Comparison
Brahma Spend Card vs. Exactly Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Brahma Spend CardBrahma
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exactly.app29 Oct 2026
Image source
Source
exactly.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Exactly CardExactly
In short
- Exactly Card ask for the least (No ID).
- Exactly Card has the higher score (65.02).
| Attribute |
Brahma Spend CardBrahma
Requires KYC
Private & business
Virtual
|
Exactly CardExactly
KYC free (limited)
Private
Virtual
|
|---|---|---|
| Score | weak | good |
| CostsWeight 25 % | 0 | 64 |
| KYC and privacyWeight 20 % | 35 | 70 |
| FeaturesWeight 15 % | 67 | 80 |
| AvailabilityWeight 10 % | 96 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 81 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: No ID, full verification for higher volumes |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Swype.fun is a DeFi-native credit card, powered by Brahma Cards, that lets you access credit against your crypto in real-time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
After downloading the Exa App, going through KYC, and adding funds, a credit card is created.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
The Exa Card is a virtual card available in 180+ countries.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
Issuer: The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
exactly.app checked 29 Oct 2026
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Source
exactly.app
Wording at the source
A free VISA Signature credit card backed by your digital assets. Fixed rate interest installments. Available instantly on the Exa App.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
We never deposit your funds. The Brahma Infrastructure only takes approval on underlying DeFi protocols and has no withdrawal rights on your collateral. You maintain full custody of your assets at all...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Simply download the Exa App, complete a quick KYC process, transfer funds to your self-custodial wallet, and integrate your Exa Card with Apple Pay or Android Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit line
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
the credit card association will convert any transaction in foreign currency into U.S. dollars using an exchange rate for the applicable central processing dateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
This Policy applies to all BrahmaFi users, including consumer and corporate cardholders, and covers all transactions processed through our platform.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
personal
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
You will use the Exa Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
user setting
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
You can currently set daily spending limits through the Swype interface. The system enforces these limits in real-time before approving transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
KYC level
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
#### Can I upscale my account and expand my limits? Of course, you will need to add documentation that accredits your address and licits funds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDC, USDT0
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds. ## Your Position ####...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
ETH, USDC, OP, WBTC, Wst E T H
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
The Exa App supports deposits in USDC, ETH, WBTC, wstETH, and OP.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Polygon, Arbitrum, Optimism
docs.brahma.fi checked 29 Oct 2026
Two sources, two values
ShownEthereum, Polygon, Arbitrum, Optimism
docs.brahma.fichecked 29 Oct 2026
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Differingvalue not recorded docs.brahma.fifetched 29 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
only in the app
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Which networks are supported? The feature covers multiple mainnets including Ethereum, Optimism, Base, Arbitrum, Polygon, and Worldchain, with coverage varying by token. For example, USDC is available...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
brahma.fi checked 29 Oct 2026
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Source
brahma.fi
Wording at the source
Apple Pay and Google Pay compatibleChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
You can access your card details from the card screen; this data is required to make online purchases or add your card to Google Wallet or Apple Wallet to start using it in-store.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Yes — you can now withdraw cash at any ATM that supports contactless (NFC) technology using your Exa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
Each time you tap your card for a payment, Brahma Infrastructure automatically connects it to onchain positions and lets you spend against your crypto in real time, either borrowing against your colla...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
exactly.app checked 30 Oct 2026
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Source
exactly.app
Wording at the source
### Go buy Contactless in-store or onlineChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
not published
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance |
not applicable
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
No, there are no physical cards available at the moment.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping |
not applicable
docs.brahma.fi checked 29 Oct 2026
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docs.brahma.fi
Wording at the source
Only after you review and approve the card policies (protocol, collateral and amounts) will your virtual card be generated.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
No, there are no physical cards available at the moment.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
not published
docs.brahma.fi checked 29 Oct 2026
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Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual fee |
Standard:
unknown
2 more countries/regionsrest of world: not published docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceWe will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: 0.00 USD docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the source Annual Fees NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD help.exactly.app checked 29 Oct 2026 Source and check Source help.exactly.app Wording at the source| Annual Fees | 0% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
Standard:
unknown
1 more country/regionUnited States: 1 % docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
1.5 %
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Every transaction you make with your card in a currency that is not USD has a 1.5% FX fee (foreign transaction fee) included in the currency rate.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 1 more country/regionUnited States: 1 % help.exactly.app checked 29 Oct 2026 Source and check Source help.exactly.app Wording at the source| Transaction Fees • Balance Transfer • Cash Advance • International Transaction | N/A None 1% of each transaction in U.S. dollars. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
Standard:
unknown
1 more country/regionUnited States: free docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.65 % + 1.00 USD
help.exactly.app checked 29 Oct 2026
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help.exactly.app
Wording at the source
- Fees: $1 + 0.65% per transactionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
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