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Bitrefill logo bitrefill.com29 Oct 2026

by Bitrefill

Bitrefill Card

Requires KYC Private Virtual Physical

Not for nationals of: United States, Russia

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration: Bitrefill Card

Basicsbitrefill-card

Card form
prepaid bitrefill.com checked 29 Oct 2026
Card types
virtual, physical bitrefill.com checked 29 Oct 2026
Card network
Visa bitrefill.com checked 29 Oct 2026
Custody
custodial bitrefill.com checked 29 Oct 2026
Funding model
fiat balance bitrefill.com checked 29 Oct 2026
Card currencies
EUR bitrefill.com checked 29 Oct 2026
Usage
personal bitrefill.com checked 29 Oct 2026
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Google Pay bitrefill.com checked 29 Oct 2026
ATM withdrawals
Yes bitrefill.com checked 29 Oct 2026
Contactless
unknown

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 EUR bitrefill.com checked 29 Oct 2026
Physical card issuance 0.00 EUR bitrefill.com checked 29 Oct 2026
Shipping unknown
Monthly fee 0.00 EUR bitrefill.com checked 29 Oct 2026
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee not published bitrefill.com checked 29 Oct 2026
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee 2.49 % bitrefill.com checked 29 Oct 2026 ↳ Withdrawing 179.69 EUR at an ATM: 4.47 EUR
Merchant-specific fee unknown
Transaction fee unknown
Cross-border fee unknown
Withdrawal fee
  • top-up via bank transfer: free bitrefill.com checked 29 Oct 2026 ↳ amount_100: 0.00 EUR
Activation fee unknown
Minimum top-up unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee 10.00 EUR bitrefill.com checked 29 Oct 2026
Minimum monthly spend unknown
Inactivity rule Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated. bitrefill.com checked 29 Oct 2026
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 1 % bitrefill.com checked 29 Oct 2026 spend from 0/month in EUR

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

ID document
Requirement Starter at Bitrefill Plus at Bitrefill
Documents
ID document required required
Limits
Top-up in total 15,000 EUR bitrefill.com checked 29 Oct 2026 –
Spending per day 10,000 EUR bitrefill.com checked 29 Oct 2026 –
Spending per month 10,000 EUR bitrefill.com checked 29 Oct 2026 15,000 EUR bitrefill.com checked 29 Oct 2026
Fiat payout per month – no limit bitrefill.com checked 29 Oct 2026
Contactless per transaction 200 EUR bitrefill.com checked 29 Oct 2026 –
Review timefrom age 18–
Source bitrefill.com checked 29 Oct 2026 bitrefill.com checked 29 Oct 2026

ID document: ID document, often with a selfie or video ident

KYC: ID document Bitrefill states that it does not offer a KYC-free card.

When is KYC needed?

No triggers published.

What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by nationality: Not available in: Russia, United States bitrefill.com checked 29 Oct 2026
  • by residence: Available in 29 countries and regions bitrefill.com checked 29 Oct 2026
Residency requirement Residents of the listed EU countries plus Norway and Iceland, aged 18+, after identity verification; citizens of the USA and the Russian Federation are excluded regardless of residency (Russian citizens who also hold EU/EEA citizenship are eligible). bitrefill.com checked 29 Oct 2026

Key countries

  • Germany available
  • Austria available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (29) not available (221) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDC, SOL, BNB, POL bitrefill.com checked 29 Oct 2026
Number of supported assets unknown
Top-up networks Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon bitrefill.com checked 29 Oct 2026
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Bitrefill offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

Referral bonus

  • You (referrer)

    not published

    How:
    code
    all cards of Bitrefill
    bitrefill.com checked 29 Oct 2026

Partner programme: yes (own programme) · 1 % revenue share Details help.bitrefill.com checked 29 Oct 2026

Trust

AttributeValue
Issuer / BIN sponsor Wallester AS bitrefill.com checked 29 Oct 2026
Program manager Lightspark Payments Europe (LSP EU) help.bitrefill.com checked 29 Oct 2026
Headquarters unknown
Support channels unknown
Card since 06/2024 bitrefill.com checked 29 Oct 2026

Issuer

Wallester AS (Estonia) bitrefill.com checked 29 Oct 2026 Registered name: Wallester AS brighty.app checked 29 Oct 2026 Register number: 11812882 brighty.app checked 29 Oct 2026 Issues 2 card programmes in our catalogue

Company

Headquarters Sweden bitrefill.com checked 29 Oct 2026
Legal form AB bitrefill.com checked 29 Oct 2026
Registered address Mailbox 2333, 111 75 Stockholm, Sweden bitrefill.com checked 29 Oct 2026

Card history

Card launched 06/2024 bitrefill.com checked 29 Oct 2026

Transparency

Transparency 49 %

1 of 16 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

55.07 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    70/100
    17.5 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    82/100
    12.3 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    22/100
    2.2 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    40/100
    4.0 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    70/100
    7.0 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % 78
    • IssuerWeight 15 % 48
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 49
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Bitrefill Card and Bitrefill, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 53.49 to 55.07.

  • Score changed from 52.92 to 53.49.

  • New: Referral bonus · You (referrer).

  • Headquarters: Sweden.

  • New: Partner programme · Publishers.

  • Changes to reward programmes.

  • New logo.

  • Score changed from 52.64 to 52.92.

  • Market launch: June 1, 2024.

  • Score changed from 52.84 to 52.64.

  • Changes to limits.

  • Score changed from 55.84 to 52.84.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 56.8 to 55.84.

  • Changes to licences.

Apply for Bitrefill Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.