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Image source Source etherfi.gitbook.io Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by ether.fi

ether.fi Cash Card

Requires KYC Private & business Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To ether.fi

Basicsetherfi-cash-card

Card form
credit Source and check Source help.ether.fi Wording at the source ether.fi Cash works just like you would expect from any other Visa credit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source help.ether.fi Wording at the source The ether.fi Cash card is included with your ether.fi ether.fi Cash membership, and is available as both a virtual and physical credit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source help.ether.fi Wording at the source ether.fi Cash works just like you would expect from any other Visa credit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
smart wallet Source and check Source help.ether.fi Wording at the source Add funds to your Safe by depositing any supported token. These funds become available for spending in Direct Pay mode or as collateral in Credit mode. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
unknown
Card currencies
EUR, USD Source and check Source help.ether.fi Wording at the source Foreign exchange (FX) rates apply when you make a transaction in a currency other than USD or EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal, business Source and check Source help.ether.fi Wording at the source ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
user setting Source and check Source help.ether.fi Wording at the source ether.fi doesn't set a maximum spending limit on Cash cards, you do. Your card and your vault each have their own spending limits, which you control and can raise or lower at any time in the app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source help.ether.fi Wording at the source | Apple Pay & Google Pay | ✅ | ✅ | ✅ | ✅ | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.ether.fi Wording at the source You can withdraw cash from ATMs with your ether.fi card. The same limits apply to every membership level. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.ether.fi Wording at the source | Contactless payments | ✅ | ✅ | ✅ | ✅ | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and variants

Attribute Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Core 0.00 USD /year Source and check Source help.ether.fi Wording at the source | Earn it with points | Free | 5K pts | 25K pts | – | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? entry membership for personal Cash Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Luxe 199.00 USD /year Source and check Source help.ether.fi Wording at the source You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? purple metal card and enhanced benefits Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Pinnacle 999.00 USD /year Source and check Source help.ether.fi Wording at the source You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? black metal card and premium benefits Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on VIP invitation-only gold metal card
Card
Card types virtual, physical Source and check Source help.ether.fi Wording at the source The ether.fi Cash card is included with your ether.fi ether.fi Cash membership, and is available as both a virtual and physical credit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source help.ether.fi Wording at the source You can withdraw cash from ATMs with your ether.fi card. The same limits apply to every membership level. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance first 1 free Source and check Source help.ether.fi Wording at the source | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then Standard: 0.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
12 more countries/regions Argentina: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Bangladesh: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Bolivia: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Colombia: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Ecuador: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Mexico: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Malaysia: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Nigeria: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Peru: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Philippines: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Thailand: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? South Africa: 10.00 USD Source and check Source help.ether.fi Wording at the source Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
first 4 free Source and check Source help.ether.fi Wording at the source | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 10.00 USD Source and check Source help.ether.fi Wording at the source The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? first 10 free Source and check Source help.ether.fi Wording at the source | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 10.00 USD Source and check Source help.ether.fi Wording at the source | Pinnacle | $10 | $100 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? first 50 free Source and check Source help.ether.fi Wording at the source | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 0.00 USD Source and check Source help.ether.fi Wording at the source For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe includes its first 4 virtual cards with no virtual-card fee; Pinnacle includes its f... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance first 0 free Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 50.00 USD Source and check Source help.ether.fi Wording at the source Core does not include a free physical card, so the physical-card fee applies when you order one. Learn which regions have a $10 first-virtual-card fee. | Tier | Virtual Card Fee | Physical Card Fee |... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? first 1 free Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 100.00 USD Source and check Source help.ether.fi Wording at the source The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? first 2 free Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 100.00 USD Source and check Source help.ether.fi Wording at the source | Pinnacle | $10 | $100 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? first 2 free Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , then 0.00 USD Source and check Source help.ether.fi Wording at the source | | Core All ether.fi Cash members | Luxe Luxe | Pinnacle Pinnacle | VIP Invitation only | |---|---|---|---|---| | Referral rewards(Now Affiliate) | 1% cashback on referral purchases | 1% cashback on... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping unknown
Monthly fee unknown
Annual fee 0.00 USD Source and check Source help.ether.fi Wording at the source | Earn it with points | Free | 5K pts | 25K pts | – | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 199.00 USD Source and check Source help.ether.fi Wording at the source You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 999.00 USD Source and check Source help.ether.fi Wording at the source You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Top-up fee unknown
Crypto deposit fee
  • top-up via crypto: free Source and check Source help.ether.fi Wording at the source We do not charge deposit fees. You will only pay blockchain gas fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ amount_100: 0.00 EUR
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 0.5 % Source and check Source help.ether.fi Wording at the source | Core | 0.5% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.25 % Source and check Source help.ether.fi Wording at the source | Luxe | 0.25% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0 % Source and check Source help.ether.fi Wording at the source | Pinnacle | None | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0 % Source and check Source help.ether.fi Wording at the source | VIP | None | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers Virtual card issuance waived once Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Physical card issuance waived once; Virtual card issuance waived 4 times Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Physical card issuance waived twice; Virtual card issuance waived 10 times Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Physical card issuance waived twice; Virtual card issuance waived 50 times Source and check Source help.ether.fi Wording at the source | Free Physical Cards (Free shipping on Luxe and above) | 0 | 1 | 2 | 2 | | Free Virtual cards | 1 (Amount may vary by region) | 4 | 10 | 50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cashback & rewards
Cashback 3 % Source and check Source help.ether.fi Wording at the source | USD: First $2,000 EUR: First $800 (USD equivalent, not €) | 3% | 3% | | USD: $2,001 – $3,000 EUR: $801 – $1,500 (USD equivalent, not €) | 1% | 1% | | USD: Above $3,000 EUR: Above $1,500 (USD equival... Checked Verified Value wrong? History What does [s] mean? First $2,000 1 % $2,001 – $3,000 0.5 % Above $3,000 in ETHFI 3 % Source and check Source help.ether.fi Wording at the source | USD: First $10,000 EUR: First $3,000 (USD equivalent, not €) | 3% | 3% | | USD: $10,001 – $20,000 EUR: $3,001 – $6,000 (USD equivalent, not €) | 1% | 1% | | USD: Above $20,000 EUR: Above $6,000 (USD... Checked Verified Value wrong? History What does [s] mean? First $10,000 1 % $10,001 – $20,000 0.5 % Above $20,000 in ETHFI 3 % Source and check Source help.ether.fi Wording at the source | USD: First $50,000 EUR: First $16,000 (USD equivalent, not €) | 3% | 3% | | USD: $50,001 – $80,000 EUR: $16,001 – $26,000 (USD equivalent, not €) | 1% | 1% | | USD: Above $80,000 EUR: Above $26,000... Checked Verified Value wrong? History What does [s] mean? First $50,000 1 % $50,001 – $80,000 0.5 % Above $80,000 in ETHFI 4 % Source and check Source help.ether.fi Wording at the source | 4% on the first $50,000 each month | 4% on the first $16,000 each month (USD equivalent, not €) | These are the initial 4% bands, not a cashback cutoff. Lower rates apply above these thresholds. Checked Verified Value wrong? History What does [s] mean? First $50,000 each month in ETHFI
Limits
Spending per 24 hours 50,000 USD Source and check Source help.ether.fi Wording at the source ### Daily card limit - Default: $50,000.00 USD - Applies only to the specific card - Refreshes every 24 hours - Can be edited as needed Checked Verified Value wrong? No earlier versions What does [s] mean? adjustable by user all variants
Spending per month 1,000,000 USD Source and check Source help.ether.fi Wording at the source ### Monthly vault limit: - Default: $1,000,000.00 USD - Applies across all cards on the account - Refreshes monthly Checked Verified Value wrong? No earlier versions What does [s] mean? adjustable by user all variants
ATM per transaction 5,000 USD Source and check Source help.ether.fi Wording at the source You can withdraw cash from ATMs with your ether.fi card. The same limits apply to every membership level. ## ATM withdrawal limits - Up to $5,000 per withdrawal Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per 24 hours 25,000 USD Source and check Source help.ether.fi Wording at the source - Up to $25,000 in a rolling 24-hour period Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per 24 hours (number) 5× Source and check Source help.ether.fi Wording at the source - Up to 5 withdrawal attempts in a rolling 24-hour period Checked Verified Value wrong? No earlier versions What does [s] mean? all variants

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Cash card verification at ether.fi

      review time Most reviews within 48 hours; longer if additional information is needed

      Source and check Source help.ether.fi Wording at the source To use the ether.fi Cash card and fiat services, identity verification is required. This is part of our compliance obligations and applies to all users without exception. You will complete KYC during... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Phone number, Address, ID document, Selfie / liveness

      In some cases: Proof of address (conditional: In some cases)

The limits are listed per variant in the table variants and fees

Values for the entry account tier Core; ↑ shows a higher limit from a higher account tier.

Account tiers (VIP, loyalty)

Account tiers change limits or perks, not the documents.

  • Core: Everyone starts at Core. Source and check Source help.ether.fi Wording at the source - Everyone starts at Core Checked Verified Value wrong? History What does [s] mean?
  • Luxe: 5K points to activate and 5K points/month to maintain, or $15K in Liquid, or 30K ETHFI staked, or a $199/year membership purchase. Source and check Source help.ether.fi Wording at the source - To level to Luxe, you need 5K points to activate and 5K points/mo to maintain Checked Verified Value wrong? History What does [s] mean?
  • Pinnacle: 25K points, or $100K in Liquid, or 150K ETHFI staked, or a $999/year membership purchase. Source and check Source help.ether.fi Wording at the source - To get to Pinnacle, you need 25K points Checked Verified Value wrong? History What does [s] mean?
  • VIP: Invitation only. Source and check Source help.ether.fi Wording at the source | | Core All ether.fi Cash members | Luxe Luxe | Pinnacle Pinnacle | VIP Invitation only | Checked Verified Value wrong? History What does [s] mean?
Business use (KYB)

Only relevant if the card is requested for a company.

  1. ID document

    ID document, often with a selfie or video ident

    1. Business KYB at ether.fi

      Source and check Source help.ether.fi Wording at the source You will need to complete KYB for your business to activate the account. Once completed, you'll be able to immediately begin creating cards for your team! Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Company documents (KYB)

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

No triggers published.

What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in Available in 89 countries and regions Source and check Source help.ether.fi Wording at the source ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below. Physical-card delivery is not available in every eligible Cash region. Eligibility is... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Residency requirement United States availability is limited to Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia and Wyoming. Belgium and Ireland are eligible for Cash but physical-card delivery is unavailable. Source and check Source help.ether.fi Wording at the source Physical card availability: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michig... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands not available
  • Türkiye not available
  • Brazil available
  • Nigeria available
  • India not available
  • United Arab Emirates available
  • Singapore available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (89) not available (161) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, EURC, OP, HYPE, USDT0, WETH, E U S D, Frx U S D, ZCHF Source and check Source help.ether.fi Wording at the source # Stablecoins | Asset | Supported network(s) | |---|---| | USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethe... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
+ 10 more BTCETHUSDTUSDCEURCOPHYPEUSDT0WETHE U S DFrx U S DZCHFWe E T HE B T CETHFIS E T H F IWHYPEBe H Y P EPAXGLiquid E T HLiquid B T CLiquid U S D
Number of supported assets unknown
Top-up networks Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Gnosis, Mantle, Celo, Kaia Source and check Source help.ether.fi Wording at the source | USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, G... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order USDC first, then liquidUSD if USDC is unavailable Source and check Source help.ether.fi Wording at the source Any USDC balance in your Vault will be used first, then LiquidUSD as a secondary spend asset if there isn't any USDC available. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source help.ether.fi Wording at the source Looking to fund your Vault through a bank transfer? See our available options here: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What ether.fi offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

Referral bonus

  • You (referrer)

    10 USD

    Conditions:
    Tier 1 new-member bonus. The referred user must complete at least $100 USD in eligible card spending to become a qualifying referral.
    How:
    invite link
    all cards of ether.fi
    Source and check Source help.ether.fi Wording at the source | New member bonus | $10 | $15 | $20 | $20 | Checked Verified What does [s] mean?
  • You (referrer)

    0.1 % of card spend

    Conditions:
    Tier 1 ongoing cashback on eligible referral spending; paid monthly in USDC. Higher affiliate tiers earn 0.2% to 0.3%.
    How:
    invite link
    all cards of ether.fi
    Source and check Source help.ether.fi Wording at the source | Cashback on referral spending | 0.1% | 0.2% | 0.25% | 0.3% | Checked Verified What does [s] mean?

Partner programme: yes (own programme) Details Source and check Source help.ether.fi Wording at the source The ether.fi Affiliate Program is now open to all users and allows you to earn rewards by referring new users to the platform. Checked Verified What does [s] mean?

Trust

AttributeValue
Issuer / BIN sponsor Third National Source and check Source etherfi.gitbook.io Wording at the source The Ether.Fi Card is issued by Third National pursuant to a license from Visa. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters unknown
Support channels chat, email Source and check Source help.ether.fi Wording at the source If you have any additional questions or need further assistance regarding your card & vault limits, please feel free to contact our support team via email at [email protected] or through live chat. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Issuer

Third National (United States) Source and check Source etherfi.gitbook.io Wording at the source The Ether.Fi Card is issued by Third National pursuant to a license from Visa. Checked Verified Registered name: Nimbus LLC Source and check Source legal.raincards.xyz Wording at the source Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme... Checked Verified Issues 18 card programmes in our catalogue

Transparency

Transparency 50 %

0 of 15 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

Apps and community

Ratings on platforms are not representative and sometimes manipulated; they never count as evidence for facts. Logos are trademarks of their owners and only identify the platform.

What users report

No community reports evaluated yet.

How the score is made up

71.08 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Core; sorting stays with it. With another variant: Luxe 60.7 · Pinnacle 61.19 · VIP 74.16

Methodology and weights
  1. CostsWeight 25 %
    90/100
    22.4 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    100/100
    15.0 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    68/100
    6.8 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    77/100
    7.7 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    73/100
    7.3 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 60
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 50
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about ether.fi from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 11 neutral, 0 negative

  1. Abmedia Neutral
    Ether.fi 卡 9 月刷卡 1.28 億美元，月增 17.4% | 鏈新聞 ABMedia

    Assessment: Reports September Ether.fi Cash card spending and deposit growth from Blockworks data; usage metrics, not a change to card terms.

  2. Abmedia Neutral Review
    Ether.fi 卡台灣申請教學：AI 訂閱最高 30% 回饋、KYC 實測與會員等級怎麼選 | 鏈新聞 ABMedia

    Assessment: Taiwan application tutorial describing existing ether.fi card reward tiers and KYC; no announced change.

  3. Surf Neutral
    Ether.fi Adds Products but ETHFI Price Stays Flat | Surf AI

    Assessment: Market roundup of ether.fi product additions and token price; no card terms are changed.

  4. TokenPost Notable Neutral
    ether.fi Acquires Crypto Wallet Zeal, Adds In-App Migration

    Assessment: ether.fi acquires the Zeal wallet with in-app migration; Zeal's Gnosis Pay-based Visa card is mentioned without stated changes.

  5. ChainCatcher Neutral
    ether.fi 收购加密钱包 Zeal Wallet

    Assessment: Chinese-language report on the ether.fi acquisition of Zeal Wallet; no card terms are changed.

  6. TradingView Neutral
    Ether.fi: Acquires selected Zeal assets and enables in-app migration - 23 Oct 2026 — TradingView News

    Assessment: Notice of ether.fi acquiring selected Zeal assets; the snippet says user accounts, keys and funds are not included.

  7. Surf Neutral
    Zeal Discloses M&A Transaction Involving ether.fi | Surf AI

    Assessment: Zeal discloses an M&A transaction with ether.fi without price, structure or operating details.

  8. CoinMarketCal Neutral
    Ether.fi (ETHFI) Wallet Acquisition · CoinMarketCal

    Assessment: Calendar entry on ether.fi acquiring selected Zeal assets; user accounts, keys and funds are not included.

  9. X Neutral
    ether.fi (@ether_fi) on X

    Assessment: Provider's own X post on the Zeal acquisition and in-app migration; it restates existing card cashback claims.

  10. KK Investing Neutral Review
    Ether.fi Cash Card 2026：3% 回饋、實體卡開箱、申請

    Assessment: Review and application guide for the ether.fi Cash Card that describes tiered ETHFI rewards without reporting a change.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at ether.fi Cash Card and ether.fi, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 74.44 to 71.08.

  • Score changed from 74.91 to 74.44.

  • Changes to reward programmes.

  • Score changed from 62.41 to 74.91.

  • Score changed from 60.63 to 62.41.

  • New: Partner programme · Publishers.

  • New: Referral bonus · You (referrer).

  • New: Referral bonus · You (referrer).

  • Changes to limits.

  • New logo.

  • Changes to limits.

  • Score changed from 57.5 to 60.63.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to licences.

Apply for ether.fi Cash Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

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