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Comparison

Bitnob Card vs. Halocard compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitnob CardBitnob
  • Image source Source halocard.co Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. HalocardHalocard

In short

  • Halocard ask for the least (ID document).
  • Halocard has the higher score (61.25).
Attribute Bitnob CardBitnob Requires KYC Private & business Virtual HalocardHalocard Requires KYC Private & business Virtual Physical
Score average average
CostsWeight 25 % 95 70
KYC and privacyWeight 20 % 0 35
FeaturesWeight 15 % 76 93
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 95 78
CommunityWeight 10 % not scored not scored
KYC KYC: Full verification KYC: ID document
Limits (entry level)
  • Top-up per transaction: 2,500 USD
  • Balance in total: 50,000 USD
  • Single payment per transaction: 10,000 USD
  • Spending per day: 1,000,000 USD
  • ATM per transaction: 250 USD
  • ATM per 24 hours (number): 3×
Basics
Card form (differs) prepaid Source and check Source bitnob.com Wording at the source Cards operate on a prepaid model, so users spend only what they load. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? credit Source and check Source halocard.co Wording at the source Yes. Halocard issues Visa credit cards rather than debit cards, for higher acceptance, and doesn't require linking your bank account through Plaid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source bitnob.com Wording at the source We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual, physical Source and check Source halocard.co Wording at the source | Plans | Virtual Cards | Extra Cards (Annual Plans) | Single-use Cards (Annual Plans) | Physical Cards (Annual Plans) | Price | Initial Deposit | |---|---|---|---|---|---|---| | Essential+ | 3 total... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source help.bitnob.com Wording at the source The Cards section is a full virtual Visa card issuance platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Visa Source and check Source halocard.co Wording at the source Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source bitnob.com Wording at the source We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? custodial Source and check Source halocard.co Wording at the source You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model fiat balance Source and check Source bitnob.com Wording at the source Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Source and check Source halocard.co Wording at the source Fund your balance with stablecoins (USDC, USDT) or with BTC, ETH and SOL, converted to your USD balance on arrival. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies USD Two sources, two values ShownUSD bitnob.comchecked 29 Oct 2026 We currently issue virtual USD cards compatible with Visa and Mastercard networks. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? USD Source and check Source halocard.co Wording at the source Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal, business Source and check Source bitnob.com Wording at the source ### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasury Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal, business Source and check Source halocard.co Wording at the source Our Services include web-based and mobile applications for card and account management, tools for creating consumer and commercial virtual and physical cards, and virtual account services provided thr... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown Third National Source and check Source halocard.co Wording at the source Halocard is a financial technology company, not a bank. Card issuance is provided by Third National, a Non-Bank Principal Member of the Visa Network. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on user setting Source and check Source bitnob.com Wording at the source You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? user setting Source and check Source halocard.co Wording at the source Give a card a daily, weekly or monthly limit and it declines anything above it. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, USDT, USDC Two sources, two values ShownBTC, USDT, USDC bitnob.comchecked 29 Oct 2026 Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? BTC, ETH, USDT, USDC, SOL Source and check Source halocard.co Wording at the source | Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network | | Major Tokens: SOL, ETH, BTC | 1% | 1 - 60 mins... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche Source and check Source halocard.co Wording at the source | Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Two sources, two values ShownYes bitnob.comchecked 29 Oct 2026 You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? Yes Source and check Source halocard.co Wording at the source | BANK TRANSFER | | | | |---|---|---|---| | ACH Transfer: USD | Free | 0 - 3 days | Pay via standard or same-day ACH directly to your Halocard-provided bank account. | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown Yes Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source halocard.co Wording at the source Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 1.00 USD Source and check Source help.bitnob.com Wording at the source | Card creation fee | 1.00 USD per card | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Physical card issuance (differs) not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Free cards unknown unknown
Shipping (differs) not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee (differs) unknown 1.5 % Source and check Source halocard.co Wording at the source Purchases in any currency other than USD carry a 1.5% fee. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) unknown 1.5 % + 1.00 USD Source and check Source halocard.co Wording at the source | ATM Withdrawal | 1.5% + $1.00 | Applicable when withdrawing cash from an ATM, where ATM access is enabled. The ATM operator may also charge a separate fee. There is a limit of 3 ATM withdrawals ever... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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