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Comparison

Bitpanda Card vs. Bybit Card (Global): fees, limits & KYC

In short

  • Bybit Card (Global) has the best score (7.4).
Show

differs best value same for all

Attribute Illustration: Bitpanda Card Bitpanda CardBitpanda Illustration: Bybit Card (Global) Bybit Card (Global)Bybit
Overview Requires KYC Private Physical Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % 4.2 6.5
TrustWeight 20 % 8.9 7.9
KYC and privacyWeight 15 % 6.5 6.5
FeaturesWeight 15 % 6.7 10.0
AvailabilityWeight 10 % 3.4 not scored
RewardsWeight 10 % 6.2 9.5
CommunityWeight 5 % 4.5 6.6
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: 10,000 EUR
  • Spending per week: 70,000 EUR
  • Spending per month: 280,000 EUR
+1
no limits captured
Basics
Card form debit bitpanda.com checked 29 Oct 2026 unknown bybit.com checked 28 Oct 2026
Card types (differs) physical bitpanda.com checked 29 Oct 2026 virtual, physical bybit.com checked 30 Oct 2026
Card network Visa bitpanda.com checked 29 Oct 2026 Standard: unknown bybit.com checked 28 Oct 2026
Custodysame for all custodial bitpanda.com checked 29 Oct 2026 custodial bybit.com checked 30 Oct 2026
Funding modelsame for all converted on spend bitpanda.com checked 29 Oct 2026 converted on spend bybit.com checked 30 Oct 2026
Card currencies EUR bitpanda.com checked 29 Oct 2026 Standard: unknown bybit.com checked 28 Oct 2026
Usagesame for all personal bitpanda.com checked 29 Oct 2026 personal bybit.com checked 30 Oct 2026
Issuer / BIN sponsor Transact Payments Malta Limited bitpanda.com checked 29 Oct 2026 unknown
Limits depend on (differs) – cdn.bitpanda.com checked 30 Oct 2026 KYC level, account tier bybit.com checked 30 Oct 2026
Cards per account unknown unknown
Unknown for allCards per account
Availability
Available in unknown unknown
Unknown for allAvailable in
Crypto
Supported assets BTC, ETH, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, AVAX, LINK bitpanda.com checked 31 Oct 2026
+ 11 more BTCETHUSDCSOLBNBXRPTRXDOGEADALTCAVAXLINKBCHXLMSHIBNEARSUIUNICCHBARHYPETAOZEC
Standard: unknown bybit.com checked 28 Oct 2026
Number of supported assets 600 bitpanda.com checked 30 Oct 2026 unknown
Top-up networks not applicable blog.bitpanda.com checked 30 Oct 2026 unknown
Fiat top-up (differs) No blog.bitpanda.com checked 30 Oct 2026 Yes bybit.com checked 30 Oct 2026
Payments
Mobile wallets (differs) Apple Pay bitpanda.com checked 29 Oct 2026 Apple Pay Google Pay bybit.com checked 30 Oct 2026
ATM withdrawalssame for all Yes bitpanda.com checked 29 Oct 2026 Yes bybit.com checked 30 Oct 2026
Contactlesssame for all Yes bitpanda.com checked 29 Oct 2026 Yes bybit.com checked 30 Oct 2026
Fees
Virtual card issuance unknown 0.00 USD bybit.com checked 30 Oct 2026
Physical card issuance 0.00 EUR bitpanda.com checked 29 Oct 2026 Standard: unknown
Free cards unknown unknown
Shipping (differs) free bitpanda.com checked 29 Oct 2026 not published bybit.com checked 31 Oct 2026
Monthly feesame for all 0.00 EUR bitpanda.com checked 29 Oct 2026 0.00 USD bybit.com checked 30 Oct 2026
Annual fee unknown 0.00 USD bybit.com checked 30 Oct 2026
Top-up fee unknown not published bybit.com checked 31 Oct 2026
Crypto deposit fee unknown not published bybit.com checked 31 Oct 2026
Crypto conversion fee 0–2.49 % · Coin tier: stablecoins/Bitcoin/VSN 0.99% (EURCV 0%); other crypto 1.49%; assets below EUR 100m market cap and Spotlight assets 2.49%. cdn.bitpanda.com checked 31 Oct 2026 unknown
Foreign currency fee 0 % above the network rate bitpanda.com checked 29 Oct 2026 Standard: unknown
FX free allowance unknown not published bybit.com checked 31 Oct 2026
Minimum FX fee unknown not published bybit.com checked 31 Oct 2026
ATM fee 2 % (min. 2.00 EUR) bitpanda.com checked 29 Oct 2026 Standard: unknown
Transaction fee (differs) free (Payments in EUR) blog.bitpanda.com checked 30 Oct 2026 not published bybit.com checked 31 Oct 2026
Cross-border fee unknown unknown
Withdrawal fee unknown not published bybit.com checked 31 Oct 2026
Activation feesame for all not published bitpanda.com checked 30 Oct 2026 not published bybit.com checked 31 Oct 2026
Account closure fee (differs) not published cdn.bitpanda.com checked 31 Oct 2026 0.00 USD bybit.com checked 31 Oct 2026
Dispute fee (differs) free (Chargeback processing is free; clause 12.3 reserves an investigation fee only if a disputed authorised transaction is proven genuine (amount not stated in the schedule)) cdn.bitpanda.com checked 31 Oct 2026 not published bybit.com checked 31 Oct 2026
Minimum top-up not applicable blog.bitpanda.com checked 30 Oct 2026 unknown
Declined payment fee unknown not published bybit.com checked 31 Oct 2026
Refund fee unknown not published bybit.com checked 31 Oct 2026
Inactivity fee unknown 0.00 USD bybit.com checked 31 Oct 2026
Minimum monthly spend unknown unknown
Inactivity rule unknown not published bybit.com checked 31 Oct 2026
Card replacement 5.90 EUR bitpanda.com checked 29 Oct 2026 unknown
Unknown for allFree cards · Cross-border fee · Minimum monthly spend
Rewards
Cashback (differs) 1 % (holding from 0) · in BTC 2–10 % bybit.com checked 30 Oct 2026
Referral bonus (invited friend) (differs) up to 100 EUR bitpanda.com checked 30 Oct 2026 10 USDT bybit.com checked 31 Oct 2026
Referral bonus (you) (differs) up to 100 EUR bitpanda.com checked 30 Oct 2026 20 USDT bybit.com checked 31 Oct 2026
Welcome bonus unknown up to 110 USDT bybit.com checked 31 Oct 2026

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