Comparison
PintoPay Card vs. Plutus Card (EEA): fees, limits & KYC
-
pintopay.me29 Oct 2026
Image source
Source
pintopay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
PintoPay CardPintoPay
-
plutus.it29 Oct 2026
Image source
Source
plutus.it
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Plutus Card (EEA)Plutus
In short
- PintoPay Card ask for the least (No ID).
- PintoPay Card has the higher score (58.78).
| Attribute |
PintoPay CardPintoPay
No KYC
Private
Virtual
Physical
|
Plutus Card (EEA)Plutus
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 7 | 72 |
| KYC and privacyWeight 20 % | 70 | 35 |
| FeaturesWeight 15 % | 100 | 70 |
| AvailabilityWeight 10 % | 100 | 22 |
| RewardsWeight 10 % | not scored | 80 |
| TrustWeight 10 % | 80 | 55 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Spend your crypto anywhere in the world with our debit cards accepted in millions of merchants.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.4 The Plutus Card is a debit card that is linked to your Plutus Account that you access either through the App or our Website. Virtual cards are free of charge while physical cards are subject to a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Virtual and Physical CardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) | unknown |
Visa
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
2. POS Visa TransactionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.1. The Custodian Wallet provides the User with interface-based access to digital assets that: (a) are held and serviced by third-party custodial providers; (b) are made available to the User throu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.11 Your Plutus Current Account is not a traditional bank account. Instead, it is an electronic money account provided through Plutus and managed by our banking partner, an authorised Electronic Mon...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
You can fund your card using crypto, which is instantly converted to fiat for seamless transactionsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.5 Top-ups. You will be able to top your Plutus Current Account via the Plutus Dashboard. With the money you have on your Plutus Card, you can make everyday card transactions and benefit from reward...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) | unknown |
EUR
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
5.3. Subject to your ongoing compliance with these Terms, the Group grants you a limited, non-transferable and non-exclusive licence to use the Application to the extent owned by or licensed through t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
4.1 You must be 18, act in your personal capacity and reside in a country where our platforms, services and reward programmes are supported to be eligible to use them.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) | unknown |
not published
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
plan
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
The specific fees and limits depend on your account plan:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
not published
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.4. The availability of digital assets, applicable limits, fees, technical parameters, and transaction conditions via the Custodian Wallet may be determined by the relevant third parties and the ap...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept:Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) | unknown |
not applicable
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) | unknown |
Yes
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Add to Apple Pay or Google Pay and pay with USDT worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Google Pay
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
One card. Two minutes to issue. Works anywhere — Apple Pay, ATMs, online, and offlineChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
plutus.it checked 28 Oct 2026
Two sources, two values
ShownNo
plutus.itchecked 28 Oct 2026
10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not...Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
plutus.it checked 28 Oct 2026
Source and check
Source
plutus.it
Wording at the source
For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
1.4 Virtual Card Order Fee Starter Everyday Premium Free Free FreeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cards | unknown | |
| Shipping (differs) | unknown |
not published
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
(e) Taxes, shipping costs, or other applicable charges which will be set out when you make a transaction using our Plutus Platforms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
6.99 EUR/month or 69.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Starter - £/€6.99 monthly \| £/€ 69.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 99.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Everyday - £/€9.99 monthly \| £/€ 99.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
19.99 EUR/month or 199.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Premium - £/€19.99 monthly \| £/€ 199.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
| Annual fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
6.99 EUR/month or 69.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Starter - £/€6.99 monthly \| £/€ 69.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 99.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Everyday - £/€9.99 monthly \| £/€ 99.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
19.99 EUR/month or 199.99 EUR/year
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
Premium - £/€19.99 monthly \| £/€ 199.99 annuallyChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
| Top-up fee (differs) | unknown |
free
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
1.1 Fiat Deposit Starter Everyday Premium Free Free FreeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee (differs) | unknown |
not applicable
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
2.5 %
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
plutus.it checked 28 Oct 2026
Two sources, two values
Shownnot applicable
plutus.itchecked 28 Oct 2026
10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not...Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) | unknown |
0.00 EUR
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
2.3 Point of Sale Decline Starter Everyday Premium Free Free FreeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) | unknown |
The account enters sleep mode after 60 consecutive days without account activity.
plutus.it checked 29 Oct 2026
Source and check
Source
plutus.it
Wording at the source
9.11 Account in sleep mode. You will be notified upon log-in that your account is in sleep mode if: (a) there is no activity in your account for a period of 60 consecutive days;Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) | unknown |
3 % (holding from 1); 3 % (holding from 100); 3 % (holding from 200); 3 % (holding from 500); 3 % (holding from 1,000); 4 % (holding from 2,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 7 % (holding from 20,000); 8 % (holding from 30,000); 9 % (holding from 40,000) · as points (1 point = 1 EUR)
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at PintoPay Card · Plutus Card (EEA): promotions and bonuses as well as warnings and incidents.