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Comparison

Plasma One Card vs. Solayer Emerald Card compared

  • Image source Source plasma.org Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plasma One CardPlasma
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Solayer Emerald CardSolayer

In short

  • Plasma One Card has the lowest monthly fee (unknown).
  • Plasma One Card has the higher score (66.87).
Attribute Plasma One CardPlasma Solayer Emerald CardSolayer
Score good good
CostsWeight 25 % 100 93
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 87 82
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 41 not scored
TrustWeight 10 % 78 77
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level) no limits captured
  • ATM per transaction (physical card): 250 USD
  • ATM per 24 hours (physical card, number): 3×
Basics
Card form
credit Source and check Source plasma.org Wording at the source PLASMA CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMIT Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
credit Source and check Source docs.solayer.org Wording at the source Annual Percentage Rate (APR) for Purchases: 0% Your Solayer Spend Card is currently Zero 0% interest on all purchases. Issuer and Solayer reserve the right to implement interest in the future, for new... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source plasma.org Wording at the source Multiple Cards. A Card Account may include multiple Cards (physical and virtual). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source docs.solayer.org Wording at the source - Virtual Card – Use immediately upon approval via Apple Pay or Google Pay Q5. Is a physical card available? Yes. You can order a physical Solayer Pay card directly from the app or on web. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source plasma.org Wording at the source Applicable to countries and merchants where Visa cards are accepted. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source docs.solayer.org Wording at the source Q1. What is Solayer Pay? Solayer Pay is a Visa-based card that lets users spend crypto in the real world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source plasma.org Wording at the source Plasma does not custody your assets. The stablecoin assets in your Plasma One account are owned and custodied by you. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
self-custody Source and check Source solayer.org Wording at the source With offerings like sSOL and sUSD, natively on the Solayer infiniSVM, this card enables seamless real-world spending while earning the highest on-chain yield—all within a fully non-custodial framework... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
credit line Source and check Source plasma.org Wording at the source The credit limit will be determined, in part, by the amount of available Collateral (as defined below). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
credit line Source and check Source docs.solayer.org Wording at the source Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Solayer Card and based on information provided by Partner. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies
USD Source and check Source plasma.org Wording at the source Access USD, deposit stablecoins, send instantly, and spend globally with your Plasma card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
USD Source and check Source docs.solayer.org Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source plasma.org Wording at the source - You will use the Plasma Card for personal, family, or household use. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal Source and check Source docs.solayer.org Wording at the source You will use the Solayer Card for personal, family, or household use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor
Third National Two sources, two values ShownThird National plasma.orgchecked 28 Oct 2026 "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Differingvalue not recorded plasma.orgfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Third National Source and check Source docs.solayer.org Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
USDT, XPL Source and check Source plasma.org Wording at the source Cash Out. You may convert XPL Rewards to U.S. dollars credited to your Card Account through a non-custodial decentralized-exchange aggregator swap executed on-chain from your Plasma One wallet using 0... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
USDC Source and check Source docs.solayer.org Wording at the source - Spend directly from USDC — no pre-conversion Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up (differs)
Yes Source and check Source plasma.org Wording at the source ## Add local currency. Get dollars.3Withdraw any time. Move money in, keep it in dollars, and withdraw locally when you need it. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source plasma.org Wording at the source - Send instantly - Spend globally - Add toApple Pay or Google Pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source plasma.org Wording at the source With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source docs.solayer.org Wording at the source Q10. Can I withdraw cash from an ATM? Yes, with the physical card. Local ATM fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source plasma.org Wording at the source The cardholder initiates the purchase by presenting their card (physical tap, mobile wallet, or online checkout). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance
unknown
unknown
Physical card issuance (differs)
unknown
0.00 USD Source and check Source docs.solayer.org Wording at the source The physical card is FREE — you only pay shipping. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards
unknown
unknown
Shipping (differs)
unknown
24.99 USD – 59.99 USD Source and check Source docs.solayer.org Wording at the source | Shipping Method | Shipping Cost | Details | |---|---|---| | US Express | $24.99 | 2–5 business days, tracked | | International Express | $59.99 | 5–11 business days, tracked | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee
unknown
unknown
Annual fee (differs)
0.00 USD Source and check Source plasma.org Wording at the source - Lite. Lite is free and requires no subscription or XPL lock. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
20.00 USD Source and check Source docs.solayer.org Wording at the source Membership Fee – $20/year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee (differs)
unknown
0.5 % Two sources, two values Shown0.5 % docs.solayer.orgchecked 29 Oct 2026 Top-Up Fee – 0.5% per top-up Differing1 % docs.solayer.orgfetched 29 Oct 2026 | Top-Up Fee | 1% per top-up transaction | Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee
Standard: unknown
1 more country/region United States: 1 % Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
Standard: unknown
1 more country/region United States: free Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
unknown
Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance. Source and check Source docs.solayer.org Wording at the source - Cards will be deactivated after 6 months of inactivity. - To reactivate, request a new card issuance. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement
unknown
unknown
Rewards
Cashback (differs)
2 % · in XPL · requires token holding or staking
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you) (differs)
unknown
Earn 10% of the points earned by referred friends, indefinitely. Source and check Source docs.solayer.org Wording at the source Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn. Checked Verified Value wrong? No earlier versions What does [s] mean?
Welcome bonus
unknown
unknown

Highlighted rows differ.

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