Skip to content

Without a choice of your own we suggest country and currency from your IP address (not stored). Your choice stays in your browser only. Converted amounts are approximations; the original amount is always shown.

EN

Comparison

Bitstack Card vs. Onboard Card compared

  • Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Bitstack CardBitstack
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Onboard CardOnboard

In short

  • Onboard Card has the higher score (61.2).
Attribute Bitstack CardBitstack Onboard CardOnboard
Score average average
CostsWeight 25 % 96 75
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 72 79
AvailabilityWeight 10 % 0 not scored
RewardsWeight 10 % 27 not scored
TrustWeight 10 % 77 87
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
 Initial identity verification
  • Top-up per transaction: 5,000 USD
  • Spending per day: 5,000 USD
  • Spending per month: 20,000 USD
Basics
Card form (differs)
debit Source and check Source help.bitstack-app.com Wording at the source La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
prepaid Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs)
physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs)
custodial Source and check Source bitstack-app.com Wording at the source providing custody and administration of crypto-assets on behalf of clients Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Funding model
fiat balance Source and check Source bitstack-app.com Wording at the source Euro account€1,000 available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs)
EUR Source and check Source bitstack-app.com Wording at the source Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
USD Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.bitstack-app.com Wording at the source - Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal Source and check Source onboard.xyz Wording at the source Whether you're a freelancer getting paid in dollars, a remote worker spending in euros, or a creator earning across borders, your money shouldn't be limited by where you live. Onboard gives you real... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor
unknown
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC Source and check Source bitstack-app.com Wording at the source Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC Source and check Source help.onboard.xyz Wording at the source The Trading Wallet currently supports the following tokens: Stablecoins: USDT, USDC, DAI Major tokens: BTC, ETH, SOL, XRP, BNB, ADA, AVAX, DOT, LINK, LTC, BCH, XLM, NEAR, HBAR, TON, TRX, XTZ, POL, A... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
+ 54 more BTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCPOLAVAXDAILINKBCHDOTARBOPXLMSHIBNEARAPTUNIAAVEWLDSAPEHBARXTZSTRKSEICELOTIASCRKAIACOREEIGENRENDERRUNECAKEENAHYPEJUPMASKCARVUXLINKVIRTUALGRASSPEPEWIFBONKPOPCATBRETTFLOKIMOGGOATCHILLGUYMEWDEGENBOMESUNDOGNOTSANDTRUMP
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism Source and check Source help.onboard.xyz Wording at the source The following networks are supported for depositing stablecoins into your Cash Balance and for funding your cards: USDT: Arbitrum One, BNB Smart Chain (BSC), Ethereum, Optimism, Polygon, Solana, Tron... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up (differs)
unknown
Yes Source and check Source help.onboard.xyz Wording at the source From a bank account (local currency): 1. Go to Cards → tap Fund on your card 2. Select your local currency (NGN, IDR, or KES) 3. Enter the amount you want to add 4. Send money to the bank details sho... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
No Source and check Source help.onboard.xyz Wording at the source There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.bitstack-app.com Wording at the source To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs)
not applicable Source and check Source help.bitstack-app.com Wording at the source A virtual card is a feature we plan to offer in the near future to complement the card experience. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs)
9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping (differs)
not published Source and check Source help.bitstack-app.com Wording at the source The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
0.00 EUR Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Annual fee (differs)
0.00 EUR Source and check Source bitstack-app.com Wording at the source Standard The essentials Free/ Default plan Save in Bitcoin at your own pace, no subscription. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Top-up fee (differs)
unknown
1.25 % Source and check Source help.onboard.xyz Wording at the source | Flex | 1.25% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee
unknown
unknown
FX free allowance (differs)
1,000.00 EUR Source and check Source help.bitstack-app.com Wording at the source | Fee-free international payments | Up to €1,000/month | Up to €3,000/month | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source help.bitstack-app.com Wording at the source Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
0.1–1.5 % Source and check Source help.bitstack-app.com Wording at the source With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Bitstack Card · Onboard Card: promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.