Skip to content

Comparison

CryptoPay Card vs. Plutus Card (EEA) compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on CryptoPay CardCryptoPay
  • Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plutus Card (EEA)Plutus

In short

  • CryptoPay Card has the lowest monthly fee (0.00 EUR).
  • CryptoPay Card has the lowest foreign currency fee (1.95 %).
  • CryptoPay Card has the higher score (60.1).
Attribute CryptoPay CardCryptoPay Requires KYC Private Virtual Physical Plutus Card (EEA)Plutus Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 75 72
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 100 70
AvailabilityWeight 10 % 23 22
RewardsWeight 10 % not scored 80
TrustWeight 10 % 70 55
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level) Standard Due Diligence
  • Top-up per transaction: 8,000 EUR
  • Top-up per 24 hours: 8,000 EUR
  • Top-up per 24 hours (number): 5×
+9
  • Spending per day: 500,000 EUR
  • Spending per 30 days: 1,000,000 EUR
  • Single payment per transaction: 500,000 EUR
Basics
Card form debit Source and check Source cryptopay.me Wording at the source The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket"). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
debit Source and check Source plutus.it Wording at the source 10.4 The Plutus Card is a debit card that is linked to your Plutus Account that you access either through the App or our Website. Virtual cards are free of charge while physical cards are subject to a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types virtual, physical Source and check Source cryptopay.me Wording at the source Fee for upgrading a virtual card to a plastic card 5 EUR Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical Source and check Source plutus.it Wording at the source 10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source cryptopay.me Wording at the source The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket"). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source plutus.it Wording at the source 2. POS Visa Transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source cryptopay.me Wording at the source Cryptocurrency storage services, whereby Cryptocurrency (whether purchased from Cryptopay or transferred from an external Cryptocurrency wallet) is stored in a multicurrency digital wallet ("Cryptocur... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
custodial Source and check Source plutus.it Wording at the source 10.11 Your Plutus Current Account is not a traditional bank account. Instead, it is an electronic money account provided through Plutus and managed by our banking partner, an authorised Electronic Mon... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model fiat balance Source and check Source cryptopay.me Wording at the source If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Euro or Pound Sterling Sub-Wallet, a Currency Exchange Transaction must first take place where such a... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
fiat balance Source and check Source plutus.it Wording at the source 10.5 Top-ups. You will be able to top your Plutus Current Account via the Plutus Dashboard. With the money you have on your Plutus Card, you can make everyday card transactions and benefit from reward... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs) EUR, GBP Source and check Source cryptopay.me Wording at the source 1. Any Cryptocurrency Withdrawals must take place from the Euro or Pound Sterling Sub-Wallet. 2. If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Eur... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
EUR Source and check Source plutus.it Wording at the source When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source cryptopay.me Wording at the source As part of your eligibility to use a DiPocket account, you agree and confirm that you are an individual acting solely on your own behalf, in an individual capacity, and you are not acting in a busines... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source plutus.it Wording at the source 4.1 You must be 18, act in your personal capacity and reside in a country where our platforms, services and reward programmes are supported to be eligible to use them. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) DiPocket UAB Source and check Source cryptopay.me Wording at the source The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket"). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not published Source and check Source plutus.it Wording at the source Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown
plan Source and check Source plutus.it Wording at the source The specific fees and limits depend on your account plan: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source cryptopay.me Wording at the source If you register as a User, subject to eligibility for the Card type you hold, we offer you several options to top-up the Account and Card, which may include transfers from cards issued to you by other... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) unknown
Google Pay Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) Yes Source and check Source cryptopay.me Wording at the source · you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
No Two sources, two values ShownNo plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source cryptopay.me Wording at the source · you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 2.00 EUR Source and check Source cryptopay.me Wording at the source Fee to buy a virtual card 2 EUR Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance unknown
unknown
Free cards unknown
unknown
Shipping (differs) unknown
not published Source and check Source plutus.it Wording at the source (e) Taxes, shipping costs, or other applicable charges which will be set out when you make a transaction using our Plutus Platforms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs) 0.00 EUR Source and check Source cryptopay.me Wording at the source Monthly administration fee 0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Annual fee (differs) unknown
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Top-up fee (differs) unknown
free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee (differs) unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) 1.95 % Source and check Source cryptopay.me Wording at the source Service charge (commission) for purchases not in currency of the card 1,95% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee (differs) 2.00 EUR Source and check Source cryptopay.me Wording at the source Fee for ATM withdrawal in the currency of the Card. Please note that ATM providers may raise additional charges. 2 EUR Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable Two sources, two values Shownnot applicable plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Transaction fee unknown
unknown
Cross-border fee unknown
unknown
Withdrawal fee unknown
unknown
Activation fee unknown
unknown
Minimum top-up unknown
unknown
Declined payment fee (differs) unknown
0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Refund fee unknown
unknown
Inactivity fee (differs) 0.00 EUR Source and check Source cryptopay.me Wording at the source Dormancy fee (charged monthly after 1 year of card inactivity) 0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Minimum monthly spend unknown
unknown
Inactivity rule (differs) unknown
The account enters sleep mode after 60 consecutive days without account activity. Source and check Source plutus.it Wording at the source 9.11 Account in sleep mode. You will be notified upon log-in that your account is in sleep mode if: (a) there is no activity in your account for a period of 60 consecutive days; Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown
unknown
Rewards
Cashback (differs) unknown
3 % (holding from 1); 3 % (holding from 100); 3 % (holding from 200); 3 % (holding from 500); 3 % (holding from 1,000); 4 % (holding from 2,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 7 % (holding from 20,000); 8 % (holding from 30,000); 9 % (holding from 40,000) · as points (1 point = 1 EUR)
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at CryptoPay Card · Plutus Card (EEA): promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.