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Comparison

Crypto.com Visa Card (EU) vs. Halocard compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Crypto.com Visa Card (EU)Crypto.com
  • Image source Source halocard.co Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. HalocardHalocard

In short

  • Halocard has the lowest foreign currency fee (1.5 %).
  • Halocard ask for the least (ID document).
  • Halocard has the higher score (61.25).
Attribute Crypto.com Visa Card (EU)Crypto.com Requires KYC Private Virtual Physical HalocardHalocard Requires KYC Private & business Virtual Physical
Score average average
CostsWeight 25 % 82 70
KYC and privacyWeight 20 % 0 35
FeaturesWeight 15 % 77 93
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 20 not scored
TrustWeight 10 % 76 78
CommunityWeight 10 % 50 not scored
KYC KYC: Full verification KYC: ID document
Limits (entry level)
  • Top-up per 24 hours: 25,000 EUR
  • Top-up per 24 hours (number): 12×
  • Top-up per 30 days: 25,000 EUR
+10
  • Spending per day: 1,000,000 USD
  • ATM per transaction: 250 USD
  • ATM per 24 hours (number): 3×
Basics
Card form (differs)
prepaid Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
credit Source and check Source halocard.co Wording at the source Yes. Halocard issues Visa credit cards rather than debit cards, for higher acceptance, and doesn't require linking your bank account through Plaid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source help.crypto.com Wording at the source Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source halocard.co Wording at the source | Plans | Virtual Cards | Extra Cards (Annual Plans) | Single-use Cards (Annual Plans) | Physical Cards (Annual Plans) | Price | Initial Deposit | |---|---|---|---|---|---|---| | Essential+ | 3 total... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source halocard.co Wording at the source Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source halocard.co Wording at the source You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source halocard.co Wording at the source Fund your balance with stablecoins (USDC, USDT) or with BTC, ETH and SOL, converted to your USD balance on arrival. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs)
EUR Source and check Source help.crypto.com Wording at the source Only GBP is available for UK cards and EUR for EU cards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
USD Source and check Source halocard.co Wording at the source Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs)
personal Source and check Source help.crypto.com Wording at the source - Expected annual transaction volume - Annual income bracket - Employment status/ occupation Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal, business Source and check Source halocard.co Wording at the source Our Services include web-based and mobile applications for card and account management, tools for creating consumer and commercial virtual and physical cards, and virtual account services provided thr... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
Foris MT Limited Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Third National Source and check Source halocard.co Wording at the source Halocard is a financial technology company, not a bank. Card issuance is provided by Third National, a Non-Bank Principal Member of the Visa Network. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs)
unknown
user setting Source and check Source halocard.co Wording at the source Give a card a daily, weekly or monthly limit and it declines anything above it. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC, ETH Source and check Source help.crypto.com Wording at the source You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL Source and check Source halocard.co Wording at the source | Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network | | Major Tokens: SOL, ETH, BTC | 1% | 1 - 60 mins... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets
unknown
unknown
Top-up networks (differs)
Cronos Source and check Source help.crypto.com Wording at the source First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche Source and check Source halocard.co Wording at the source | Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up
Yes Source and check Source help.crypto.com Wording at the source Please note that a 1% fee is applied when topping up with credit/debit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source halocard.co Wording at the source | BANK TRANSFER | | | | |---|---|---|---| | ACH Transfer: USD | Free | 0 - 3 days | Pay via standard or same-day ACH directly to your Halocard-provided bank account. | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source help.crypto.com Wording at the source | EU | Y | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.crypto.com Wording at the source However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.crypto.com Wording at the source | Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance
unknown
unknown
Physical card issuance (differs)
4.99 EUR Source and check Source help.crypto.com Wording at the source - Midnight: €4.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping (differs)
not published Source and check Source help.crypto.com Wording at the source Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Monthly fee (differs)
0.00 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Annual fee
unknown
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
2 % Source and check Source help.crypto.com Wording at the source - Within the EU & UK : 0.2% - Outside the EU & UK : 2.0% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1.5 % Source and check Source halocard.co Wording at the source Purchases in any currency other than USD carry a 1.5% fee. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
200.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1.5 % + 1.00 USD Source and check Source halocard.co Wording at the source | ATM Withdrawal | 1.5% + $1.00 | Applicable when withdrawing cash from an ATM, where ATM access is enabled. The ATM operator may also charge a separate fee. There is a limit of 3 ATM withdrawals ever... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee (differs)
6.00 EUR Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity. Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Card replacement (differs)
45.01 EUR Source and check Source help.crypto.com Wording at the source - Midnight - €45.01 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Rewards
Cashback (differs)
0 % · in CRO
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

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