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by WaldenPay

WaldenPay Card

No KYC Private & business Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To WaldenPay

Basicswaldenpay-card

Card form
prepaid Two sources, two values Shownprepaid waldenpay.comchecked 29 Oct 2026 A prepaid card draws on funds loaded beforehand. It doesn't provide a credit line, and opening a WaldenPay account doesn't create a bank account. Someone searching for a "waldenpay crypto debit card"... Differingvalue not recorded waldenpay.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card types
virtual Source and check Source waldenpay.com Wording at the source The WaldenPay virtual crypto card is a virtual prepaid card funded with 135+ cryptocurrencies across 35+ networks. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
unknown
Custody
custodial Source and check Source waldenpay.com Wording at the source Deposits are processed through secure wallet infrastructure with segregated hot and cold storage and continuous monitoring. Card balances are held separately from crypto deposits, limiting exposure in... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source waldenpay.com Wording at the source WaldenPay converts crypto into card balance at loading time, rather than at each purchase. Its virtual prepaid card supports online checkout and Apple Pay or Google Pay, subject to merchant acceptance... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source waldenpay.com Wording at the source Your card balance is held in USD. When you pay in another currency, the card network (Visa/Mastercard) applies its standard exchange rate. WaldenPay does not add its own foreign transaction markup. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal, business Source and check Source waldenpay.com Wording at the source From everyday purchases to business expenses — real ways people use their WaldenPay card Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
KYC level Source and check Source waldenpay.com Wording at the source Maximum top-up amounts, per-card spending caps, and daily limits can vary by verification tier and payment network, and these are exactly the kind of numbers that change as the product evolves. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source waldenpay.com Wording at the source Cardholders can use its details online or add it to Apple Pay and Google Pay for supported in-store payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
Yes Source and check Source waldenpay.com Wording at the source Add the virtual card to your phone's wallet and pay contactlessly in physical stores — your crypto works at the checkout counter, not just online. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 10.00 USD Source and check Source waldenpay.com Wording at the source $10 Card issuance One-time, when you create your card Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance not applicable Source and check Source waldenpay.com Wording at the source WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping not applicable Source and check Source waldenpay.com Wording at the source WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 0.00 USD Source and check Source waldenpay.com Wording at the source $0 Monthly fee No recurring charges, ever Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee 0.00 USD Source and check Source waldenpay.com Wording at the source No. WaldenPay has no recurring fees of any kind. You pay only when you load the card, so an unused card costs you nothing. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 0 % Source and check Source waldenpay.com Wording at the source WaldenPay's top-up fee starts at 5% and drops to 3% with volume — with no exchange spread and no monthly fee, you know the exact cost of every load upfront. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee 0.00 USD Source and check Source waldenpay.com Wording at the source There's a one-time $10 card issue fee and no monthly maintenance charge. Topping up the card carries a fee starting at 5% and dropping to as low as 3% based on rolling 30-day card spend. Holding an in... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. No ID

    e-mail, phone or personal details, no ID document

    1. Standard use at WaldenPay

      Source and check Source waldenpay.com Wording at the source Registration requires an email address, with no identity documents required for standard use. Users select a supported asset and matching network, arrange funding, and order the card through the servi... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail

      Restrictions: no physical card

LimitsValue
Top-up per transaction not published Source and check Source waldenpay.com Wording at the source | Card top-up | $25 | Maximum not published | Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per day not published Source and check Source waldenpay.com Wording at the source Card-level ceilings: Maximum card balance, maximum individual top-up, purchase limits, and any daily or monthly card-spending caps. Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per month not published Source and check Source waldenpay.com Wording at the source Card-level ceilings: Maximum card balance, maximum individual top-up, purchase limits, and any daily or monthly card-spending caps. Checked Verified Add this value? No earlier versions What does [s] mean?
Balance in total not published Source and check Source waldenpay.com Wording at the source Card-level ceilings: Maximum card balance, maximum individual top-up, purchase limits, and any daily or monthly card-spending caps. Checked Verified Add this value? No earlier versions What does [s] mean?
Single payment per transaction not published Source and check Source waldenpay.com Wording at the source Card-level ceilings: Maximum card balance, maximum individual top-up, purchase limits, and any daily or monthly card-spending caps. Checked Verified Add this value? No earlier versions What does [s] mean?

KYC: No ID KYC-free according to the provider (limits not published).

When is KYC needed?

  • High volumeFor high volumes, WaldenPay may request additional documents such as proof of source of funds. Source and check Source waldenpay.com Wording at the source Higher balances or larger transaction volumes can trigger extra checks, which lines up with how AML frameworks are supposed to function. Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, WaldenPay may request additional documents such as proof of source of funds. Source and check Source waldenpay.com Wording at the source To be clear about scope: this covers standard use of the card as described here, and WaldenPay still operates under applicable law, so certain limits, activity patterns, or higher spend levels can tri... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement No residency paperwork is required for standard use. Source and check Source waldenpay.com Wording at the source Where you sign up and load the card: supported globally except in the restricted jurisdictions below. You need an email address and cryptocurrency on any of 35+ supported networks — no bank account, n... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, SOL, TRX, LTC Source and check Source waldenpay.com Wording at the source The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC. Those examples aren't an exhaustive directory. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets 135 Source and check Source waldenpay.com Wording at the source The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up networks Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana Source and check Source waldenpay.com Wording at the source Send from whichever chain is cheapest for you — TRON, Ethereum, Solana, BNB Chain, Bitcoin and 30+ more. TRC-20 transfers usually cost under $1. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What WaldenPay offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters unknown
Support channels email, Telegram Source and check Source waldenpay.com Wording at the source Support is available 24/7 through the following channels: [Email [email protected]](/cdn-cgi/l/email-protection#90e3e5e0e0ffe2e4d0e7f1fcf4f5fee0f1e9bef3fffd)Telegram @WaldenPay Beware of impersona... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Transparency

Transparency 71 %

0 of 14 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

68.33 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    88/100
    21.9 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    53/100
    10.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    81/100
    12.1 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    89/100
    8.9 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 71
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at WaldenPay Card and WaldenPay, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to KYC levels and requirements.

  • Score changed from 67.61 to 68.33.

  • Score changed from 58.23 to 67.61.

  • Score changed from 58.04 to 58.23.

  • Changes to limits.

  • Score changed from 56.5 to 58.04.

  • Changes to KYC levels and requirements.

  • Score changed from 53 to 56.5.

  • Changes to licences.

Apply for WaldenPay Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To WaldenPay