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Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Bitstack

Bitstack Card

KYC: ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To Bitstack

Basicsbitstack-card

Card form
debit Source and check Source help.bitstack-app.com Wording at the source La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source bitstack-app.com Wording at the source providing custody and administration of crypto-assets on behalf of clients Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitstack-app.com Wording at the source Euro account€1,000 available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source bitstack-app.com Wording at the source Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.bitstack-app.com Wording at the source - Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.bitstack-app.com Wording at the source To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and variants

Attribute Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Standard 0.00 EUR/month Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Plus 2.99 EUR/month
Card
Card types physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance not applicable Source and check Source help.bitstack-app.com Wording at the source A virtual card is a feature we plan to offer in the near future to complement the card experience. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance 9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping not published Source and check Source help.bitstack-app.com Wording at the source The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee 0.00 EUR Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 2.99 EUR Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee 0.00 EUR Source and check Source bitstack-app.com Wording at the source Standard The essentials Free/ Default plan Save in Bitcoin at your own pace, no subscription. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 29.99 EUR Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee top-up via card: 0.7 % Source and check Source bitstack-app.com Wording at the source Card deposit fee (Apple Pay & Google Pay) 0.70% 0.70% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.63 EUR ↳ Topping up 898.47 EUR: 6.29 EUR top-up via card: 0.7 % Source and check Source bitstack-app.com Wording at the source Card deposit fee (Apple Pay & Google Pay) 0.70% 0.70% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.63 EUR ↳ Topping up 898.47 EUR: 6.29 EUR
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee 5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source help.bitstack-app.com Wording at the source Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR 5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source bitstack-app.com Wording at the source ATM withdrawal fee Free up to €200/month or 5 withdrawals(Then €1 or 1% per transaction) Free up to €200/month or 5 withdrawals(Then €1 or 1% per transaction) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 0.1–1.5 % Source and check Source help.bitstack-app.com Wording at the source With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits
Spending per month 5,000 EUR Source and check Source help.bitstack-app.com Wording at the source - Dépenses par carte : 5 000 € par mois Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per week 200 EUR Source and check Source help.bitstack-app.com Wording at the source - Retraits au distributeur : 200 € par semaine, soit un total de 1 000 € par mois Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per month 1,000 EUR Source and check Source help.bitstack-app.com Wording at the source - Retraits au distributeur : 200 € par semaine, soit un total de 1 000 € par mois Checked Verified Value wrong? No earlier versions What does [s] mean? all variants

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Identity verification at Bitstack

      from age 18 · review time generally 24 to 48 hours on weekdays; up to 72 hours on weekends or public holidays

      Source and check Source help.bitstack-app.com Wording at the source Le processus se fait uniquement dans l'application Bitstack. Il comprend trois étapes : 1. La numérisation d'une pièce d'identité en cours de validité avec photo 2. L'enregistrement d'une vidéo selfi... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Name and date of birth, Address, ID document, Selfie / liveness

      In some cases: Proof of address (on request: Additional documents may be requested during regulatory account review.), Source of funds (on request: Additional documents may be requested during regulatory account review.)

The limits are listed per variant in the table variants and fees

KYC: ID document Bitstack states that it does not offer a KYC-free card.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Bitstack may request additional documents such as proof of source of funds. Source and check Source help.bitstack-app.com Wording at the source Bitstack may ask you for additional information or documents as part of the regulatory monitoring of your account. This is a normal process designed to protect your account against any fraudulent use. Checked Verified Value wrong? History What does [s] mean?
  • Change of name or addressWhen you change your name or address, Bitstack repeats the identity verification. Source and check Source help.bitstack-app.com Wording at the source We may request additional information to: - Verify your identity or update your details - Ensure the regulatory compliance of your account - Prevent any fraud attempts Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in: France Source and check Source help.bitstack-app.com Wording at the source ⚠️ The Bitstack card is currently available exclusively to residents of France. You will be notified by email as soon as your account becomes eligible! Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement unknown

Key countries

  • Germany not available
  • Austria not available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain not available
  • Italy not available
  • Netherlands not available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (1) not available (249) unknown

Crypto

AttributeValue
Supported assets BTC Source and check Source bitstack-app.com Wording at the source Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Bitstack offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters unknown
Support channels unknown
Brand on record since 05/2022 Source and check Source web.archive.org Wording at the source archived capture: 2022-05-26 Checked Verified

Transparency

Transparency 67 %

0 of 16 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: unknown

Sources last checked 2026-10-28

Licences

  • Autorité des marchés financiers (AMF) Source and check Source bitstack-app.com Wording at the source Bitstack Digital Assets SAS, a company registered with the Aix-en-Provence Trade and Companies Register under number 899 125 090 and operating under the trade name Bitstack, is licensed as an agent of... Checked Verified Value wrong? History What does [s] mean? CASP (MiCA) A2025-003 (FR)

What users report

No community reports evaluated yet.

How the score is made up

57.24 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Standard; sorting stays with it. With another variant: Plus 55.57

Methodology and weights
  1. CostsWeight 25 %
    96/100
    24.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    72/100
    10.8 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    0/100
    0.0 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    27/100
    2.7 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    77/100
    7.7 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % 60
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 67
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Bitstack from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 1 neutral, 0 negative

  1. Kohen Avocats Neutral Review
    Bitstack est-il fiable ? Ce que deviendraient vos bitcoins, vos euros et votre épargne Boost si l'application faisait faillite (2026) - Maître Reda Kohen, avocat en droit immobilier et droit des affaires à Paris

    Assessment: Legal explainer on how Bitstack assets and savings would be treated in insolvency; it states AMF approval but reports no change.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Bitstack Card and Bitstack, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 57.75 to 57.24.

  • Changes to licences.

  • Changes to licences.

  • Score changed from 57.16 to 56.83.

  • Changes to KYC levels and requirements.

  • Score changed from 54.16 to 57.16.

  • Changes to licences.

  • Score changed from 43.05 to 54.16.

  • Score changed from 42 to 43.05.

  • Changes to KYC levels and requirements.

  • Score changed from 46.98 to 42.

  • Score changed from 47.5 to 46.98.

  • Changes to KYC levels and requirements.

  • Score changed from 50.5 to 47.5.

  • Changes to limits.

  • Changes to KYC levels and requirements.

Apply for Bitstack Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Bitstack