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by Odix Pay

Odix Pay Card

KYC: ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source odixpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To Odix Pay

Basicsodix-pay-card

Card form
prepaid Source and check Source odixpay.com Wording at the source ### Which prepaid cards does Odix offer? There are three Odix cards: Odix White, a classic card for everyday spending; Odix Black, our signature black card; and Odix Rose Metal, a premium metal card... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
unknown
Card network
Visa Source and check Source odixpay.com Wording at the source Spend wherever Visa® is accepted, send and receive money, and manage your money in one app with Odix Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source odixpay.com Wording at the source Odix Pay is not a crypto wallet and does not provide any crypto custody service. USDT and USDC shown in your Account are bought, held and delivered by our licensed partners under their own terms. Odix... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source odixpay.com Wording at the source A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
HKD, USD Source and check Source odixpay.com Wording at the source A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source odixpay.com Wording at the source 5.1 Your account is personal to you. You must not let anyone else use it, and you must not sell, lend or transfer it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
plan Source and check Source odixpay.com Wording at the source Card fees, top-up limits and spending limits depend on the card and are shown in the app before you order. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source odixpay.com Wording at the source Apple Pay and Google Pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
Yes Source and check Source odixpay.com Wording at the source - Tap to payHold the card to the reader at the till and you are done. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and variants

Attribute Image source Source odixpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Odix White classic card for everyday spending Image source Source odixpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Odix Black signature black card for everyday spending Image source Source odixpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Odix Rose Metal premium metal card with highest limit Image source Source odixpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Odix White Virtual virtual card for online and mobile payments
Card
Card types physical Source and check Source odixpay.com Wording at the source ## Odix White A clean, classic card for everyday spending at home and abroad. ### What's included? The essentials that come with your Odix White card. Spend wherever Visa® is accepted Fees and li... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? physical Source and check Source odixpay.com Wording at the source ## Odix Black Our signature black card for everyday spending, everywhere. ### What's included? The everyday features of your Odix Black card. Spend wherever Visa® is accepted Fees and limits appl... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? metal Source and check Source odixpay.com Wording at the source ## Odix Rose Metal A premium metal card with our highest daily spending limit. ### What's included? The features of our premium Odix Rose Metal card. Spend wherever Visa® is accepted Fees and lim... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual Source and check Source odixpay.com Wording at the source ## Odix White Virtual A virtual card for online shopping and your phone wallet. ### What's included? The essentials of your Odix White Virtual card. Spend wherever Visa® is accepted Apple Pay and... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source odixpay.com Wording at the source 7.5 ATM cash withdrawals are not available in mainland China, in countries on the FATF blacklist, or in countries subject to OFAC sanctions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source odixpay.com Wording at the source 7.5 ATM cash withdrawals are not available in mainland China, in countries on the FATF blacklist, or in countries subject to OFAC sanctions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source odixpay.com Wording at the source 7.5 ATM cash withdrawals are not available in mainland China, in countries on the FATF blacklist, or in countries subject to OFAC sanctions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping unknown
Monthly fee unknown
Annual fee unknown
Top-up fee
  • top-up via card: only in the app Source and check Source odixpay.com Wording at the source Before you pay, you'll see the rate, all fees and the exact amount you'll receive. Your card issuer may charge its own fees, such as a cash-advance fee on credit cards. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown
Limits
Top-up per day only in the app Source and check Source odixpay.com Wording at the source Card fees, top-up limits and spending limits depend on the card and are shown in the app before you order. Checked Verified Add this value? No earlier versions What does [s] mean? all variants
Spending per day 200,000 USD Source and check Source odixpay.com Wording at the source ### Odix White Daily limit $200,000 A classic plastic card for everyday spending. Checked Verified Value wrong? No earlier versions What does [s] mean? 200,000 USD Source and check Source odixpay.com Wording at the source ### Odix Black Daily limit $200,000 Our signature black card for everyday use. Checked Verified Value wrong? No earlier versions What does [s] mean? 1,000,000 USD Source and check Source odixpay.com Wording at the source ### Odix Rose Metal Daily limit $1,000,000 Premium metal card with our top daily limit. Checked Verified Value wrong? No earlier versions What does [s] mean? only in the app Source and check Source odixpay.com Wording at the source Card fees, top-up limits and spending limits depend on the card and are shown in the app before you order. Checked Verified Add this value? No earlier versions What does [s] mean?

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. KYC Process at Odix Pay

      from age 18

      Source and check Source odixpay.com Wording at the source 4.1 To use our services you must be at least 18 years old (or the age of majority where you live, if higher), have full legal capacity, and not be resident or located in a Prohibited Country. Some Ser... Checked Verified Value wrong? History What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, Address, ID document, Selfie / liveness

      In some cases: Source of funds (conditional: Requested where needed to complete AML/CTF checks.)

The limits are listed per variant in the table variants and fees

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Change of name or addressWhen you change your name or address, Odix Pay repeats the identity verification. Source and check Source odixpay.com Wording at the source In case of any suspicious change to your information, we shall have the right to re-identify or re-verify your information, and shall, based on re-verification results, decide whether to continue to p... Checked Verified Value wrong? History What does [s] mean?
  • Payout to a bank accountFor payouts to a bank account, Odix Pay may request additional documents such as proof of source of funds. Source and check Source odixpay.com Wording at the source You can also send it to your own bank account after an additional address verification. Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, Odix Pay may request additional documents such as proof of source of funds. Source and check Source odixpay.com Wording at the source 4.3 We may refuse to open an account, or ask for further information at any time, if we are not able to complete our checks to our satisfaction. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement unknown

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets USDT, USDC Source and check Source odixpay.com Wording at the source - In Odix Pay, a USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, TON Source and check Source odixpay.com Wording at the source The app shows the network next to your top-up address: TRC20, ERC20, BEP20, Solana, Avalanche, Arbitrum, Polygon, Optimism or TON, depending on the coin. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up Yes Source and check Source odixpay.com Wording at the source To add money to an Odix Visa card, you can use Visa Direct. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What Odix Pay offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Reap Technologies Limited Source and check Source odixpay.com Wording at the source 1.3 The card issuer: Odix Cards are issued by Reap Technologies Limited, a company incorporated in Hong Kong with its business address at 28/F, 1063 King's Road, Quarry Bay, Hong Kong ("Reap" or the "... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager Odix Technology Limited Source and check Source odixpay.com Wording at the source 1.2 The card programme: the Odix Card programme is managed by our affiliate Odix Technology Limited (company registration number 77915240-000-03-25-0), with its registered address at RM 509, 5/F The C... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels email Source and check Source odixpay.com Wording at the source 18.1 If you have a question or a complaint, contact us at [email protected]. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card since 2025-12-05 Source and check Source odixpay.com Wording at the source Odix Pay opened to its first customers on 5 December 2025. Checked Verified

Issuer

Reap Technologies Limited Source and check Source odixpay.com Wording at the source 1.3 The card issuer: Odix Cards are issued by Reap Technologies Limited, a company incorporated in Hong Kong with its business address at 28/F, 1063 King's Road, Quarry Bay, Hong Kong ("Reap" or the "... Checked Verified Issues 1 card programme in our catalogue

Company

Headquarters Australia Source and check Source odixpay.com Wording at the source AUSTRAC registrations (Australia): ODIX TECHNOLOGY AUS. PTY LTD, ACN 663 951 120, ABN 99 663 951 120, 45 Cambridge Street, Lidcombe NSW 2141, Australia, is registered with AUSTRAC as a virtual asset s... Checked Verified
Legal form PTY. LTD. Source and check Source odixpay.com Wording at the source 1.1 Your contract: these General Terms are an agreement between you and Odix Technology AUS PTY. LTD. (ACN 663 951 120), a company incorporated in Australia Checked Verified
Register Australian Business Register Source and check Source odixpay.com Wording at the source Search ABN 99 663 951 120 on the Australian Business Register: open ABN Lookup. Checked Verified
Registered address 45 Cambridge Street, Lidcombe NSW 2141, Australia Source and check Source odixpay.com Wording at the source AUSTRAC registrations (Australia): ODIX TECHNOLOGY AUS. PTY LTD, ACN 663 951 120, ABN 99 663 951 120, 45 Cambridge Street, Lidcombe NSW 2141, Australia, is registered with AUSTRAC as a virtual asset s... Checked Verified

Card history

Card launched 2025-12-05 Source and check Source odixpay.com Wording at the source Odix Pay opened to its first customers on 5 December 2025. Checked Verified

Register entry

Transparency

Transparency 56 %

1 of 12 key values not published

  • Imprint / company details: no
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

52.75 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Odix White; sorting stays with it. With another variant: Odix White Virtual 52.29

Methodology and weights
  1. CostsWeight 25 %
    –
    not scored counts neutral (12.5)

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    81/100
    12.2 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    60/100
    6.0 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % 30
    • IssuerWeight 15 % 44
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 56
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Odix Pay from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 2 neutral, 0 negative

  1. Fintechistanbul Neutral Feature
    Odix Pay, stablecoin yükleme, kart ve euro IBAN'ı tek uygulamada buluşturuyor - FinTech İstanbul

    Assessment: Describes Odix Pay's app combining stablecoin top-up, card and euro IBAN; no change in card terms is stated.

  2. ZyCrypto Neutral Review
    Odix Pay: A Payment App and Prepaid Card Built Around Stablecoin Top-Ups

    Assessment: Feature on Odix Pay's stablecoin top-up card that notes its AUSTRAC registration; it describes the existing product without new terms.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Odix Pay Card and Odix Pay, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • New card image.

  • Score changed from 53.49 to 52.75.

  • Changes to KYC levels and requirements.

  • Score changed from 52.37 to 53.49.

  • Score changed from 56.77 to 52.37.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 56.09 to 56.57.

  • Changes to limits.

  • New card image.

  • Score changed from 50.71 to 56.09.

  • Market launch: December 5, 2025.

  • Headquarters: Australia.

  • Company name changed from Odix Technology AUS PTY. LTD. to Odix Pay.

  • Changes to licences.

Apply for Odix Pay Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Odix Pay