Comparison
CardUpNow Card vs. Pay2.House Card: fees, limits & KYC
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cardupnow.com29 Oct 2026
Image source
Source
cardupnow.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CardUpNow CardCardUpNow
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pay2.house31 Oct 2026
Image source
Source
pay2.house
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pay2.House CardPay2.House
In short
- Pay2.House Card has the best score (5.5).
| Attribute |
CardUpNow CardCardUpNow
|
Pay2.House CardPay2.House
|
|---|---|---|
| Overview | No KYC Private & business Virtual | KYC free (limited) Private & business Virtual |
| Score | weak | average |
| CostsWeight 25 % | 0.0 | 0.0 |
| TrustWeight 20 % | 3.4 | 8.8 |
| KYC and privacyWeight 15 % | 8.5 | 10.0 |
| FeaturesWeight 15 % | 5.5 | 6.3 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID, ID + proof of address for higher volumes |
| Limits (entry level) |
|
Standard
|
| Basics | ||
| Card formsame for all |
prepaid
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
Our platform makes it easy to get Prepaid virtual card with instant issuance, flexible funding, and powerful controls from one dashboard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
The card is issued with a zero balance and requires top-up.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
A virtual card is a digital payment card that works like a physical debit or prepaid card, but it exists only online.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Stellen Sie virtuelle Karten für Werbung, Onlinedienste, Einkäufe und alltägliche Ausgaben aus.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all | ||
| Custodysame for all |
custodial
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
Once your account is active, you can fund your wallet anytime and use the balance to create virtual cards or withdraw funds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
12.2. In case of access blocking, all funds in the account balance are frozen until the circumstances are clarified.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
- Example: If you use $100 to create a card, $5 is charged as the fee, and $95 is available on your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
After topping up the account with cryptocurrency in the amount of $50 or more, you need to go to the "Currency exchange" section and exchange USDT for USD. Only then can the money from the bonus balan...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
- Example: If you use $100 to create a card, $5 is charged as the fee, and $95 is available on your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, USD
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
| Monthly card fee | 5 USD/EUR |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal, business
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
At Card Up Now, we make digital payments simple with Prepaid Virtual Card designed for personal and business needs. Our mission is to provide secure, fast, and flexible financial tools that work globa...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pay2.House cards can be used to pay for Facebook Ads, Google, TikTok, Outbrain, Taboola, as well as AI services like ChatGPT, Claude, and Gemini, and for everyday online payments including Netflix, Et...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Issuer / BIN sponsorsame for all | ||
| Limits depend on (differs)same for all |
KYC level, plan, user setting
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
Card Up Now offers transparent pricing. You may pay a small card issuance or reload fee. Spending limits vary by card type and verification, but most options give users flexible limits for daily or mo...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
user setting
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
From your Pay2.House dashboard, you can top up cards, set limits, track transactions, and block or close cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Card network · Issuer / BIN sponsor · Cards per account | |
| Availability | ||
| Available insame for all | ||
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, TRX
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
Speed and low fees are two things most crypto users care about deeply. TRON delivers on both. The TRON network consistently processes transactions in under two minutes, and the fees are so low they ar...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
USDT
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
| Tether USDT (TRC20) | No fee |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networks (differs)same for all |
Bitcoin, Lightning, Ethereum, Tron, Polygon
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
CardUpNow supports multiple cryptocurrencies and blockchain networks, giving you the flexibility to fund your account using the payment method that works best for you. Besides USDT, you can also pay w...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Tron
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
| Tether USDT (TRC20) | No fee |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up (differs)same for all |
No
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
- Funding Methods: Crypto only (BTC, ETH, USDT).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
- top up via Wire / SWIFT / SEPA (from $5,000)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all | Virtual Mastercards work on most online and app-based merchant platforms that accept Mastercard. For in-store contactless payments, add the card to Apple Pay or Google Pay where tokenization is suppor...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Fügen Sie virtuelle Pay2.House-Karten zu Apple Pay und Google Pay hinzu und bezahlen Sie online und im Geschäft.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
CardUpNow virtual cards are mainly made for online payments and purchases, not direct ATM withdrawals. However, you can use your balance on any supported platform or service globally.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
You can connect your Virtual Visa Card to a mobile wallet like Google Pay or Apple Pay. Once linked, you can make in-store purchases through NFC or QR scan without needing a physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
- everyday spending and POS terminal payments – the card works for daily purchases and while travelingChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | ||
| Physical card issuancesame for all |
not applicable
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
A virtual card is a digital payment card that works like a physical debit or prepaid card, but it exists only online.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pay2.House offers two types of virtual cards.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all |
not applicable
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
A virtual card is a digital payment card that works like a physical debit or prepaid card, but it exists only online.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pay2.House offers two types of virtual cards.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
not published
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
This Fees and Usage Policy outlines all applicable charges, limits, and conditions for using the CardUpNow platform. By creating an account and using our services, you agree to the terms below.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
149.00 USD/month or 1,350.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Start 30 360 4.00$ / 4.00€ 3.75% $149.00 per monthChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
249.00 USD/month or 2,260.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pro 60 720 3.50$ / 3.50€ 3.50% $249.00 per monthChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
499.00 USD/month or 4,500.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Business 150 1.8K 3.00$ / 3.00€ 3.25% $499.00 per monthChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
749.00 USD/month or 6,800.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Enterprise 200 2.4K 2.50$ / 2.50€ 3.00% $749.00 per monthChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
| Annual feesame for all |
not published
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
This Fees and Usage Policy outlines all applicable charges, limits, and conditions for using the CardUpNow platform. By creating an account and using our services, you agree to the terms below.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
149.00 USD/month or 1,350.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Start 30 360 4.00$ / 4.00€ 3.75% $149.00 per month $1,350.00 per yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
249.00 USD/month or 2,260.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pro 60 720 3.50$ / 3.50€ 3.50% $249.00 per month $2,260.00 per yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
499.00 USD/month or 4,500.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Business 150 1.8K 3.00$ / 3.00€ 3.25% $499.00 per month $4,500.00 per yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
749.00 USD/month or 6,800.00 USD/year
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Enterprise 200 2.4K 2.50$ / 2.50€ 3.00% $749.00 per month $6,800.00 per yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
| Top-up fee (differs)same for all |
5 %
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
- Minimum deposit: $50 - No maximum deposit limit - Deposit fee: 5% per depositChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
4 %
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
| Fee for topping up a card from a Pay2.House account | 4% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3.75 %
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Start 30 360 4.00$ / 4.00€ 3.75%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3.5 %
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Pro 60 720 3.50$ / 3.50€ 3.50%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3.25 %
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Business 150 1.8K 3.00$ / 3.00€ 3.25%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3 %
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Enterprise 200 2.4K 2.50$ / 2.50€ 3.00%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all |
not published
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
6.6. The User is required to check the exchange rate and the system's commission before each currency exchange operation.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
not published
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Each card has individual rates. In the card details, you can review all fees and service terms in advance.Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all |
not published
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Each card has individual rates. In the card details, you can review all fees and service terms in advance.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM feesame for all |
not applicable
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
CardUpNow virtual cards are mainly made for online payments and purchases, not direct ATM withdrawals. However, you can use your balance on any supported platform or service globally.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
0.40 USD (Only for small authorizations (payments under $30))
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
| Small Authorization (payments under $30) | $0.40 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all |
3 %
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
| Fee for transferring funds from a card to a Pay2.House account | 3% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Activation feesame for all |
50.00 USD
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
### One-Time Account Activation Fees and Usage Policy - Amount: $50 (USD) - Purpose: Grants permanent access to all platform services.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Account closure feesame for all |
not published
cardupnow.com checked 31 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
This Fees and Usage Policy outlines all applicable charges, limits, and conditions for using the CardUpNow platform. By creating an account and using our services, you agree to the terms below.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
pay2.house checked 31 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Each card has individual rates. In the card details, you can review all fees and service terms in advance.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
cardupnow.com checked 31 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
This Fees and Usage Policy outlines all applicable charges, limits, and conditions for using the CardUpNow platform. By creating an account and using our services, you agree to the terms below.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
pay2.house checked 31 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Each card has individual rates. In the card details, you can review all fees and service terms in advance.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | ||
| Declined payment feesame for all |
0.40 USD
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
| Declined Transaction (low balance or incorrect data) | $0.40 per attempt |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all |
2 % (min. 0.50 USD) (After 5 successful uses, when more than 20% of transactions are refunded)
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
- Excessive Refund Penalty: If more than 20% of your transactions are refunded after 5 successful uses: - Fee: $0.50 per refund OR 2% of the total refunded amount (whichever is higher).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity feesame for all |
not published
pay2.house checked 30 Oct 2026
Source and check
Source
pay2.house
Wording at the source
Each card has individual rates. In the card details, you can review all fees and service terms in advance.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all | ||
| Unknown for all | Virtual card issuance · Free cards · Crypto deposit fee · FX free allowance · Cross-border fee · Minimum top-up · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
not published
cardupnow.com checked 29 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
CardUpNow occasionally runs reward or cashback programs on Visa Virtual Cards. These benefits are usually connected with promotional campaigns or active usage. Keep an eye on your account dashboard or...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you) (differs)same for all |
10 % of top-ups
cardupnow.com checked 30 Oct 2026
Source and check
Source
cardupnow.com
Wording at the source
When someone joins CardUpNow using your referral link and makes a deposit, you earn a 10% commission from that deposit. As an example suppose, your referral deposits $100, you'll receive $10 as your c...Checked Verified Value wrong? No earlier versions What does [s] mean? |
33 % of fees
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
You earn 33% of the platform's revenue, get access to referral links, and ready-to-use promo materials.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all |
15 USD
pay2.house checked 29 Oct 2026
Source and check
Source
pay2.house
Wording at the source
After registration, the user is immediately taken to the Pay2.House personal account and sees a field for entering a promo code. At this stage, you can activate a welcome bonus of $15 to your bonus ba...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Unknown for all | Referral bonus (invited friend) | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at CardUpNow Card · Pay2.House Card: promotions and bonuses as well as warnings and incidents.