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Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Plutus Paused

Plutus Card (EEA)

KYC: ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To Plutus

Plutus Card (EEA) is currently paused while Plutus migrates to a new banking partner, so card spending is unavailable. Its published configuration is a custodial, EUR-denominated Visa debit card for personal use, offered in virtual and physical form. The card is funded from a fiat balance rather than directly from crypto assets. Eligibility depends on residence in a country on Plutus’s EEA allowlist.

automatically created

Basicsplutus-card-eea

Card form
debit Source and check Source plutus.it Wording at the source 10.4 The Plutus Card is a debit card that is linked to your Plutus Account that you access either through the App or our Website. Virtual cards are free of charge while physical cards are subject to a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source plutus.it Wording at the source 10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source plutus.it Wording at the source 2. POS Visa Transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source plutus.it Wording at the source 10.11 Your Plutus Current Account is not a traditional bank account. Instead, it is an electronic money account provided through Plutus and managed by our banking partner, an authorised Electronic Mon... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source plutus.it Wording at the source 10.5 Top-ups. You will be able to top your Plutus Current Account via the Plutus Dashboard. With the money you have on your Plutus Card, you can make everyday card transactions and benefit from reward... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source plutus.it Wording at the source When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source plutus.it Wording at the source 4.1 You must be 18, act in your personal capacity and reside in a country where our platforms, services and reward programmes are supported to be eligible to use them. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
plan Source and check Source plutus.it Wording at the source The specific fees and limits depend on your account plan: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Google Pay Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
No sources disagree Two official sources state different values. Until it is resolved we show the proven value. Value shown No Source plutus.it Wording at the source 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Checked Verified Contradicting source plutus.it fetched 28 Oct 2026 States a different value; we check it and change nothing until it is resolved. Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and variants

Attribute Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Starter 6.99 EUR/month Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Everyday 9.99 EUR/month Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Premium 19.99 EUR/month
Card
Card types virtual, physical Source and check Source plutus.it Wording at the source 10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals No sources disagree Two official sources state different values. Until it is resolved we show the proven value. Value shown No Source plutus.it Wording at the source 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Checked Verified Contradicting source plutus.it fetched 28 Oct 2026 States a different value; we check it and change nothing until it is resolved. Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance 0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance EUR card: 9.99 EUR Source and check Source plutus.it Wording at the source 1.6 Physical Card Order Fee Starter Everyday Premium €9.99 / £9.99 €9.99 / £9.99 €9.99 / £9.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EUR card: 9.99 EUR Source and check Source plutus.it Wording at the source 1.6 Physical Card Order Fee Starter Everyday Premium €9.99 / £9.99 €9.99 / £9.99 €9.99 / £9.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EUR card: 9.99 EUR Source and check Source plutus.it Wording at the source 1.6 Physical Card Order Fee Starter Everyday Premium €9.99 / £9.99 €9.99 / £9.99 €9.99 / £9.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping not published Source and check Source plutus.it Wording at the source (e) Taxes, shipping costs, or other applicable charges which will be set out when you make a transaction using our Plutus Platforms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 6.99 EUR promotion, no end date stated Source and check Source plutus.it Wording at the source ### Starter (£/€) 6.99 / month* Promo discount currently applied Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , regular 6.99 EUR Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 9.99 EUR promotion, no end date stated Source and check Source plutus.it Wording at the source ### Everyday(£/€) Most popular 9.99 / month* Promo discount currently applied Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , regular 9.99 EUR Source and check Source plutus.it Wording at the source Everyday - £/€9.99 monthly \| £/€ 99.99 annually Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 19.99 EUR promotion, no end date stated Source and check Source plutus.it Wording at the source ### Premium (£/€) 19.99 / month* Promo discount currently applied Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , regular 19.99 EUR Source and check Source plutus.it Wording at the source Premium - £/€19.99 monthly \| £/€ 199.99 annually Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee unknown
Top-up fee free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.00 EUR ↳ Topping up 898.47 EUR: 0.00 EUR free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.00 EUR ↳ Topping up 898.47 EUR: 0.00 EUR free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.00 EUR ↳ Topping up 898.47 EUR: 0.00 EUR
Crypto deposit fee not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee not applicable sources disagree Two official sources state different values. Until it is resolved we show the proven value. Value shown not applicable Source plutus.it Wording at the source 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Checked Verified Contradicting source plutus.it fetched 28 Oct 2026 States a different value; we check it and change nothing until it is resolved. Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Merchant-specific fee unknown
Declined payment fee 0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule The account enters sleep mode after 60 consecutive days without account activity. Source and check Source plutus.it Wording at the source 9.11 Account in sleep mode. You will be notified upon log-in that your account is in sleep mode if: (a) there is no activity in your account for a period of 60 consecutive days; Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 3 % Source and check Source plutus.it Wording at the source Level PLU Required Rewards Perks Rewards Cap Stackable Perks CRY % Noob 1 PLU 3% 0 1 0 1 Researcher 100 PLU 3% 0 100 0 1 Explorer 200 PLU 3% 0 200 1 2 Adventurer 500 PLU... Checked Verified Value wrong? History What does [s] mean? holding from 1 3 % holding from 100 3 % holding from 200 3 % holding from 500 3 % holding from 1,000 4 % holding from 2,000 5 % holding from 3,000 6 % holding from 10,000 7 % holding from 20,000 8 % holding from 30,000 9 % holding from 40,000 as points (1 point = 1 EUR)
Limits
Spending per day 500,000 EUR Source and check Source plutus.it Wording at the source 4.2 Daily Card Spending Limit Starter Everyday Premium £500,000 /€500,000 £500,000 /€500,000 £500,000 /€500,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Spending per 30 days 1,000,000 EUR Source and check Source plutus.it Wording at the source 4.3 Rolling 30 Day Max Card Spend Limit Starter Everyday Premium £1,000,000 /€1,000,000 £1,000,000 /€1,000,000 £1,000,000 /€1,000,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Single payment per transaction 500,000 EUR Source and check Source plutus.it Wording at the source 4.1 Single Card Transaction Limit Starter Everyday Premium £500,000 /€500,000 £500,000 /€500,000 £500,000 /€500,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. KYC at Plutus

      review time automated; declined cases reviewed manually within 72 hours

      Source and check Source plutus.it Wording at the source - Passport - Residence permit - National ID card - Driver's license Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: ID document, Selfie / liveness

      Passport, residence permit, national ID card or driver's licence; the document must show legal residence in a supported country.

The limits are listed per variant in the table variants and fees

KYC: ID document Plutus states that it does not offer a KYC-free card.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Plutus may request additional documents such as proof of source of funds. Source and check Source plutus.it Wording at the source 29.7 While restricted your account may be subject to the following limitations: (a) restricted access to PRS related services, including but not limited to redemptions using PLU utilities, payouts and... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in 28 countries and regions Source and check Source plutus.it Wording at the source - Austria - Belgium - Bulgaria - Croatia - Czech Republic - Denmark - Finland - France - Germany - Greece - Hungary - Iceland - Ireland - Italy - Latvia - Liechtenstein - Lithuania - Luxembourg - Malt... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement Legal residence status in one of Plutus's supported countries or territories is required. Source and check Source plutus.it Wording at the source In order to use our services, you must have legal residence status in one of the following supported countries or territories: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany available
  • Austria available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (28) not available (222) unknown

Crypto

AttributeValue
Supported assets not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up Yes Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Plutus offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor not published Source and check Source plutus.it Wording at the source Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters Available in: Lithuania Source and check Source plutus.it Wording at the source 1.1 We are Block Code LT UAB, trading as Plutus, a company incorporated in Lithuania with company number 305848086 and registered address at Vilkpėdės g. 22, Vilnius, LT-03151, Lithuania ("we", "our",... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Support channels ticket Source and check Source plutus.it Wording at the source 1.5 To contact us, please submit a ticket through our Customer Support Contact Form available here: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Brand on record since 11/2015 Source and check Source web.archive.org Wording at the source archived capture: 2015-11-14 Checked Verified

Issuer

The provider does not name the issuing institution. Source and check Source plutus.it Wording at the source Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f... Checked Verified

Transparency

Transparency 71 %

1 of 18 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

55.6 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Starter; sorting stays with it. With another variant: Everyday 54.56 · Premium 51.78

Methodology and weights
  1. CostsWeight 25 %
    69/100
    17.4 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    70/100
    10.5 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    22/100
    2.2 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    80/100
    8.0 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    55/100
    5.5 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 0
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 71
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Plutus Card (EEA) and Plutus, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 56.3 to 55.6.

  • Changes to limits.

  • Changes to licences.

  • Score changed from 55.78 to 59.61.

  • Changes to KYC levels and requirements.

  • Score changed from 50.23 to 55.78.

  • Score changed from 47.23 to 50.23.

  • Score changed from 54.73 to 47.23.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 51.73 to 54.73.

  • Changes to reward programmes.

  • Changes to KYC levels and requirements.

Apply for Plutus Card (EEA) directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Plutus