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Image source Source bitnob.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Bitnob

Bitnob Card

KYC: Full verification KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To Bitnob

Basicsbitnob-card

Card form
prepaid Source and check Source bitnob.com Wording at the source Cards operate on a prepaid model, so users spend only what they load. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source bitnob.com Wording at the source We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source help.bitnob.com Wording at the source The Cards section is a full virtual Visa card issuance platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source bitnob.com Wording at the source We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitnob.com Wording at the source Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Two sources, two values ShownUSD bitnob.comchecked 29 Oct 2026 We currently issue virtual USD cards compatible with Visa and Mastercard networks. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Usage
personal, business Source and check Source bitnob.com Wording at the source ### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasury Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
user setting Source and check Source bitnob.com Wording at the source You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
Yes Source and check Source bitnob.com Wording at the source Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 1.00 USD Source and check Source help.bitnob.com Wording at the source | Card creation fee | 1.00 USD per card | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping not applicable Source and check Source bitnob.com Wording at the source Physical card issuance is on our roadmap pending partner enablement. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. Full verification

    additionally proof of the source of funds

    1. Card verification at Bitnob

      Source and check Source help.bitnob.com Wording at the source ### 2. Fill in the basic details These are the only fields the form marks as required: - First name - Last name - Email address - Phone number (select the country code, then enter the number) ### 3... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, Address, ID document, Source of funds

      Upload a clear, unexpired full image of the ID; affected national ID cards require front and back together.

LimitsValue User-adjustable
Top-up per transaction 2,500 USD Source and check Source help.bitnob.com Wording at the source | Maximum top-up per transaction | 2,500 USD | Checked Verified Value wrong? No earlier versions What does [s] mean? –
Balance in total 50,000 USD Source and check Source help.bitnob.com Wording at the source | Maximum card balance | 50,000 USD | Checked Verified Value wrong? No earlier versions What does [s] mean? –
Single payment per transaction 10,000 USD Source and check Source help.bitnob.com Wording at the source | Per-transaction spending limit | 10,000 USD | Checked Verified Value wrong? History What does [s] mean? yes

KYC: Full verification Identity verification is required from the first level.

When is KYC needed?

  • Change of name or addressWhen you change your name or address, Bitnob repeats the identity verification. Source and check Source bitnob.com Wording at the source You agree to promptly notify us of any material changes to your account information, including changes to your name, ownership, control, business activities, jurisdiction, or risk profile. We may cond... Checked Verified Value wrong? History What does [s] mean?
  • Change of residenceWhen you move to another country, Bitnob repeats the identity verification. Source and check Source bitnob.com Wording at the source You agree to promptly notify us of any material changes to your account information, including changes to your name, ownership, control, business activities, jurisdiction, or risk profile. We may cond... Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, Bitnob may request additional documents such as proof of source of funds. Source and check Source bitnob.com Wording at the source In addition to the foregoing, we reserve the right to investigate and take any appropriate action with respect to your Account, including suspending, restricting, freezing, or limiting access to funds... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement unknown

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets BTC, USDT, USDC Two sources, two values ShownBTC, USDT, USDC bitnob.comchecked 29 Oct 2026 Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order not applicable Source and check Source bitnob.com Wording at the source Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up Yes Two sources, two values ShownYes bitnob.comchecked 29 Oct 2026 You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction. Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?

Bonuses and promotions

What Bitnob offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters unknown
Support channels chat, email, ticket Source and check Source help.bitnob.com Wording at the source Bitnob App Support If you use the Bitnob mobile or web app for personal transactions (sending, receiving, or saving), please contact the App support team: - Email: <[email protected]> - Live chat: Ava... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Company founded 2020 Source and check Source bitnob.com Wording at the source ### 2020 - The Beginning Bitnob was founded with a bold idea, to make cross-border finance simple, fast, and accessible to everyone. Checked Verified

Company

Founded 2020 Source and check Source bitnob.com Wording at the source ### 2020 - The Beginning Bitnob was founded with a bold idea, to make cross-border finance simple, fast, and accessible to everyone. Checked Verified

Transparency

Transparency 83 %

0 of 12 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: yes
  • Terms and conditions: yes
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

59.67 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    95/100
    23.8 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    0/100
    0.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    76/100
    11.4 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    95/100
    9.5 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % 100
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 83
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Bitnob Card and Bitnob, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to KYC levels and requirements.

  • Score changed from 56.07 to 59.67.

  • Score changed from 57.83 to 56.07.

  • Changes to licences.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 46.58 to 57.83.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 54.58 to 45.25.

  • Changes to limits.

  • Changes to KYC levels and requirements.

Apply for Bitnob Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Bitnob