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Comparison

Bitnob Card vs. Crypto.com Visa Card (EU) compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitnob CardBitnob
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Crypto.com Visa Card (EU)Crypto.com

In short

  • Bitnob Card has the higher score (59.67).
Attribute Bitnob CardBitnob Requires KYC Private & business Virtual Crypto.com Visa Card (EU)Crypto.com Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 95 82
KYC and privacyWeight 20 % 0 0
FeaturesWeight 15 % 76 77
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored 20
TrustWeight 10 % 95 76
CommunityWeight 10 % not scored 50
KYC KYC: Full verification KYC: Full verification
Limits (entry level)
  • Top-up per transaction: 2,500 USD
  • Balance in total: 50,000 USD
  • Single payment per transaction: 10,000 USD
  • Top-up per 24 hours: 25,000 EUR
  • Top-up per 24 hours (number): 12×
  • Top-up per 30 days: 25,000 EUR
+10
Basics
Card form prepaid Source and check Source bitnob.com Wording at the source Cards operate on a prepaid model, so users spend only what they load. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
prepaid Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source bitnob.com Wording at the source We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical Source and check Source help.crypto.com Wording at the source Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source help.bitnob.com Wording at the source The Cards section is a full virtual Visa card issuance platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source bitnob.com Wording at the source We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
custodial Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model fiat balance Source and check Source bitnob.com Wording at the source Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
fiat balance Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs) USD Two sources, two values ShownUSD bitnob.comchecked 29 Oct 2026 We currently issue virtual USD cards compatible with Visa and Mastercard networks. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
EUR Source and check Source help.crypto.com Wording at the source Only GBP is available for UK cards and EUR for EU cards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs) personal, business Source and check Source bitnob.com Wording at the source ### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasury Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source help.crypto.com Wording at the source - Expected annual transaction volume - Annual income bracket - Employment status/ occupation Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown
Foris MT Limited Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) user setting Source and check Source bitnob.com Wording at the source You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) BTC, USDT, USDC Two sources, two values ShownBTC, USDT, USDC bitnob.comchecked 29 Oct 2026 Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
BTC, ETH Source and check Source help.crypto.com Wording at the source You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) unknown
Cronos Source and check Source help.crypto.com Wording at the source First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Two sources, two values ShownYes bitnob.comchecked 29 Oct 2026 You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Yes Source and check Source help.crypto.com Wording at the source Please note that a 1% fee is applied when topping up with credit/debit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source help.crypto.com Wording at the source | EU | Y | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown
Yes Source and check Source help.crypto.com Wording at the source However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source help.crypto.com Wording at the source | Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 1.00 USD Source and check Source help.bitnob.com Wording at the source | Card creation fee | 1.00 USD per card | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs) not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
4.99 EUR Source and check Source help.crypto.com Wording at the source - Midnight: €4.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Free cards unknown
unknown
Shipping (differs) not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
not published Source and check Source help.crypto.com Wording at the source Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs) unknown
0.00 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee unknown
unknown
Top-up fee unknown
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) unknown
2 % Source and check Source help.crypto.com Wording at the source - Within the EU & UK : 0.2% - Outside the EU & UK : 2.0% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee (differs) unknown
200.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee (differs) unknown
6.00 EUR Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
unknown
Inactivity rule (differs) unknown
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity. Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement (differs) unknown
45.01 EUR Source and check Source help.crypto.com Wording at the source - Midnight - €45.01 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Rewards
Cashback (differs) unknown
0 % · in CRO
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

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