Comparison
Brahma Spend Card vs. Solayer Emerald Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Brahma Spend CardBrahma
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Solayer Emerald CardSolayer
In short
- Solayer Emerald Card has the higher score (65.3).
| Attribute |
Brahma Spend CardBrahma
Requires KYC
Private & business
Virtual
|
Solayer Emerald CardSolayer
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | weak | good |
| CostsWeight 25 % | 0 | 93 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 67 | 82 |
| AvailabilityWeight 10 % | 96 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 81 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Swype.fun is a DeFi-native credit card, powered by Brahma Cards, that lets you access credit against your crypto in real-time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Annual Percentage Rate (APR) for Purchases: 0% Your Solayer Spend Card is currently Zero 0% interest on all purchases. Issuer and Solayer reserve the right to implement interest in the future, for new...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
- Virtual Card – Use immediately upon approval via Apple Pay or Google Pay Q5. Is a physical card available? Yes. You can order a physical Solayer Pay card directly from the app or on web.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Issuer: The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Q1. What is Solayer Pay? Solayer Pay is a Visa-based card that lets users spend crypto in the real world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We never deposit your funds. The Brahma Infrastructure only takes approval on underlying DeFi protocols and has no withdrawal rights on your collateral. You maintain full custody of your assets at all...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
solayer.org checked 29 Oct 2026
Source and check
Source
solayer.org
Wording at the source
With offerings like sSOL and sUSD, natively on the Solayer infiniSVM, this card enables seamless real-world spending while earning the highest on-chain yield—all within a fully non-custodial framework...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit line
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Solayer Card and based on information provided by Partner.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card currencies |
USD
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
the credit card association will convert any transaction in foreign currency into U.S. dollars using an exchange rate for the applicable central processing dateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
This Policy applies to all BrahmaFi users, including consumer and corporate cardholders, and covers all transactions processed through our platform.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
personal
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
You will use the Solayer Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
user setting
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
You can currently set daily spending limits through the Swype interface. The system enforces these limits in real-time before approving transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDC, USDT0
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds. ## Your Position ####...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
USDC
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
- Spend directly from USDC — no pre-conversionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Polygon, Arbitrum, Optimism
docs.brahma.fi checked 29 Oct 2026
Two sources, two values
ShownEthereum, Polygon, Arbitrum, Optimism
docs.brahma.fichecked 29 Oct 2026
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Differingvalue not recorded docs.brahma.fifetched 29 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
brahma.fi checked 29 Oct 2026
Source and check
Source
brahma.fi
Wording at the source
Apple Pay and Google Pay compatibleChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
solayer.org checked 29 Oct 2026
Source and check
Source
solayer.org
Wording at the source
Add your card to Apple Pay or Google Pay for contactless payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Q10. Can I withdraw cash from an ATM? Yes, with the physical card. Local ATM fees may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Each time you tap your card for a payment, Brahma Infrastructure automatically connects it to onchain positions and lets you spend against your crypto in real time, either borrowing against your colla...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
solayer.org checked 29 Oct 2026
Source and check
Source
solayer.org
Wording at the source
Add your card to Apple Pay or Google Pay for contactless payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
not published
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
not applicable
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
The physical card is FREE — you only pay shipping.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
not applicable
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
Only after you review and approve the card policies (protocol, collateral and amounts) will your virtual card be generated.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
24.99 USD – 59.99 USD
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
| Shipping Method | Shipping Cost | Details | |---|---|---| | US Express | $24.99 | 2–5 business days, tracked | | International Express | $59.99 | 5–11 business days, tracked |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
not published
docs.brahma.fi checked 29 Oct 2026
Source and check
Source
docs.brahma.fi
Wording at the source
We will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual fee (differs) |
Standard:
unknown
2 more countries/regionsrest of world: not published docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceWe will disclose any Fees to you when you are approved for a BrahmaFi Ltd. Card through your BrahmaFi Ltd. Account, by updating these Card Terms, or through our website. We may update, add, or change...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: 0.00 USD docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the source Annual Fees NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
20.00 USD
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Membership Fee – $20/yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) | unknown |
0.5 %
docs.solayer.org checked 29 Oct 2026
Two sources, two values
Shown0.5 %
docs.solayer.orgchecked 29 Oct 2026
Top-Up Fee – 0.5% per top-upDiffering1 % docs.solayer.orgfetched 29 Oct 2026 | Top-Up Fee | 1% per top-up transaction |Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee |
Standard:
unknown
1 more country/regionUnited States: 1 % docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee (differs) | unknown |
not published
docs.solayer.org checked 30 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
| Fee Type | Amount | |---|---| | Top-Up Fee | 1% per top-up transaction | | USD Transaction Fee | $0.15 per transaction | | International Fee | $0.10 + 1.5% per international transaction |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM fee |
Standard:
unknown
1 more country/regionUnited States: free docs.brahma.fi checked 29 Oct 2026 Source and check Source docs.brahma.fi Wording at the sourceTransaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule (differs) | unknown |
Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance.
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
- Cards will be deactivated after 6 months of inactivity. - To reactivate, request a new card issuance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) | unknown |
Earn 10% of the points earned by referred friends, indefinitely.
docs.solayer.org checked 29 Oct 2026
Source and check
Source
docs.solayer.org
Wording at the source
Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Brahma Spend Card · Solayer Emerald Card: promotions and bonuses as well as warnings and incidents.