Comparison
Crypto.com Visa Card (EU) vs. Cryptomus Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Crypto.com Visa Card (EU)Crypto.com
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Cryptomus CardCryptomus
In short
- Cryptomus Card ask for the least (ID + proof of address).
- Crypto.com Visa Card (EU) has the higher score (48.15).
| Attribute |
Crypto.com Visa Card (EU)Crypto.com
Requires KYC
Private
Virtual
Physical
|
Cryptomus CardCryptomus
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | weak with variant Ruby: 49.18 with variant Jade / Indigo: 40.98 with variant Icy / Rose: 49.86 with variant Obsidian: 50.23 | weak |
| CostsWeight 25 % | 68 | 39 |
| KYC and privacyWeight 20 % | 0 | 18 |
| FeaturesWeight 15 % | 77 | 57 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 20 | not scored |
| TrustWeight 10 % | 75 | 51 |
| CommunityWeight 10 % | 50 | not scored |
| KYC | KYC: Full verification | KYC: ID + proof of address |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form |
prepaid
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
A virtual card funded with stablecoins from your Cryptomus wallet. The card is topped up in fiat and used for everyday online paymentsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
cryptomus.com checked 29 Oct 2026
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Source
cryptomus.com
Wording at the source
No physical card is required. The card is issued instantly and works immediately after activation.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Custody |
custodial
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
8.6.1. Digital Assets may be stored with third-party custodians or in pooled accounts. They are not deposits and are not covered by governmental guarantees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
To use it, top up your Cryptomus wallet, issue a virtual card, and fund it with USDT or USDC. Your crypto is converted into fiat at the time of top-up, and you can then use the card for online payment...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Only GBP is available for UK cards and EUR for EU cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Usage |
personal
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Expected annual transaction volume - Annual income bracket - Employment status/ occupationChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Foris MT Limited
crypto.com checked 28 Oct 2026
Source and check
Source
crypto.com
Wording at the source
The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
The Services are provided under a white-label program and are enabled through a licensed third-party partner, including regulated card issuers and payment processors ("Partner"). The Company does not...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDT, USDC
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
You can top up your virtual crypto card using stablecoins: 1. USDT 2. USDC The list of supported assets may expand in the future.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Cronos
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Please note that a 1% fee is applied when topping up with credit/debit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| EU | Y |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless |
Yes
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Enter your crypto card's details at checkout of online store or pay with NFC on your phone offlineChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
4.00 USD
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
1. Card issuance fee: $4Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance (differs) |
4.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight: €4.99Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Card — a virtual payment card branded by the Company and issued by a licensed Partner.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
not published
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 EUR
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Annual fee |
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee (differs) |
3.2 %
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
2. Card top-up fee: 3.2%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
not published
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
2 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Within the EU & UK : 0.2% - Outside the EU & UK : 2.0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Transactions in a currency other than your Card's base currency will be converted at the exchange rate set by the Partner (e.g., Visa/Mastercard) at the time of processing, plus an applicable conversi...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
200.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
400.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1,000.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
6.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity.
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacement (differs) |
45.01 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight - €45.01Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback (differs) | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
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