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Comparison

Bitnob Card vs. Onboard Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitnob CardBitnob
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Onboard CardOnboard

In short

  • Onboard Card ask for the least (ID document).
  • Onboard Card has the higher score (61.2).
Attribute Bitnob CardBitnob Requires KYC Private & business Virtual Onboard CardOnboard Requires KYC Private Virtual
Score average average
CostsWeight 25 % 95 75
KYC and privacyWeight 20 % 0 35
FeaturesWeight 15 % 76 79
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 95 87
CommunityWeight 10 % not scored not scored
KYC KYC: Full verification KYC: ID document
Limits (entry level)
  • Top-up per transaction: 2,500 USD
  • Balance in total: 50,000 USD
  • Single payment per transaction: 10,000 USD
 Initial identity verification
  • Top-up per transaction: 5,000 USD
  • Spending per day: 5,000 USD
  • Spending per month: 20,000 USD
Basics
Card form prepaid Source and check Source bitnob.com Wording at the source Cards operate on a prepaid model, so users spend only what they load. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? prepaid Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types virtual Source and check Source bitnob.com Wording at the source We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network Visa Source and check Source help.bitnob.com Wording at the source The Cards section is a full virtual Visa card issuance platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Visa Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs) custodial Source and check Source bitnob.com Wording at the source We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Funding model fiat balance Source and check Source bitnob.com Wording at the source Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies USD Two sources, two values ShownUSD bitnob.comchecked 29 Oct 2026 We currently issue virtual USD cards compatible with Visa and Mastercard networks. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? USD Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs) personal, business Source and check Source bitnob.com Wording at the source ### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasury Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source onboard.xyz Wording at the source Whether you're a freelancer getting paid in dollars, a remote worker spending in euros, or a creator earning across borders, your money shouldn't be limited by where you live. Onboard gives you real... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor unknown unknown
Limits depend on (differs) user setting Source and check Source bitnob.com Wording at the source You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, USDT, USDC Two sources, two values ShownBTC, USDT, USDC bitnob.comchecked 29 Oct 2026 Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC Source and check Source help.onboard.xyz Wording at the source The Trading Wallet currently supports the following tokens: Stablecoins: USDT, USDC, DAI Major tokens: BTC, ETH, SOL, XRP, BNB, ADA, AVAX, DOT, LINK, LTC, BCH, XLM, NEAR, HBAR, TON, TRX, XTZ, POL, A... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
+ 54 more BTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCPOLAVAXDAILINKBCHDOTARBOPXLMSHIBNEARAPTUNIAAVEWLDSAPEHBARXTZSTRKSEICELOTIASCRKAIACOREEIGENRENDERRUNECAKEENAHYPEJUPMASKCARVUXLINKVIRTUALGRASSPEPEWIFBONKPOPCATBRETTFLOKIMOGGOATCHILLGUYMEWDEGENBOMESUNDOGNOTSANDTRUMP
Number of supported assets unknown unknown
Top-up networks (differs) unknown Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism Source and check Source help.onboard.xyz Wording at the source The following networks are supported for depositing stablecoins into your Cash Balance and for funding your cards: USDT: Arbitrum One, BNB Smart Chain (BSC), Ethereum, Optimism, Polygon, Solana, Tron... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up Yes Two sources, two values ShownYes bitnob.comchecked 29 Oct 2026 You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? Yes Source and check Source help.onboard.xyz Wording at the source From a bank account (local currency): 1. Go to Cards → tap Fund on your card 2. Select your local currency (NGN, IDR, or KES) 3. Enter the amount you want to add 4. Send money to the bank details sho... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown No Source and check Source help.onboard.xyz Wording at the source There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 1.00 USD Source and check Source help.bitnob.com Wording at the source | Card creation fee | 1.00 USD per card | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Physical card issuance (differs) not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Free cards unknown unknown
Shipping not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? not applicable Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee (differs) unknown 1.25 % Source and check Source help.onboard.xyz Wording at the source | Flex | 1.25% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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