Comparison
DogPay Card vs. Onboard Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
DogPay CardDogPay
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Onboard CardOnboard
In short
- Onboard Card has the higher score (63.72).
| Attribute |
DogPay CardDogPay
Requires KYC
Private & business
Virtual
Physical
|
Onboard CardOnboard
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average with variant Premium: 58.67 with variant Platinum: 58.05 with variant Ultra: 55.9 | average |
| CostsWeight 25 % | 49 | 75 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 78 | 79 |
| AvailabilityWeight 10 % | 94 | 75 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 90 | 87 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document, full verification for higher volumes | KYC: ID document |
| Limits (entry level) |
|
Initial identity verification
|
| Basics | ||
| Card form (differs) |
credit
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
💡Whether it is a Budget Card or a Prepaid Card, both belong to credit cards type.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
prepaid
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USD - Cards must be funded before spendingChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a virtual card online and a physical card offline. Cover subscriptions, shopping, mobile wallets, POS purchases and supported ATM scenarios.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
only in the app
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
It operates on [Visa/Mastercard] network rails as specified in the cardholder's account dashboard.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
custodial
dogpay.com checked 28 Oct 2026
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Source
dogpay.com
Wording at the source
| "Debit Account" | The debit account opened by a user with the Custodian, including a hosted cryptocurrency wallet, which allows a user to keep fiat currency and types of Acceptable Tokens in custody...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding model |
fiat balance
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Convert stablecoins to USD and spend globallyChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USD - Cards must be funded before spendingChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
SGD, USD
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
- SGD Cardmembers: 100 SGD - USD Cardmembers: 100 USDChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
USD
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
• Cardholder: An individual (18+ years old) or registered legal entity that has successfully completed application, identity verification, and activation of a DogPay Card. For entities, the authorized...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
personal
onboard.xyz checked 29 Oct 2026
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Source
onboard.xyz
Wording at the source
Whether you're a freelancer getting paid in dollars, a remote worker spending in euros, or a creator earning across borders, your money shouldn't be limited by where you live. Onboard gives you real...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
DCS Card Centre Pte. Ltd.
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
"We", "us", "our", "ourselves", and "DCS" means DCS Card Centre Pte. Ltd. and shall include our affiliates, successors and assigns.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
KYC level
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
• Limits may be adjusted based on account verification level (Basic/Verified/Premium) and transaction history.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in 29 countries and regions
dogpay.com checked 28 Oct 2026
Two sources, two values
ShownNot available in 29 countries and regions
dogpay.comchecked 28 Oct 2026
DogPay Card is not available in the following jurisdictions: Afghanistan, Albania, Belarus, Bosnia, Central African Republic, Congo, Cuba, Cyprus, Eritrea, Haiti, lran, lraq, Kosovo, Lebanon, Liberia,...Differingvalue not recorded dogpay.comfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
Not available in 41 countries and regions
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
Countries where Onboard verification is not supported: - Afghanistan - Algeria - Belarus - Burundi - Central African Republic - China - Comoros - Congo (Democratic Republic) - Congo (Republic) - Cuba...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a supported USDT network, then convert and fund your card in the App.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
The Trading Wallet currently supports the following tokens: Stablecoins: USDT, USDC, DAI Major tokens: BTC, ETH, SOL, XRP, BNB, ADA, AVAX, DOT, LINK, LTC, BCH, XLM, NEAR, HBAR, TON, TRX, XTZ, POL, A...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 54 moreBTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCPOLAVAXDAILINKBCHDOTARBOPXLMSHIBNEARAPTUNIAAVEWLDSAPEHBARXTZSTRKSEICELOTIASCRKAIACOREEIGENRENDERRUNECAKEENAHYPEJUPMASKCARVUXLINKVIRTUALGRASSPEPEWIFBONKPOPCATBRETTFLOKIMOGGOATCHILLGUYMEWDEGENBOMESUNDOGNOTSANDTRUMP |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
The following networks are supported for depositing stablecoins into your Cash Balance and for funding your cards: USDT: Arbitrum One, BNB Smart Chain (BSC), Ethereum, Optimism, Polygon, Solana, Tron...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs) |
Yes
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
From a bank account (local currency): 1. Go to Cards → tap Fund on your card 2. Select your local currency (NGN, IDR, or KES) 3. Enter the amount you want to add 4. Send money to the bank details sho...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Where eligible, connect your card to Apple Pay or Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
- Pay in-store via Apple Pay or Google Pay (tap-to-pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a physical card at supported POS terminals and ATMs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
No
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- Pay in-store via Apple Pay or Google Pay (tap-to-pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) |
10.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
2.1 You may request for the Card to be issued to you virtually or physically, or both. For applicants who request a physical card to be issued following the application, we are entitled to charge a fe...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
7.00 USD – 26.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Destination | Unit Price (USD) | |---|---| | Malaysia | $7 | | Singapore | $10 | | Thailand | $15 | | Philippines | $16 | | Taiwan | $18 | | Vietnam | $19 | | South Korea | $20 | | Japan | $21 | | A...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
4.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
9.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
29.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual fee | unknown | |
| Top-up fee (differs) |
1 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.8 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.3 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.25 %
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
| Flex | 1.25% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
1 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.8 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.6 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
4.1 Subject to the terms and conditions and the applicable fee, you may obtain a cash advance up to the limit determined by us from time to time, at any automated teller machine outside Singapore. You...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.50 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
### DCS Card Fees: Activation fee: 10 USD Transaction processing fee: - Domestic: 1% + 0.3 USD - Cross-border: 1.5% + 0.3 USD Transaction reversal fee: 1% Transaction failure fee: 0.5 USD Refun...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee (differs) |
2 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
### DCS Card Fees: Activation fee: 10 USD Transaction processing fee: - Domestic: 1% + 0.3 USD - Cross-border: 1.5% + 0.3 USD Transaction reversal fee: 1% Transaction failure fee: 0.5 USD Refun...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Inactivity fee (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
1.5.4 DCS reserves the right to charge you an inactivity fee should you fail to log into the DogPay App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App.
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
1.5.4 DCS reserves the right to charge you an inactivity fee should you fail to log into the DogPay App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at DogPay Card · Onboard Card: promotions and bonuses as well as warnings and incidents.