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Comparison

Bitstack Card vs. Crypto.com Visa Card (EU): fees, limits & KYC

In short

  • Bitstack Card has the lowest foreign currency fee (1 %).
  • Bitstack Card ask for the least (ID document).
  • Bitstack Card has the higher score (56.01).
Attribute Illustration: Standard Bitstack CardBitstack Requires KYC Private Physical Illustration: Midnight Crypto.com Visa Card (EU)Crypto.com Requires KYC Private Virtual Physical
Score average weak
CostsWeight 25 % 91 68
KYC and privacyWeight 20 % 35 0
FeaturesWeight 15 % 72 77
AvailabilityWeight 10 % 0 not scored
RewardsWeight 10 % 27 20
TrustWeight 10 % 77 75
CommunityWeight 10 % not scored 50
KYC KYC: ID document KYC: Full verification
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
  • Top-up per 24 hours: 25,000 EUR
  • Top-up per 24 hours (number): 12×
  • Top-up per 30 days: 25,000 EUR
+10
Basics
Card form (differs)
debit help.bitstack-app.com checked 28 Oct 2026
prepaid help.crypto.com checked 29 Oct 2026
Card types (differs)
physical bitstack-app.com checked 28 Oct 2026
virtual, physical help.crypto.com checked 29 Oct 2026
Card network
Visa bitstack-app.com checked 28 Oct 2026
Visa help.crypto.com checked 29 Oct 2026
Custody
custodial bitstack-app.com checked 28 Oct 2026
custodial help.crypto.com checked 29 Oct 2026
Funding model
fiat balance bitstack-app.com checked 28 Oct 2026
fiat balance help.crypto.com checked 29 Oct 2026
Card currencies
EUR bitstack-app.com checked 28 Oct 2026
EUR help.crypto.com checked 29 Oct 2026
Usage
personal help.bitstack-app.com checked 28 Oct 2026
personal help.crypto.com checked 28 Oct 2026
Issuer / BIN sponsor (differs)
unknown
Foris MT Limited crypto.com checked 28 Oct 2026
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC bitstack-app.com checked 28 Oct 2026
BTC, ETH help.crypto.com checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
Cronos help.crypto.com checked 28 Oct 2026
Fiat top-up (differs)
unknown
Yes help.crypto.com checked 29 Oct 2026
Payments
Mobile wallets
Apple Pay Google Pay bitstack-app.com checked 28 Oct 2026
Apple Pay Google Pay help.crypto.com checked 29 Oct 2026
ATM withdrawals
Yes help.bitstack-app.com checked 28 Oct 2026
Yes help.crypto.com checked 29 Oct 2026
Contactless
Yes help.bitstack-app.com checked 28 Oct 2026
Yes help.crypto.com checked 28 Oct 2026
Fees
Virtual card issuance (differs)
not applicable help.bitstack-app.com checked 28 Oct 2026
unknown
Physical card issuance (differs)
9.99 EUR bitstack-app.com checked 29 Oct 2026
4.99 EUR help.crypto.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
not published help.bitstack-app.com checked 28 Oct 2026
not published help.crypto.com checked 29 Oct 2026
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year bitstack-app.com checked 29 Oct 2026
0.00 EUR crypto.com checked 29 Oct 2026
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year bitstack-app.com checked 29 Oct 2026
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee (differs)
unknown
not published crypto.com checked 29 Oct 2026
Foreign currency fee (differs)
1 % help.bitstack-app.com checked 29 Oct 2026
2 % help.crypto.com checked 29 Oct 2026
FX free allowance (differs)
1,000.00 EUR help.bitstack-app.com checked 29 Oct 2026
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) help.bitstack-app.com checked 28 Oct 2026
200.00 EUR free per calendar month, then 2 % on the amount above it help.crypto.com checked 29 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee (differs)
unknown
6.00 EUR help.crypto.com checked 29 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
unknown
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity. help.crypto.com checked 29 Oct 2026
Card replacement (differs)
unknown
45.01 EUR help.crypto.com checked 29 Oct 2026
Rewards
Cashback (differs)
0.1–1.5 % help.bitstack-app.com checked 28 Oct 2026
0 % · in CRO
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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