange rate for the applicable central processing dateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
You will use the Amp Pay Card for personal, family, or household use.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal, business
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
This Policy applies to all BrahmaFi users, including consumer and corporate cardholders, and covers all transactions processed through our platform.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Issuer / BIN sponsor |
Third National
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Third National
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
user setting
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
You can currently set daily spending limits through the Swype interface. The system enforces these limits in real-time before approving transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
not published
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
The Collateral will be in the form of a digital asset. Amp Pay reserves the right to designate which forms of digital assets may be used as Collateral, and reserves the right to decline a form of Coll...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
USDC, USDT0
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds. ## Your Position ####...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Solana, Polygon, Arbitrum, Optimism
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
The term "Supported Blockchain" means the Solana Blockchain, Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrum Blockchain and other blockchain networks which may be added at our s...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Ethereum, Polygon, Arbitrum, Optimism
docs.brahma.fi checked 29 Oct 2026
Two sources, two values
ShownEthereum, Polygon, Arbitrum, Optimism
docs.brahma.fichecked 29 Oct 2026
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Differingvalue not recorded docs.brahma.fifetched 29 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
- Apple Pay and Google Pay supportedChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
brahma.fi checked 29 Oct 2026
Source and check
Source
brahma.fi
Wording at the source
Apple Pay and Google Pay compatibleChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals | unknown | unknown |
| Contactless (differs) | unknown |
Yes
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Each time you tap your card for a payment, Brahma Infrastructure automatically connects it to onchain positions and lets you spend against your crypto in real time, either borrowing against your colla...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
only in the app
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
Physical cards are also available for purchase in the app.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) | unknown |
not applicable
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Only after you review and approve the card policies (protocol, collateral and amounts) will your virtual card be generated.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsrest of world: not published docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceWe will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: 0.00 USD docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the source Annual Fees NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
There is no fee to add funds to your card. Amp Pay even covers the onchain transaction fees for this as well.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee |
Standard:
unknown
1 more country/regionUnited States: 1 % getamppay.com checked 28 Oct 2026 Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 1 % docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee |
Standard:
unknown
1 more country/regionUnited States: free getamppay.com checked 28 Oct 2026 Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: free docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
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One mail when something changes at Amp Pay Card · Brahma Spend Card: promotions and bonuses as well as warnings and incidents.