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by Cryptomus

Cryptomus Card

Requires KYC Private Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score weak of 100

How it is made up ↓Methodology →

To Cryptomus

Basicscryptomus-virtual-crypto-card

Card form
prepaid Source and check Source cryptomus.com Wording at the source A virtual card funded with stablecoins from your Cryptomus wallet. The card is topped up in fiat and used for everyday online payments Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source cryptomus.com Wording at the source No physical card is required. The card is issued instantly and works immediately after activation. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
unknown
Custody
custodial Source and check Source cryptomus.com Wording at the source 8.6.1. Digital Assets may be stored with third-party custodians or in pooled accounts. They are not deposits and are not covered by governmental guarantees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source cryptomus.com Wording at the source To use it, top up your Cryptomus wallet, issue a virtual card, and fund it with USDT or USDC. Your crypto is converted into fiat at the time of top-up, and you can then use the card for online payment... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
unknown
Usage
personal Source and check Source cryptomus.com Wording at the source These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
unknown
ATM withdrawals
unknown
Contactless
Yes Source and check Source cryptomus.com Wording at the source Enter your crypto card's details at checkout of online store or pay with NFC on your phone offline Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 4.00 USD Source and check Source cryptomus.com Wording at the source 1. Card issuance fee: $4 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance unknown
Shipping unknown
Monthly fee unknown
Annual fee unknown
Top-up fee 3.2 % Source and check Source cryptomus.com Wording at the source 2. Card top-up fee: 3.2% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 3.20 USD ↳ Topping up 1,000.00 USD: 32.00 USD
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee not published Source and check Source cryptomus.com Wording at the source Transactions in a currency other than your Card's base currency will be converted at the exchange rate set by the Partner (e.g., Visa/Mastercard) at the time of processing, plus an applicable conversi... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID + proof of address

    ID and a recent proof of address

    1. KYC at Cryptomus

      from age 18

      Source and check Source cryptomus.com Wording at the source - You are at least 18 years of age and have full legal capacity to enter into these Terms; - You are acting solely for personal, non-commercial purposes; - You are not located in, nor are a resident o... Checked Verified Value wrong? History What does [s] mean?

      Requires: ID document, Selfie / liveness, Proof of address

KYC: ID + proof of address Identity verification is required from the first level.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Cryptomus may request additional documents such as proof of source of funds. Source and check Source cryptomus.com Wording at the source As part of its ongoing transaction monitoring and risk management procedures, the Company may request additional information and documentation from Customers in order to verify the legitimacy of speci... Checked Verified Value wrong? History What does [s] mean?
  • Change of name or addressWhen you change your name or address, Cryptomus repeats the identity verification. Source and check Source cryptomus.com Wording at the source - Periodic reviews based on Customer risk level; - Trigger-based reviews initiated by changes in Customer behavior, transaction patterns, or profile data; - Ongoing screening against sanctions, PEP, a... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement unknown

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets USDT, USDC Source and check Source cryptomus.com Wording at the source You can top up your virtual crypto card using stablecoins: 1. USDT 2. USDC The list of supported assets may expand in the future. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Cryptomus offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

Partner programme: yes (own programme) · 30 % revenue share Details Source and check Source cryptomus.com Wording at the source Payment commission Receive 30% of the payment commission paid by your referral Checked Verified What does [s] mean?

Trust

AttributeValue
Issuer / BIN sponsor not published Source and check Source cryptomus.com Wording at the source The Services are provided under a white-label program and are enabled through a licensed third-party partner, including regulated card issuers and payment processors ("Partner"). The Company does not... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager SEARAY INVESTMENTS CORP. Source and check Source cryptomus.com Wording at the source Company — the entity providing access to the Services under these Terms, acting as program manager and interface provider. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels email Source and check Source cryptomus.com Wording at the source For questions or support, contact us at: Email: <[email protected]> Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Issuer

The provider does not name the issuing institution. Source and check Source cryptomus.com Wording at the source The Services are provided under a white-label program and are enabled through a licensed third-party partner, including regulated card issuers and payment processors ("Partner"). The Company does not... Checked Verified

Company

Headquarters Panama Source and check Source cryptomus.com Wording at the source These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN... Checked Verified
Legal form Corp. Source and check Source cryptomus.com Wording at the source These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN... Checked Verified
Registered address Global Bank Tower, 18th Floor, Suite No. 1801, 50th Street, Republic of Panama, Panama City Source and check Source cryptomus.com Wording at the source These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN... Checked Verified

Transparency

Transparency 55 %

2 of 11 key values not published

  • Imprint / company details: no
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

41.78 of 100 · weak

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    39/100
    9.7 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    18/100
    3.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    57/100
    8.5 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    51/100
    5.1 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 0
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 55
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Cryptomus from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 0 neutral, 3 negative

  1. TNTMAX Critical Negative Regulation
    PHP2Shell Attack Exploits U.S. Government-Affiliated Network Using AI

    Assessment: Cyber news roundup whose snippet mentions major sanctions against Cryptomus; regulatory action per the snippet, details unverified.

  2. Theijf Critical Negative Regulation
    U.K. sanctions Canadian crypto exchange, says it’s helping Russian government

    Assessment: Report that the UK sanctioned Cryptomus over alleged dealings linked to an illegal market; this is regulatory action against the provider.

  3. Theijf Notable Negative Legal
    International review urges Canada to crack down on cryptocurrency exchanges

    Assessment: Report on an international review urging Canada to act, citing court records linking Cryptomus to an illegal market; no regulator action against Cryptomus is stated.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Cryptomus Card and Cryptomus, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 46.64 to 41.78.

  • Score changed from 47.79 to 46.64.

  • Changes to KYC levels and requirements.

  • Changes to KYC levels and requirements.

  • Score changed from 44.54 to 47.79.

  • New card image.

  • Changes to KYC levels and requirements.

  • Score changed from 44.25 to 44.54.

  • New: Partner programme · Publishers.

  • Headquarters: Panama.

  • Score changed from 47.08 to 44.25.

  • Changes to KYC levels and requirements.

  • Changes to KYC levels and requirements.

  • Changes to licences.

Apply for Cryptomus Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Cryptomus