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Image source Source rivocard.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by RivoCard

RivoCard

KYC free (limited) Private & business Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To RivoCard

Basicsrivocard

Card form
prepaid Source and check Source rivocard.com Wording at the source Use secure virtual prepaid cards to pay for global subscriptions, software, digital services, and online platforms. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source rivocard.com Wording at the source Use secure virtual prepaid cards to pay for global subscriptions, software, digital services, and online platforms. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source rivocard.com Wording at the source Rivocard is a globally accepted virtual Visa card designed to make online payments simple, transparent and accessible to everyone. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source rivocard.com Wording at the source Copy your unique Rivocard deposit address or scan the QR code. Send any supported amount from your crypto wallet, exchange or hardware wallet directly to that address. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source rivocard.com Wording at the source Send Bitcoin, Ethereum or any supported coin — Rivocard automatically converts it to USD card balance at the live market rate. You do not need to manually exchange crypto before depositing. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source rivocard.com Wording at the source Send Bitcoin, Ethereum or any supported coin — Rivocard automatically converts it to USD card balance at the live market rate. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal, business Source and check Source rivocard.com Wording at the source Rivocard is a modern financial card solution that offers smart payment options, competitive fees, and seamless global transactions for individuals and businesses. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source rivocard.com Wording at the source Yes. After your card is funded, you can add it to Apple Pay or Google Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
No Source and check Source rivocard.com Wording at the source Rivocard: Virtual cards only. No physical card. No ATM access. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source rivocard.com Wording at the source Yes. After your card is funded, you can add it to Apple Pay or Google Pay. This enables contactless NFC payments in person at any merchant with a tap-to-pay terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 USD Source and check Source rivocard.com Wording at the source Card Creation & Issuance FREE Create unlimited virtual cards, no issuance fee Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance not applicable Source and check Source rivocard.com Wording at the source Rivocard: Virtual cards only. No physical card. No ATM access. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping not applicable Source and check Source rivocard.com Wording at the source Rivocard: Virtual cards only. No physical card. No ATM access. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 0.00 USD Source and check Source rivocard.com Wording at the source $0 No Subscription Fee No monthly plans, no annual fees, no recurring charges. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee 0.00 USD Source and check Source rivocard.com Wording at the source $0 No Subscription Fee No monthly plans, no annual fees, no recurring charges. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee 5 % Source and check Source rivocard.com Wording at the source Yes — the 5% fee is applied each time you load funds onto your card, regardless of the loading method (crypto or bank transfer). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 5.00 USD ↳ Topping up 1,000.00 USD: 50.00 USD
Crypto deposit fee unknown
Crypto conversion fee 0 % Source and check Source rivocard.com Wording at the source | Conversion spread | 0% | 1-2% on crypto-to-fiat conversion at point of payment | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee 0 % Source and check Source rivocard.com Wording at the source Once funds are on your card, spend them anywhere Visa is accepted with zero additional fees — no per-transaction charges, no foreign exchange fees, no monthly subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee not applicable Source and check Source rivocard.com Wording at the source Rivocard: Virtual cards only. No physical card. No ATM access. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Merchant-specific fee free Source and check Source rivocard.com Wording at the source 0% on All Purchases Spend your balance with zero transaction fees anywhere Visa is accepted Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Spending 500.00 USD: 0.00 USD
Declined payment fee unknown
Refund fee unknown
Inactivity fee 0.00 USD Source and check Source rivocard.com Wording at the source No. There is no inactivity fee. Your balance stays valid and your card stays active regardless of how long you go without using it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement free Source and check Source rivocard.com Wording at the source Free Card Replacement Issue a brand new virtual card instantly at zero cost if compromised Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ replacement_1: 0.00 USD ↳ replacement_2: 0.00 USD
Plan waivers unknown
Cashback & rewards
Cashback not applicable Source and check Source rivocard.com Wording at the source Rivocard does not currently offer a cashback programme. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

No ID ID + proof of address Requirements not published
Requirement Basic KYC at RivoCard Full KYC at RivoCard Enhanced KYC at RivoCard
Documents
E-mail required – –
ID document – required –
Proof of address – required –
Limits
Top-up per transaction 20,000 USD Two sources, two values Shown20,000 USD rivocard.comchecked 29 Oct 2026 Card Load Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Card Load Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Card Load Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean?
Spending per day 20,000 USD Two sources, two values Shown20,000 USD rivocard.comchecked 29 Oct 2026 Daily Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Daily Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Daily Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$No Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean?
Spending per month 20,000 USD Two sources, two values Shown20,000 USD rivocard.comchecked 29 Oct 2026 Monthly Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYCNo Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Monthly Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYCNo Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Source and check Source rivocard.com Wording at the source Monthly Spend Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYCNo Limit Checked Verified Value wrong? No earlier versions What does [s] mean?
Single payment per transaction 20,000 USD Two sources, two values Shown20,000 USD rivocard.comchecked 29 Oct 2026 Per Transaction Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$NO Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Per Transaction Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$NO Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? no limit Two sources, two values Shownno limit rivocard.comchecked 29 Oct 2026 Per Transaction Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$NO Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean?
Source Source and check Source rivocard.com Wording at the source Basic tier (no KYC): A virtual card is issued immediately after email verification. This card has spending limits defined by the Basic KYC tier — but within those limits, it is fully functional. No ID... Checked Verified Value wrong? No earlier versions What does [s] mean? Two sources, two values Shown– rivocard.comchecked 29 Oct 2026 | Full KYC | Government ID + proof of address | Up to $10,000/day | Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? No earlier versions What does [s] mean? Source and check Source rivocard.com Wording at the source The page does not spell out what each tier requires, so check the current requirements in your dashboard. Checked Verified Add this value? No earlier versions What does [s] mean?

No ID: e-mail, phone or personal details, no ID documentID + proof of address: ID and a recent proof of addressRequirements not published

Values for the entry account tier Premium; ↑ shows a higher limit from a higher account tier.

Account tiers (VIP, loyalty)

Account tiers change limits or perks, not the documents.

  • Premium: Lock a refundable $1,000 deposit from the available RivoCard balance. Source and check Source rivocard.com Wording at the source $1,000 moves from your Available balance to Locked. It is 100% still yours — Rivocard never spends or deducts it. Checked Verified Value wrong? History What does [s] mean?

KYC: No ID up to 20,000.00 USD per payment, then ID + proof of address Without ID document: up to 20,000.00 USD (per month). KYC-free (evidenced up to 20,000 USD per month).

When is KYC needed?

  • Single transaction above a thresholdFor a single transaction above 20,000 USD, RivoCard requires level 1 (ID document, proof of address). Two sources, two values Shown– rivocard.comchecked 29 Oct 2026 Per Transaction Limit Basic KYC$20,000 Full KYC$Unlimited Enhanced KYC$NO Limit Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? History What does [s] mean?
  • High volumeFor high volumes, RivoCard may request additional documents such as proof of source of funds. Source and check Source rivocard.com Wording at the source For deposits above certain thresholds, Rivocard may request additional identity verification in compliance with applicable regulations. Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, RivoCard may request additional documents such as proof of source of funds. Source and check Source rivocard.com Wording at the source You will promptly provide additional documentation when requested for compliance Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement Available globally at Basic KYC, except sanctioned countries. Source and check Source rivocard.com Wording at the source Rivocard: Operates globally at the Basic KYC tier with no stated country-of-residence restriction (excluding sanctioned countries). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH Source and check Source rivocard.com Wording at the source Rivocard currently accepts Bitcoin (BTC), Ethereum (ETH), Tether (USDT on TRC-20 and ERC-20), USD Coin (USDC), Solana (SOL), Litecoin (LTC), Monero (XMR), Dash (DASH), Ripple (XRP), BNB (BEP-20), Doge... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin Source and check Source rivocard.com Wording at the source Bitcoin BTC · Bitcoin Network Popular ⧫ Ethereum ETH · ERC-20 Popular ₮ Tether USDT · TRC-20 / ERC-20 Stablecoin ● USD Coin USDC · ERC-20 / SOL Stablecoin ◎ Solana SOL · Solana Networ... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order Spending draws from the pre-loaded virtual card balance; unloaded crypto remains separately in the RivoCard wallet. Source and check Source rivocard.com Wording at the source From that point the card balance is isolated — your unloaded crypto stays in the wallet, separate from the card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source rivocard.com Wording at the source Add money using crypto, bank transfer, or other supported methods. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What RivoCard offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters unknown
Support channels unknown

Transparency

Transparency 50 %

0 of 17 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

77.12 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    83/100
    20.8 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    83/100
    16.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    79/100
    11.8 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    100/100
    10.0 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    80/100
    8.0 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 50
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at RivoCard and RivoCard, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 76.29 to 77.12.

  • Score changed from 68.79 to 76.29.

  • Score changed from 62.5 to 68.79.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 56.5 to 62.5.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 56 to 56.5.

  • Changes to KYC levels and requirements.

  • New logo.

  • Score changed from 56.75 to 56.

  • Score changed from 51.8 to 56.75.

  • Changes to licences.

Apply for RivoCard directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To RivoCard