Comparison
Azura Card vs. Change Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Azura CardAzura
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Change CardChange
In short
- Change Card has the higher score (51.83).
| Attribute |
Azura CardAzura
No KYC
Private & business
Virtual
|
Change CardChange
KYC unknown
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 62 | not scored |
| KYC and privacyWeight 20 % | 53 | not scored |
| FeaturesWeight 15 % | 30 | not scored |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 49 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Every card is bought together with its first top-up. The card number, expiry date and security code appear in your dashboard once that top-up is confirmed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
changeinvest.com checked 29 Oct 2026
Source and check
Source
changeinvest.com
Wording at the source
Getchange'i konto ja Visa kaardi on väljastanud UAB Finansinės paslaugos "Contis", kellel on Leedu Panga 23.07.2019 väljastatud e-raha asutuse litsents nr 53. Visa deebetkaart on e-raha toode ja kuigi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
These terms govern the Azura website and the Azura service: crypto-funded virtual cards for advertising, AI tools, cloud services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card network (differs) |
only in the app
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
The cards are issued by a third-party card issuer; Azura provides your account, the dashboard and support. The card network (Visa or Mastercard) is shown on your issued card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
changeinvest.com checked 29 Oct 2026
Source and check
Source
changeinvest.com
Wording at the source
Getchange'i konto ja Visa kaardi on väljastanud UAB Finansinės paslaugos "Contis", kellel on Leedu Panga 23.07.2019 väljastatud e-raha asutuse litsents nr 53. Visa deebetkaart on e-raha toode ja kuigi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Loaded balances are funds for spending through the service, not bank deposits. They do not earn interest or carry deposit insurance, and funding is exposed to applicable fees, exchange-rate movements...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
changeinvest.com checked 29 Oct 2026
Source and check
Source
changeinvest.com
Wording at the source
We safeguard your digital assets using the world's most secure and compliant custody solution - BitGo. Since 2013, BitGo has been the market leader in delivering institutional-grade security for block...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model (differs) |
fiat balance
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
The flow is crypto deposit → USD account balance → card balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card currencies (differs) |
USD
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Currency and spending limits. Account and card balances are in USD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Usage (differs) |
personal, business
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Azura serves both business customers and individual customers through the same dashboard and service.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Issuer / BIN sponsor (differs) |
not published
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
The cards are issued by a third-party card issuer; Azura provides your account, the dashboard and support.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
UAB Finansinės paslaugos „Contis“
changeinvest.com checked 29 Oct 2026
Source and check
Source
changeinvest.com
Wording at the source
Getchange'i konto ja Visa kaardi on väljastanud UAB Finansinės paslaugos "Contis", kellel on Leedu Panga 23.07.2019 väljastatud e-raha asutuse litsents nr 53.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
only in the app
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Currency and spending limits. Account and card balances are in USD. Each card carries daily and monthly spending limits, a maximum per payment and a maximum balance. They are shown in your dashboard b...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
not published
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Azura is not available in sanctioned or otherwise prohibited jurisdictions, or where local law forbids it; you must be at least 18. Elsewhere you can open an account and fund it with crypto. Whether a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, LTC, XMR
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
USDT (BNB Chain, Tron, Ethereum or Solana), USDC (Ethereum), Bitcoin, Ethereum, Litecoin and Monero (XMR). Pick the coin and network in the deposit dialog and send exactly that; a transfer on another...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
USDT (BNB Chain, Tron, Ethereum or Solana), USDC (Ethereum), Bitcoin, Ethereum, Litecoin and Monero (XMR). Pick the coin and network in the deposit dialog and send exactly that; a transfer on another...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) |
No
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
The flow is crypto deposit → USD account balance → card balance. Deposits are processed by a third-party crypto payment processor.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
–
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Spending limits, restricted merchant categories and other card restrictions apply as shown in the card rules in your dashboard; cash access, offline use and phone wallets are not supported.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
No
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Spending limits, restricted merchant categories and other card restrictions apply as shown in the card rules in your dashboard; cash access, offline use and phone wallets are not supported.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
No
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
No. Azura cards cannot be added to Apple Pay, Google Pay or another phone wallet. Use the card number, expiry and security code at an online card checkout instead. Every card is bought together with i...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) | 5.00 USD promotion, no end date stated
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
| Card creation | $5.00 (launch offer, regular $10.00) | Once for each new card |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? , regular 10.00 USD azura.cards checked 29 Oct 2026 Source and check Source azura.cards Wording at the source | Card creation | $5.00 (launch offer, regular $10.00) | Once for each new card |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
not applicable
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
These terms govern the Azura website and the Azura service: crypto-funded virtual cards for advertising, AI tools, cloud services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | |
| Shipping (differs) |
not applicable
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
These terms govern the Azura website and the Azura service: crypto-funded virtual cards for advertising, AI tools, cloud services and subscriptions.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 USD
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
| Monthly maintenance | $0.00 | No monthly subscription; the $29 monthly spending requirement below is activity, not a fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Annual fee (differs) |
0.00 USD
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
There is no subscription plan and, because balances are not paid out, no withdrawal fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee (differs) |
4 %
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
| Card top-up | 4% | Deducted from each top-up, at least $20. Example: a $100 top-up puts $96 on the card. |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee (differs) |
0.6 %
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
| Crypto deposit | 0.6% | Added to the requested USD account credit |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs) |
only in the app
azura.cards checked 30 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Your crypto payment covers the requested USD account credit plus the 0.6% deposit fee. When you start a deposit, the dashboard shows the exact crypto amount to send and how long that rate is locked. S...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
0 % above the network rate
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
| Azura FX markup | 0% | The card network's conversion rate still applies |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Spending limits, restricted merchant categories and other card restrictions apply as shown in the card rules in your dashboard; cash access, offline use and phone wallets are not supported.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
not applicable
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
Keep your card active. Spend at least $29 per month on each card to keep it active. This is spending with merchants, not a monthly Azura fee. After three inactive months, the card is retired and its r...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
not applicable
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
## Referral programme For each person who registers through your personal invitation link, you receive $5.00 of account credit once that person has topped up a total of $500.00 onto their Azura cards...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) (differs) |
5 USD
azura.cards checked 29 Oct 2026
Source and check
Source
azura.cards
Wording at the source
For each person who registers through your personal invitation link, you receive $5.00 of account credit once that person has topped up a total of $500.00 onto their Azura cards, and a further $5.00 f...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Azura Card · Change Card: promotions and bonuses as well as warnings and incidents.