Comparison
Amulets Card vs. Xkard Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Amulets CardAmulets
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Xkard CardXkard
In short
- Xkard Card has the higher score (64.34).
| Attribute |
Amulets CardAmulets
Requires KYC
Private
Virtual
|
Xkard CardXkard
KYC unknown
Virtual
Physical
|
|---|---|---|
| Score | weak | average with variant Premium: 64.09 with variant Whale: 64.84 |
| CostsWeight 25 % | 0 | 77 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 84 | 83 |
| AvailabilityWeight 10 % | 47 | not scored |
| RewardsWeight 10 % | 40 | not scored |
| TrustWeight 10 % | 82 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
prepaid
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
Stablecoin-funded, volatility-free. Fund your Amulets account with USDC or USDT before your trip. Your travel budget stays dollar-stable regardless of market conditions. You don't need to worry about...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
XHYPE cards are prepaid: you top up the card and spend the balance you've loaded. The balance is in the currency that corresponds to each card, so it depends on the card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
- Use a virtual card compatible with the Visa network, subject to issuer and network rulesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Essential: 1 virtual card, $10/year, 2.1% top-up fee, $50,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Premium: 1 virtual + 1 physical, $58 (1 year) or $118 (3 years), 1.8% top-up fee, $250,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Whale: 2 virtual + 1 physical, $70 (1 year) or $148 (3 years), 1.2% top-up fee, $1,000,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
- Use a virtual card compatible with the Visa network, subject to issuer and network rulesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Custody |
custodial
amulets.io checked 30 Oct 2026
Source and check
Source
amulets.io
Wording at the source
14.1 Custodial services. Amulets or the designated custodian controls the private keys used for custodial operations.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
XHYPE does not custody the assets in your self-custodial wallet. Card balances are held by the independent card issuer, not in your wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model (differs) |
converted on spend
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
Amulets takes a different path. Your balance is held in stablecoin on public networks like Solana, Ethereum, BNB and Polygon. When you pay, it converts directly into local currency at the moment of pu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
|
| Card currencies | unknown | |
| Usage (differs) |
personal
amulets.io checked 28 Oct 2026
Source and check
Source
amulets.io
Wording at the source
2.2 Personal use and ownership. Unless an approved product expressly permits otherwise, use your Account for your own lawful purposes. You must hold or have valid authority to transfer the assets you...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Issuer / BIN sponsor | unknown | |
| Limits depend on (differs) | unknown |
plan
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Each plan has an annual limit: Essential $50,000, Premium $250,000 and Whale $1,000,000.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Available in 68 countries and regions
faq.amulets.io checked 29 Oct 2026
Source and check
Source
faq.amulets.io
Wording at the source
The countries listed below reflect the current Wirex BaaS non-custodial card-program availability. They do not define general Amulets account eligibility. ## 🌍 Europe > Andorra, Austria, Belgium, B...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, SOL, BNB, XLM
faq.amulets.io checked 30 Oct 2026
Source and check
Source
faq.amulets.io
Wording at the source
### Base | Asset | Minimum deposit | Withdrawal fee | Minimum withdrawal | Maximum withdrawal | Daily withdrawals | |---|---|---|---|---|---| | USDC | 1 USDC | 3 USDC + 0.10% | 2 USDC | 2,500 USDC |...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Bitcoin, Ethereum, BNB Smart Chain, Solana, Polygon, Base, Stellar
faq.amulets.io checked 30 Oct 2026
Source and check
Source
faq.amulets.io
Wording at the source
### Base | Asset | Minimum deposit | Withdrawal fee | Minimum withdrawal | Maximum withdrawal | Daily withdrawals | |---|---|---|---|---|---| | USDC | 1 USDC | 3 USDC + 0.10% | 2 USDC | 2,500 USDC |...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Top up with USDT, USDC or the network's native coin on BNB Smart Chain, Ethereum, Base, Polygon and Arbitrum.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
Amulets was designed from the ground up for international use. It runs on the Visa network, works with Apple Pay and Google Pay, and is specifically built to avoid the traditional banking markups that...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
All XHYPE cards, virtual and physical, work with Apple Pay and Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals | unknown |
Yes
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Yes. Premium and Whale include a physical XHYPE card that also works at ATMs: up to $1,500 per transaction and per day, 30 operations per day and $15,000 per month.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Yes. Premium and Whale include a physical XHYPE card that also works at ATMs: up to $1,500 per transaction and per day, 30 operations per day and $15,000 per month.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
Apple Pay and Google Pay from day one. No need to carry a physical card. Add your Amulets virtual card to your phone wallet before you leave and pay contactlessly anywhere NFC is accepted, which cover...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
All XHYPE cards, virtual and physical, work with Apple Pay and Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
not published
amulets.io checked 29 Oct 2026
Source and check
Source
amulets.io
Wording at the source
9.6 Rates and fees. Rates may be determined at authorisation, settlement or another stage specified in the Card Program Documents. An advance quote may not be available for a merchant-initiated Card p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance | unknown | |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee | unknown | |
| Annual fee (differs) | unknown |
10.00 USD
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Essential: 1 virtual card, $10/year, 2.1% top-up fee, $50,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
58.00 USD
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Premium: 1 virtual + 1 physical, $58 (1 year) or $118 (3 years), 1.8% top-up fee, $250,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
70.00 USD
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Whale: 2 virtual + 1 physical, $70 (1 year) or $148 (3 years), 1.2% top-up fee, $1,000,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) | unknown |
2.1 %
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Essential: 1 virtual card, $10/year, 2.1% top-up fee, $50,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.8 %
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Premium: 1 virtual + 1 physical, $58 (1 year) or $118 (3 years), 1.8% top-up fee, $250,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.2 %
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
Whale: 2 virtual + 1 physical, $70 (1 year) or $148 (3 years), 1.2% top-up fee, $1,000,000 annual limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee | unknown | |
| Transaction fee (differs) |
0.10 USD (US$0.30 for purchases below US$5)
faq.amulets.io checked 30 Oct 2026
Source and check
Source
faq.amulets.io
Wording at the source
Authorization fee: - Purchases above US$5: US$0.10 - Purchases below US$5: US$0.30Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
0.5 %
amulets.io checked 30 Oct 2026
Source and check
Source
amulets.io
Wording at the source
Every user begins with 0.5% Cryptoback in Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs) | unknown |
only in the app
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
XHYPE's referral programme is active. You'll find it in the Referral section of XHYPE Superwallet.Checked Verified Add this value? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
only in the app
xkard.io checked 29 Oct 2026
Source and check
Source
xkard.io
Wording at the source
XHYPE's referral programme is active. You'll find it in the Referral section of XHYPE Superwallet.Checked Verified Add this value? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Amulets Card · Xkard Card: promotions and bonuses as well as warnings and incidents.