Comparison
BingCard vs. IZIPAY Crypto Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
BingCardBingCard
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izipay.me29 Oct 2026
Image source
Source
izipay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
IZIPAY Crypto CardIZIPAY
In short
- BingCard has the best score (6.1).
| Attribute |
BingCardBingCard
|
IZIPAY Crypto CardIZIPAY
|
|---|---|---|
| Overview | KYC free (limited) Private & business Virtual Physical | No KYC Private & business Virtual Physical Metal |
| Score | average with variant Star: 6.2 with variant Platinum (waitlist): 5.7 | average with variant Apple Pay Mastercard: 5.6 with variant Physical Metal Card: 5.7 |
| CostsWeight 25 % | 5.2 | 3.4 |
| TrustWeight 20 % | 6.7 | 5.8 |
| KYC and privacyWeight 15 % | 8.5 | 8.5 |
| FeaturesWeight 15 % | 6.3 | 7.0 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | not scored | 4.9 |
| Nationality | Not for nationals of: United States | – |
| KYC | KYC: No ID, ID document for higher volumes | KYC: No ID |
| Limits (entry level) | Unverified Account
|
|
| Basics | ||
| Card form (differs)same for all |
debit
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
How long does it take to receive my physical debit card?Your card will be delivered within a maximum of 25 business days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
A crypto debit (prepaid) card lets you spend only the crypto you have loaded - no borrowing, no credit check, no liquidation risk. A crypto credit card lends you fiat against your crypto as collateral...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Bing Exclusive Virtual Crypto Card is a virtual crypto card similar to other virtual debit cards but based on cryptocurrency, with the lowest fees in the market and a monthly maintenance cost of $0.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
physical
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
The Bing Platinum Physical Crypto Card is a physical crypto card similar to other debit cards, but based on cryptocurrency and with the lowest fees in the market.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
physical, metal
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all | ||
| Custodysame for all |
custodial
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
The Administrator is committed to safeguarding the Customer's Funds deposited into the System's Account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No. IZIPAY acts as an intermediary and does not store user funds. Transactions and funds are handled securely by our trusted banking partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bingcard.com checked 29 Oct 2026
Two sources, two values
Shownfiat balance
bingcard.comchecked 29 Oct 2026
Convert Crypto to USD: Once the crypto is in your wallet, convert it to US dollars using the platform's exchange feature.Differingconverted on spend bingcard.comfetched 29 Oct 2026 Real-Time ConversionInstant conversion of crypto to fiat at point of transaction, facilitating seamless payments.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
fiat balance
izipay.me checked 29 Oct 2026
Two sources, two values
Shownfiat balance
izipay.mechecked 29 Oct 2026
The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Differingconverted on spend izipay.mefetched 29 Oct 2026 Your crypto is converted to fiat instantly at checkout. Add to Apple Pay and tap.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR, GBP, USD
izipay.me checked 29 Oct 2026
Two sources, two values
ShownEUR, GBP, USD
izipay.mechecked 29 Oct 2026
Card Balance Received USD - USD - EUR - GBPDifferingUSD izipay.mefetched 29 Oct 2026 The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Usagesame for all |
personal, business
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
The Customer may open a Personal and/or a Business Account. The special features of the Personal and Business Accounts are available on the Website.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Separate your business and personal expenses easily. Manage your online subscriptions and digital purchases in one secure place.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | ||
| Limits depend onsame for all | ||
| Cards per accountsame for all | ||
| Unknown for all | Card network · Issuer / BIN sponsor · Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | ||
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, LTC, POL, DAI
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Multi-Crypto SupportSupports major cryptocurrencies like BTC, ETH, BNB, LTC, TRX, DOGE, POL, GRAM, BCH, SHIB, SOL, NOT, USDC, DOGS, DAI, XRP, and USDT, enhancing flexibility for users.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 5 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGELTCPOLDAIBCHSHIBGRAMNOTDOGS |
BTC, ETH, USDT, USDC, SOL, BNB, TRX
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networkssame for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs)same for all |
Yes
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
For Wallet top-ups via bank card, the Administrator might require Customers to complete a "Know Your Customer" verification in line with the AML Policy.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Crypto-only funding.** No bank transfer, no card-to-card top-up.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
–
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Mobile PaymentsSoon, enjoy effortless transactions with Apple Pay and Google Pay at your fingertips.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
 
Apple Pay
 
Google Pay
 
Samsung Pay
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
IZIPAY virtual cards are built on global payment networks, making them fully compatible with Apple Pay, Google Pay, and Samsung Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- Tap-to-Pay (Contactless) EnabledChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
25.00 USD
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
An initial issuance fee of $25 is charged.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
49.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
59.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
168.00 USD
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
An initial issuance fee of $168 is charged.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | ||
| Shippingsame for all |
free
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Virtual card costs $49.99 one-time issuance fee. Physical metal card costs $459.99 with worldwide shipping included. Both have zero monthly maintenance fees and a flat 3% top-up fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Bing Exclusive Virtual Crypto Card is a virtual crypto card similar to other virtual debit cards but based on cryptocurrency, with the lowest fees in the market and a monthly maintenance cost of $0.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Monthly Maintenance Fee | $0.00 | $0.00 | $0.00 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Maintenance FeeEnjoy Exclusive virtual cards with no monthly maintenance fees. Your card stays active and ready to use without any recurring charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No, IZIPAY does not charge any monthly or annual maintenance fees. You only pay the one-time issuance fee and the standard 3% fee when you top up your card balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all | ||
| Crypto deposit feesame for all | ||
| Crypto conversion fee (differs)same for all |
2 %
bingcard.com checked 29 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Currency Conversion FeeA 2% fee applies when converting cryptocurrency to dollars. Please check the exact rate in the BingCard web application.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Currency conversion (FX) $0 - no FX markupChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Foreign currency feesame for all |
0 %
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Currency conversion (FX) $0 - no FX markupChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all |
0.00 USD
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Currency conversion (FX) $0 - no FX markupChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM feesame for all |
1 %
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction fee (differs)same for all |
0–1 % (Depending on the card BIN; exact rate is shown in the BingCard web application.)
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Transaction FeeDepending on the card BIN, the transaction fee ranges from 0% up to a maximum of 1%. Please check the exact rate in the BingCard web application.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free (Online purchases in USD)
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Feature / Transaction Type | Virtual Card | Mastercard Apple Pay | Physical Metal Card | |---|---|---|---| | One-time Issuance Fee | $49.99 | $59.99 | $459.99 | | Monthly Maintenance Fee | $0.00 | $...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all |
0–1 % · Applies to transactions made in non-U.S. regions; depends on the card BIN; exact rate is shown in the BingCard web application.
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Cross-Border Handling FeeDepending on the card BIN, the cross-border handling fee for transactions made in non-U.S. regions ranges from 0% up to a maximum of 1%. Please check the exact rate in the Bin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all |
2 %
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Withdrawal FeeWithdrawals from your virtual card incur a 2% fee. Please check the exact rate in the BingCard web application.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | ||
| Account closure feesame for all |
not published
bingcard.com checked 31 Oct 2026
Source and check
Source
bingcard.com
Checked
Verified
Check overdue · last 31 Oct 2026
Add this value?
Unchanged since 31 Oct 2026
What does [s] mean?
|
not published
izipay.me checked 31 Oct 2026
Source and check
Source
izipay.me
Wording at the source
All fees and limits listed below are current as of the "Last updated" date at the top of this document and may be amended in accordance with Section 12. Virtual Card issuance $49.99 one-time Physic...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
bingcard.com checked 31 Oct 2026
Source and check
Source
bingcard.com
Checked
Verified
Check overdue · last 31 Oct 2026
Add this value?
Unchanged since 31 Oct 2026
What does [s] mean?
|
not published
izipay.me checked 31 Oct 2026
Source and check
Source
izipay.me
Wording at the source
All fees and limits listed below are current as of the "Last updated" date at the top of this document and may be amended in accordance with Section 12. Virtual Card issuance $49.99 one-time Physic...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-up (differs)same for all |
10.00 USD
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
What are the initial balance and issuance fees?The minimum initial balance required is $10, and the issuance fee for the card is $25.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Top-up fee 3% of top-up amount ATM withdrawal fee (Physical Card) 1% of withdrawal amount Currency conversion (FX) $0 - no FX markupChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all |
0.00 USD
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Failed Transactions FeeFailed transactions are free of charge, meaning you won't incur any fees if a transaction does not complete successfully.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.00 HKD
bingcard.com checked 30 Oct 2026
Source and check
Source
bingcard.com
Wording at the source
Failed Transactions FeeFailed transactions are free of charge, meaning you won't incur any fees if a transaction does not complete successfully.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all | ||
| Inactivity feesame for all |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all |
0.00 USD
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity rulesame for all |
No inactivity charges
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
free (Free replacement under the Decline Policy (Section 7))
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Card replacement $0 - free replacement under our Decline Policy (Section 7)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · FX free allowance · Activation fee · Refund fee | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all |
no Virtual card issuance
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Everyone you refer gets their card issued free - a card that works with Apple Pay and Google Pay.Checked Verified Value wrong? History What does [s] mean? |
|
| Referral bonus (you)same for all |
up to 10 % of fees
izipay.me checked 30 Oct 2026
Source and check
Source
izipay.me
Wording at the source
The best crypto cards offer high utility without hidden restrictions. IZIPAY provides a highly lucrative referral and rewards program where you can earn up to 10% from your friends' card issuance fees...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at BingCard · IZIPAY Crypto Card: promotions and bonuses as well as warnings and incidents.