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Comparison

Bitstack Card vs. Tap Card compared

  • Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Bitstack CardBitstack
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Tap CardTap

In short

  • Tap Card has the higher score (58.37).
Attribute Bitstack CardBitstack Requires KYC Private Physical Tap CardTap Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 91 not scored
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 72 100
AvailabilityWeight 10 % 0 not scored
RewardsWeight 10 % 27 58
TrustWeight 10 % 77 80
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
 no limits captured
Basics
Card form
debit Source and check Source help.bitstack-app.com Wording at the source La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source withtap.com Wording at the source Wenn Sie eine berechtigte Zahlung mit Ihrer Debitkarte tätigen, erhalten Sie einen Prozentsatz Ihrer Ausgaben zurück auf Ihr Konto. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs)
physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source withtap.com Wording at the source ### Tap Card Physische und virtuelle Karten für alle Ihre Ausgaben. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs)
Visa Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Mastercard Source and check Source withtap.com Wording at the source Mastercard Is A Registered Trademark And The Circles Design Is A Trademark Of Mastercard International Incorporated. Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard Interna... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source bitstack-app.com Wording at the source providing custody and administration of crypto-assets on behalf of clients Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source withtap.com Wording at the source Tap ist keine Bank. Tap ist eine lizenzierte und regulierte Fintech-Plattform, die viele vergleichbare Leistungen bietet — Fiat-Zahlungskonten, internationale Überweisungen und Multiwährungs-IBANs — p... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitstack-app.com Wording at the source Euro account€1,000 available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source withtap.com Wording at the source Pay worldwide wherever Mastercard is accepted. Use the currency of your choice to load up your card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs)
EUR Source and check Source bitstack-app.com Wording at the source Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region Germany: EUR Source and check Source withtap.com Wording at the source Bis zu 8 % Cashback in Deutschland. Hohe Limits. Weltweit zahlen in EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.bitstack-app.com Wording at the source - Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal Source and check Source withtap.com Wording at the source Privat ## Funktionen Alles, was Sie brauchen, um Ihr Geld zu verwalten, zu vermehren und auszugeben. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
unknown
Transact Payments Limited Source and check Source withtap.com Wording at the source Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard International Incorporated. Transact Payments Limited Is Authorised And Regulated By The Gibraltar Financial Services Commis... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC Source and check Source bitstack-app.com Wording at the source Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up (differs)
unknown
Yes Source and check Source withtap.com Wording at the source Lade die Tap-App für iOS oder Android herunter. Verifiziere deine Identität und lade dein Konto per Banküberweisung oder Karte auf. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs)
Apple Pay Google Pay Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
ATM withdrawals (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Contactless (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Fees
Virtual card issuance (differs)
not applicable Source and check Source help.bitstack-app.com Wording at the source A virtual card is a feature we plan to offer in the near future to complement the card experience. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs)
9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping (differs)
not published Source and check Source help.bitstack-app.com Wording at the source The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region Germany: 0.00 EUR Source and check Source withtap.com Wording at the source Das Tap-Geldkonto ist darauf ausgelegt, die Dinge einfach zu halten. Keine monatlichen Gebühren. Kein Mindestguthaben. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
1 % Source and check Source help.bitstack-app.com Wording at the source | Standard | Jusqu'à 1 000 € par mois | ~1 % sur la partie dépassant l'allocation | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
FX free allowance (differs)
1,000.00 EUR Source and check Source help.bitstack-app.com Wording at the source | Fee-free international payments | Up to €1,000/month | Up to €3,000/month | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source help.bitstack-app.com Wording at the source Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
0.1–1.5 % Source and check Source help.bitstack-app.com Wording at the source With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.5–8 % Source and check Source withtap.com Wording at the source 8%Bis zu Cashback auf jeden qualifizierten Einkauf Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

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