Comparison
DogPay Card vs. Fiat24 Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
DogPay CardDogPay
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Fiat24 CardFiat24
In short
- Fiat24 Card has the higher score (63.16).
| Attribute |
DogPay CardDogPay
Requires KYC
Private & business
Virtual
Physical
|
Fiat24 CardFiat24
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average with variant Premium: 58.67 with variant Platinum: 58.05 with variant Ultra: 55.9 | average |
| CostsWeight 25 % | 49 | 100 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 78 | 55 |
| AvailabilityWeight 10 % | 94 | 45 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 90 | 83 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document, full verification for higher volumes | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
credit
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
💡Whether it is a Budget Card or a Prepaid Card, both belong to credit cards type.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
debit
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a virtual card online and a physical card offline. Cover subscriptions, shopping, mobile wallets, POS purchases and supported ATM scenarios.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
only in the app
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
It operates on [Visa/Mastercard] network rails as specified in the cardholder's account dashboard.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
custodial
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| "Debit Account" | The debit account opened by a user with the Custodian, including a hosted cryptocurrency wallet, which allows a user to keep fiat currency and types of Acceptable Tokens in custody...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
self-custody
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
You are responsible for your own Fiat24 Account Token and Fiat24 Cash Tokens, which are not safe kept in our Fiat24 Web-App or Website. Please refer the security guide of your own Ethereum wallet wher...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Convert stablecoins to USD and spend globallyChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Fiat24 offers its Live account-holders the possibility of topping up their account using cryptocurrencies converted into fiat currency.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
SGD, USD
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
- SGD Cardmembers: 100 SGD - USD Cardmembers: 100 USDChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
CHF, CNY, EUR, USD
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp. The card is issued to you in multiple currencies (EUR, USD, CHF and RMB) and your card balances will be shown in...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Usage (differs) |
personal, business
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
• Cardholder: An individual (18+ years old) or registered legal entity that has successfully completed application, identity verification, and activation of a DogPay Card. For entities, the authorized...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
personal
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Fiat24 is your all-in-one solution for seamless daily payments and spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
DCS Card Centre Pte. Ltd.
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
"We", "us", "our", "ourselves", and "DCS" means DCS Card Centre Pte. Ltd. and shall include our affiliates, successors and assigns.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
SR Saphirstein AG
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
SR Saphirstein AG, based in Switzerland, owns the Fiat24 brand and serves as the principal issuer of MasterCard. The first 8 digits of the Fiat24 card, known as the BIN, are 5481 0849.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
KYC level
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
• Limits may be adjusted based on account verification level (Basic/Verified/Premium) and transaction history.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
account tier
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The transaction limit varies depending on the length of the NFT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in 29 countries and regions
dogpay.com checked 28 Oct 2026
Two sources, two values
ShownNot available in 29 countries and regions
dogpay.comchecked 28 Oct 2026
DogPay Card is not available in the following jurisdictions: Afghanistan, Albania, Belarus, Bosnia, Central African Republic, Congo, Cuba, Cyprus, Eritrea, Haiti, lran, lraq, Kosovo, Lebanon, Liberia,...Differingvalue not recorded dogpay.comfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
Available in 60 countries and regions
info.fiat24.com checked 29 Oct 2026
Source and check
Source
info.fiat24.com
Wording at the source
Countries with a monthly transaction limit of $30,000 Australia (AUS) Austria (AUT) Belgium (BEL) Canada (CAN) Cyprus (CYP) Czech Republic (CZE) Denmark (DNK) Estonia (EST) Faroe Islands (FRO...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a supported USDT network, then convert and fund your card in the App.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDC
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Since USDC is the only cryptocurrency accepted by Fiat24 — a strict legal requirement that cannot be violated — it is therefore critical to ensure that the new blockchain has sufficient USDC circulati...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Arbitrum
fiat24.com checked 29 Oct 2026
Source and check
Source
fiat24.com
Wording at the source
Please make sure your wallet has been connected to Ethereum Arbitrum network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs) |
Yes
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Your Fiat24 Account allows you to top-up your cash account with a bank wire transfer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Where eligible, connect your card to Apple Pay or Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
We support Apple Pay, Google Pay, Samsung Pay and most other digital wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
Use a physical card at supported POS terminals and ATMs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless | unknown | |
| Fees | ||
| Virtual card issuance (differs) |
10.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
2.1 You may request for the Card to be issued to you virtually or physically, or both. For applicants who request a physical card to be issued following the application, we are entitled to charge a fe...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
7.00 USD – 26.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Destination | Unit Price (USD) | |---|---| | Malaysia | $7 | | Singapore | $10 | | Thailand | $15 | | Philippines | $16 | | Taiwan | $18 | | Vietnam | $19 | | South Korea | $20 | | Japan | $21 | | A...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
4.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
9.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
29.90 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Flexible Membership Plans | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Membership Benefits by Tier | Free Best for new users with lower transaction volume | USD 4.9 / month Best fo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual fee | unknown | |
| Top-up fee (differs) |
1 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.8 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.3 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Bank Cards | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Maximum Active Cards | 2 | 5 | 10 | 20 | | Virtual Card Issuance Fee | 10 USD | 1st card free | 2 cards free | 3 cards free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
1 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.8 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.6 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
| Crypto-Fiat | Basic | Premium | Platinum | Ultra | |---|---|---|---|---| | Swap Fee | 1% | 0.8% | 0.6% | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
4.1 Subject to the terms and conditions and the applicable fee, you may obtain a cash advance up to the limit determined by us from time to time, at any automated teller machine outside Singapore. You...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.50 USD
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
### DCS Card Fees: Activation fee: 10 USD Transaction processing fee: - Domestic: 1% + 0.3 USD - Cross-border: 1.5% + 0.3 USD Transaction reversal fee: 1% Transaction failure fee: 0.5 USD Refun...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee (differs) |
2 %
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
### DCS Card Fees: Activation fee: 10 USD Transaction processing fee: - Domestic: 1% + 0.3 USD - Cross-border: 1.5% + 0.3 USD Transaction reversal fee: 1% Transaction failure fee: 0.5 USD Refun...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Inactivity fee (differs) |
not published
dogpay.com checked 28 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
1.5.4 DCS reserves the right to charge you an inactivity fee should you fail to log into the DogPay App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App.
dogpay.com checked 29 Oct 2026
Source and check
Source
dogpay.com
Wording at the source
1.5.4 DCS reserves the right to charge you an inactivity fee should you fail to log into the DogPay App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
A card that has not been used in the 6 months before its expiration will not be renewed.
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
All MasterCard card is valid for 5 years. Your card will automatically be renewed under the same terms. However, if your card has not been used in the 6 months before its' expiration, your card will n...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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