Comparison
Bitnob Card vs. e.PN Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitnob CardBitnob
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e.pn29 Oct 2026
Image source
Source
e.pn
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
e.PN Carde.PN
In short
- e.PN Card ask for the least (ID document).
- e.PN Card has the higher score (54.42).
| Attribute |
Bitnob CardBitnob
Requires KYC
Private & business
Virtual
|
e.PN Carde.PN
Requires KYC
Private & business
Virtual
|
|---|---|---|
| Score | weak | average with variant Gold: 41.92 with variant Platinum: 46.92 with variant Black: 51.92 |
| CostsWeight 25 % | 32 | not scored |
| KYC and privacyWeight 20 % | 0 | 35 |
| FeaturesWeight 15 % | 76 | 75 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 95 | 87 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards operate on a prepaid model, so users spend only what they load.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
e.pn checked 29 Oct 2026
Source and check
Source
e.pn
Wording at the source
One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
e.pn checked 29 Oct 2026
Source and check
Source
e.pn
Wording at the source
One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
help.bitnob.com checked 29 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
The Cards section is a full virtual Visa card issuance platform.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Custody |
custodial
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
There is no fee for withdrawing funds from a card to your Main Account. It takes up to 30 days for funds to be transferred from your card to your account balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownUSD
bitnob.comchecked 29 Oct 2026
We currently issue virtual USD cards compatible with Visa and Mastercard networks.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
USD
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal, business
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasuryChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
e.pn checked 29 Oct 2026
Source and check
Source
e.pn
Wording at the source
The cards work with 3DS, suitable for both work and personal use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor | unknown | |
| Limits depend on (differs) |
user setting
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, USDT, USDC
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownBTC, USDT, USDC
bitnob.comchecked 29 Oct 2026
Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
|
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up (differs) |
Yes
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownYes
bitnob.comchecked 29 Oct 2026
You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
|
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
e.pn checked 29 Oct 2026
Source and check
Source
e.pn
Wording at the source
Connect your card to Apple Pay and Google Pay, pay for Airbnb, Booking, car rentals and tickets without restrictions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals | unknown | |
| Contactless (differs) |
Yes
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) |
1.00 USD
help.bitnob.com checked 29 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
| Card creation fee | 1.00 USD per card |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
e.pn checked 29 Oct 2026
Source and check
Source
e.pn
Wording at the source
One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly fee | unknown | |
| Annual fee (differs) |
not published
help.bitnob.com checked 29 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
## Card fees and limits | Item | Amount | |---|---| | Card creation fee | 1.00 USD per card | | Minimum top-up | 3.00 USD | | Top-up fee up to 100 USD | 1.00 USD flat | | Top-up fee above 100 USD | 1...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up fee | unknown |
5 %
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
Gold Spend: $10 000 Commission: 5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
4 %
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
Platinum Spend: $50 000 Commission: 4%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
3 %
e.pn checked 30 Oct 2026
Source and check
Source
e.pn
Wording at the source
Black Spend: $100 000 Commission: 3%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
not published
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee | unknown | |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitnob Card · e.PN Card: promotions and bonuses as well as warnings and incidents.