Comparison
Airtm USD Virtual Prepaid Card vs. Leading Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Airtm USD Virtual Prepaid CardAirtm
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Leading CardLeading Cards
In short
- Fewest documents: Airtm USD Virtual Prepaid Card (ID document).
- Airtm USD Virtual Prepaid Card has the best score (55.06).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
|
Leading CardLeading Cards
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private & business Virtual |
| Score | average | very weak |
| CostsWeight 25 % | 67 | 0 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 53 | 50 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 84 | 48 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) |
|
Minimum KYC
|
| Basics | ||
| Card formsame for all |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
- With Shared Balance, the team stopped moving funds between individual cards manually. - With Auto Top-Up, cards stayed funded without constant balance checks. - With Bulk Card Issuing, new cards cou...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Virtual cards accessible via the platform are issued by third-party licensed institutions ("Issuers"). By using a card, you also agree to the Cardholder Agreement provided by the Issuer. Card availabi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Custodysame for all | unknown | unknown |
| Funding modelsame for all |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card currencies (differs)same for all |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, GBP, USD
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
VCCs can be issued in USD, EUR, or GBP—whatever matches the ad platform or reduces conversion fees. This is key for agencies and affiliates buying traffic across regions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Our cards are compatible with all major ad platforms, including Google Ads, Meta Ads, TikTok Ads, X (formerly Twitter), Bing, and more. We also provide cards for online payments, like paying for subsc...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
leadingcards.com checked 30 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Virtual cards accessible via the platform are issued by third-party licensed institutions ("Issuers"). By using a card, you also agree to the Cardholder Agreement provided by the Issuer. Card availabi...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
KYC level
leadingcards.com checked 30 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Card availability, spending limits, fees, and supported merchants are determined by the Issuer and may vary depending on your verification tier and jurisdiction.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Custody · Cards per account | |
| Availability | ||
| Available insame for all |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assetssame for all |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown |
Yes
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
We support several top-up methods, including cryptocurrency, SEPA, SWIFT, and Wire transfers — choose the one that works best for you.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Our cards are compatible with all major ad platforms, including Google Ads, Meta Ads, TikTok Ads, X (formerly Twitter), Bing, and more. We also provide cards for online payments, like paying for subsc...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
No
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Leading Cards provides Users with access to virtual cards issued by authorized third-party providers. These cards are intended strictly for affiliate marketing, online media purchases, and IT-related...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown | unknown |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Fees for card issuance, renewal, or usage are displayed in your account dashboard and may vary by card type or User tier.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown |
not applicable
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Leading Cards provides Users with access to virtual cards issued by authorized third-party providers. These cards are intended strictly for affiliate marketing, online media purchases, and IT-related...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs)same for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Fees for card issuance, renewal, or usage are displayed in your account dashboard and may vary by card type or User tier. By using the platform, you agree to all applicable fees, which may include:...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. A variable fee applies to the gross amount you load. If you load more than $200 USD in a calendar month, no additional fee is charged on the amount above that threshold. You can check the exact p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown |
only in the app
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Fees for card issuance, renewal, or usage are displayed in your account dashboard and may vary by card type or User tier. By using the platform, you agree to all applicable fees, which may include:...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown |
not applicable
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Leading Cards provides Users with access to virtual cards issued by authorized third-party providers. These cards are intended strictly for affiliate marketing, online media purchases, and IT-related...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown |
only in the app
leadingcards.com checked 29 Oct 2026
Source and check
Source
leadingcards.com
Wording at the source
Fees for card issuance, renewal, or usage are displayed in your account dashboard and may vary by card type or User tier. By using the platform, you agree to all applicable fees, which may include:...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Annual fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Airtm USD Virtual Prepaid Card · Leading Card: promotions and bonuses as well as warnings and incidents.