Comparison
Crypto.com Visa Card (EU) vs. Tap Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Crypto.com Visa Card (EU)Crypto.com
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Tap CardTap
In short
- Tap Card ask for the least (ID document).
- Tap Card has the higher score (58.37).
| Attribute |
Crypto.com Visa Card (EU)Crypto.com
Requires KYC
Private
Virtual
Physical
|
Tap CardTap
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | weak with variant Ruby: 49.18 with variant Jade / Indigo: 40.98 with variant Icy / Rose: 49.86 with variant Obsidian: 50.23 | average |
| CostsWeight 25 % | 68 | not scored |
| KYC and privacyWeight 20 % | 0 | 35 |
| FeaturesWeight 15 % | 77 | 100 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 20 | 58 |
| TrustWeight 10 % | 75 | 80 |
| CommunityWeight 10 % | 50 | not scored |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Wenn Sie eine berechtigte Zahlung mit Ihrer Debitkarte tätigen, erhalten Sie einen Prozentsatz Ihrer Ausgaben zurück auf Ihr Konto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
### Tap Card Physische und virtuelle Karten für alle Ihre Ausgaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Mastercard Is A Registered Trademark And The Circles Design Is A Trademark Of Mastercard International Incorporated. Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard Interna...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Tap ist keine Bank. Tap ist eine lizenzierte und regulierte Fintech-Plattform, die viele vergleichbare Leistungen bietet — Fiat-Zahlungskonten, internationale Überweisungen und Multiwährungs-IBANs — p...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Pay worldwide wherever Mastercard is accepted. Use the currency of your choice to load up your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Only GBP is available for UK cards and EUR for EU cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceBis zu 8 % Cashback in Deutschland. Hohe Limits. Weltweit zahlen in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Expected annual transaction volume - Annual income bracket - Employment status/ occupationChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Privat ## Funktionen Alles, was Sie brauchen, um Ihr Geld zu verwalten, zu vermehren und auszugeben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Foris MT Limited
crypto.com checked 28 Oct 2026
Source and check
Source
crypto.com
Wording at the source
The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Transact Payments Limited
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard International Incorporated. Transact Payments Limited Is Authorised And Regulated By The Gibraltar Financial Services Commis...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Cronos
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Please note that a 1% fee is applied when topping up with credit/debit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Lade die Tap-App für iOS oder Android herunter. Verifiziere deine Identität und lade dein Konto per Banküberweisung oder Karte auf.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| EU | Y |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance | unknown | |
| Physical card issuance (differs) |
4.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight: €4.99Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | |
| Shipping (differs) |
not published
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 EUR
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: 0.00 EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceDas Tap-Geldkonto ist darauf ausgelegt, die Dinge einfach zu halten. Keine monatlichen Gebühren. Kein Mindestguthaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee |
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
not published
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
2 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Within the EU & UK : 0.2% - Outside the EU & UK : 2.0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
200.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
400.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1,000.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
6.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity.
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacement (differs) |
45.01 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight - €45.01Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback (differs) |
0.5–8 %
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
8%Bis zu Cashback auf jeden qualifizierten EinkaufChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Crypto.com Visa Card (EU) · Tap Card: promotions and bonuses as well as warnings and incidents.