Comparison
Crypto.com Visa Card (EU) vs. Odix Pay Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Crypto.com Visa Card (EU)Crypto.com
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odixpay.com29 Oct 2026
Image source
Source
odixpay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Odix Pay CardOdix Pay
In short
- Odix Pay Card ask for the least (ID document).
- Crypto.com Visa Card (EU) has the higher score (48.15).
| Attribute |
Crypto.com Visa Card (EU)Crypto.com
Requires KYC
Private
Virtual
Physical
|
Odix Pay CardOdix Pay
Requires KYC
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | weak with variant Ruby: 49.18 with variant Jade / Indigo: 40.98 with variant Icy / Rose: 49.86 with variant Obsidian: 50.23 | weak with variant Odix White Virtual: 39.77 |
| CostsWeight 25 % | 68 | 0 |
| KYC and privacyWeight 20 % | 0 | 35 |
| FeaturesWeight 15 % | 77 | 81 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 20 | not scored |
| TrustWeight 10 % | 75 | 60 |
| CommunityWeight 10 % | 50 | not scored |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
prepaid
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
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# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
### Which prepaid cards does Odix offer? There are three Odix cards: Odix White, a classic card for everyday spending; Odix Black, our signature black card; and Odix Rose Metal, a premium metal card...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
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Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
physical
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
## Odix White A clean, classic card for everyday spending at home and abroad. ### What's included? The essentials that come with your Odix White card. Spend wherever Visa® is accepted Fees and li...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
metal
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
## Odix Rose Metal A premium metal card with our highest daily spending limit. ### What's included? The features of our premium Odix Rose Metal card. Spend wherever Visa® is accepted Fees and lim...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
## Odix White Virtual A virtual card for online shopping and your phone wallet. ### What's included? The essentials of your Odix White Virtual card. Spend wherever Visa® is accepted Apple Pay and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
Spend wherever Visa® is accepted, send and receive money, and manage your money in one app with Odix Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
Odix Pay is not a crypto wallet and does not provide any crypto custody service. USDT and USDC shown in your Account are bought, held and delivered by our licensed partners under their own terms. Odix...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
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Only GBP is available for UK cards and EUR for EU cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
HKD, USD
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
help.crypto.com checked 28 Oct 2026
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Source
help.crypto.com
Wording at the source
- Expected annual transaction volume - Annual income bracket - Employment status/ occupationChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
5.1 Your account is personal to you. You must not let anyone else use it, and you must not sell, lend or transfer it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Foris MT Limited
crypto.com checked 28 Oct 2026
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Source
crypto.com
Wording at the source
The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Reap Technologies Limited
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
1.3 The card issuer: Odix Cards are issued by Reap Technologies Limited, a company incorporated in Hong Kong with its business address at 28/F, 1063 King's Road, Quarry Bay, Hong Kong ("Reap" or the "...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
Card fees, top-up limits and spending limits depend on the card and are shown in the app before you order.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per account | ||
| Availability | ||
| Available in | ||
| Crypto | ||
| Supported assets (differs) |
BTC, ETH
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDT, USDC
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
- In Odix Pay, a USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | ||
| Top-up networks (differs) |
Cronos
help.crypto.com checked 28 Oct 2026
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Source
help.crypto.com
Wording at the source
First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, TON
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
The app shows the network next to your top-up address: TRC20, ERC20, BEP20, Solana, Avalanche, Arbitrum, Polygon, Optimism or TON, depending on the coin.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
Please note that a 1% fee is applied when topping up with credit/debit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
To add money to an Odix Visa card, you can use Visa Direct.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
| EU | Y |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
Apple Pay and Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
7.5 ATM cash withdrawals are not available in mainland China, in countries on the FATF blacklist, or in countries subject to OFAC sanctions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
help.crypto.com checked 28 Oct 2026
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Source
help.crypto.com
Wording at the source
| Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
- Tap to payHold the card to the reader at the till and you are done.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance | ||
| Physical card issuance (differs) |
4.99 EUR
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Midnight: €4.99Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cards | ||
| Shipping (differs) |
not published
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly fee (differs) |
0.00 EUR
crypto.com checked 29 Oct 2026
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Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Annual fee |
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up fee | ||
| Crypto deposit fee | ||
| Crypto conversion fee (differs) |
not published
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
odixpay.com checked 29 Oct 2026
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Source
odixpay.com
Wording at the source
The price, exchange rate and fees for a Deposit by Card order are set by the Card Purchase Partner and shown on the Card Purchase Partner's checkout in the Odix Pay App before you confirm.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
2 %
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Within the EU & UK : 0.2% - Outside the EU & UK : 2.0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| FX free allowance | ||
| Minimum FX fee | ||
| ATM fee (differs) |
200.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
400.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1,000.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Transaction fee | ||
| Cross-border fee | ||
| Withdrawal fee | ||
| Activation fee | ||
| Minimum top-up | ||
| Declined payment fee | ||
| Refund fee | ||
| Inactivity fee (differs) |
6.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | ||
| Inactivity rule (differs) |
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity.
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacement (differs) |
45.01 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight - €45.01Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Rewards | ||
| Cashback (differs) | ||
| Referral bonus (invited friend) | ||
| Referral bonus (you) | ||
| Welcome bonus | ||
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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