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Comparison

Bitstack Card vs. PintoPay Card: fees, limits & KYC

In short

  • PintoPay Card ask for the least (No ID).
  • PintoPay Card has the higher score (58.78).
Attribute Illustration: Standard Bitstack CardBitstack Requires KYC Private Physical PintoPay Card PintoPay CardPintoPay No KYC Private Virtual Physical
Score average average
CostsWeight 25 % 91 7
KYC and privacyWeight 20 % 35 70
FeaturesWeight 15 % 72 100
AvailabilityWeight 10 % 0 100
RewardsWeight 10 % 27 not scored
TrustWeight 10 % 77 80
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: No ID
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
  • Single payment per transaction: only in the app
Basics
Card form
debit help.bitstack-app.com checked 28 Oct 2026
debit pintopay.me checked 29 Oct 2026
Card types (differs)
physical bitstack-app.com checked 28 Oct 2026
virtual, physical pintopay.me checked 29 Oct 2026
Card network (differs)
Visa bitstack-app.com checked 28 Oct 2026
unknown
Custody
custodial bitstack-app.com checked 28 Oct 2026
custodial pintopay.me checked 29 Oct 2026
Funding model
fiat balance bitstack-app.com checked 28 Oct 2026
fiat balance pintopay.me checked 29 Oct 2026
Card currencies (differs)
EUR bitstack-app.com checked 28 Oct 2026
unknown
Usage
personal help.bitstack-app.com checked 28 Oct 2026
personal pintopay.me checked 29 Oct 2026
Issuer / BIN sponsor
unknown
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC bitstack-app.com checked 28 Oct 2026
not published pintopay.me checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up
unknown
unknown
Payments
Mobile wallets
Apple Pay Google Pay bitstack-app.com checked 28 Oct 2026
Apple Pay Google Pay pintopay.me checked 29 Oct 2026
ATM withdrawals
Yes help.bitstack-app.com checked 28 Oct 2026
Yes pintopay.me checked 29 Oct 2026
Contactless (differs)
Yes help.bitstack-app.com checked 28 Oct 2026
unknown
Fees
Virtual card issuance (differs)
not applicable help.bitstack-app.com checked 28 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
Physical card issuance (differs)
9.99 EUR bitstack-app.com checked 29 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
Free cards
unknown
unknown
Shipping (differs)
not published help.bitstack-app.com checked 28 Oct 2026
unknown
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year bitstack-app.com checked 29 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year bitstack-app.com checked 29 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
1 % help.bitstack-app.com checked 29 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
FX free allowance (differs)
1,000.00 EUR help.bitstack-app.com checked 29 Oct 2026
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) help.bitstack-app.com checked 28 Oct 2026
only in the app pintopay.me checked 29 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
0.1–1.5 % help.bitstack-app.com checked 28 Oct 2026
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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One mail when something changes at Bitstack Card · PintoPay Card: promotions and bonuses as well as warnings and incidents.

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