Comparison
Cashi Card vs. Wayex Visa Card: fees, limits & KYC
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cashi.com30 Oct 2026
Image source
Source
cashi.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Cashi CardCashi
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wayex.com29 Oct 2026
Image source
Source
wayex.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Wayex Visa CardWayex
In short
- Cashi Card has the lowest foreign currency fee (1 %).
- Wayex Visa Card has the best score (61.22).
| Attribute |
Cashi CardCashi
|
Wayex Visa CardWayex
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private & business Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 67 | 70 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 64 | 91 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 35 | not scored |
| TrustWeight 10 % | 45 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document, ID + proof of address from 3,000.00 USD/7 days | KYC: ID document |
| Limits (entry level) | Verified
|
|
| Basics | ||
| Card form (differs)same for all |
debit
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Load your Wayex account with stablecoins, get your virtual or physical card, and spend anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Your virtual Visa card is created the moment you ask for it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
"Custodial Wallet" means the digital wallet maintained by Cashi on your behalf for the purpose of holding Supported Assets.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
wayex.com checked 28 Oct 2026
Source and check
Source
wayex.com
Wording at the source
- Wallet: Custodial account for Digital Assets operated by Wayex or its appointed custodian.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
It spends from your Cashi balance, which is held mainly in digital dollars (USDT and USDC), and you can spend it anywhere Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Deposit USDC, USDT, DAI or PYUSD, or fiat over local rails. It all becomes one USD balance that spends anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Your balance displays in USD no matter which coin, chain or currency you deposit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
"User" means any individual that registers for and uses the Services.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
wayex.com checked 28 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Consumers and businesses increasingly need money to move as freely as they do. By pairing stablecoin innovation with Visa's secure, global network, we're helping make cross-border payments faster, sim...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
not published
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
"Card" means the payment card issued to you under the Cashi card program by the card issuing partner and facilitated on the Visa® network.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Lead Bank
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Issued by Lead Bank. Program managed by Bridge, a Stripe company.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
user setting
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Per-transaction and daily caps, changed in seconds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
only in the app
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Cashi is available to users in 100+ countries around the world, and we are constantly expanding. Check Cashi app to see if your country is included or not.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
only in the app
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
The Wayex card is offered across multiple regions. Availability and eligibility vary by jurisdiction and verification status. Check the Wayex app or contact support to confirm availability in your loc...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Cashi supports five digital assets for deposits and sends. Two are digital dollars, USDT (Tether) and USDC (USD Coin), and they are the main way to hold money in Cashi. You can also deposit, hold, and...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, USDC, DAI, PYUSD
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Wayex currently supports USDC, USDT, DAI, and PYUSD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
- USDT: Ethereum, Arbitrum, BNB Chain, Solana, Tron - USDC: Ethereum, Arbitrum, Base, BNB Chain, Polygon, Solana - BTC: Bitcoin - ETH: Ethereum, Arbitrum, Base - SOL: SolanaChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Ethereum · Solana · Base · Arbitrum · Avalanche · Optimism · Polygon · Stellar · Tron · CelestiaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Move between currencies Add funds and cash out in 20+ currencies, whenever you need to.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Deposit DAI, USDT, USDC or PYUSD across 10+ blockchains, or fiat over local rails like ACH, SEPA, Faster Payments, SPEI and PIX.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
Google Pay
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Use your Cashi card wherever Visa is accepted. Shop online, pay for subscriptions, or add it to Google Pay to tap and pay in stores. Apple Pay is on our roadmap.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Apple Pay and Google Pay built inChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
ATM withdrawals: The virtual card cannot be used at ATMsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
wayex.com checked 28 Oct 2026
Source and check
Source
wayex.com
Wording at the source
- Transaction: Any buy/sell/convert/send/load/withdrawal or card purchase/ATM transaction.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
On an Android phone, add your Cashi card to Google Pay and tap to pay at any contactless terminal.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
Durable, minimalist plastic with contactless and magstripe where needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
0.00 USD
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
| Card issuance | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Physical cards will be available in the future, stay tuned!Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shipping (differs)same for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Physical cards will be available in the future, stay tuned!Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
| Physical card delivery | N/A | TBD |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Monthly fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
| Monthly maintenance | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Monthly fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all |
not published
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Your use of the Services may be subject to applicable fees and spreads ("Fees") calculated at our discretion. Certain blockchain transfers may be subject to network fees determined by the relevant blo...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs)same for all |
1 %
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Currency conversion: 1% when you pay in a currency other than USD. 0% when you spend in USD!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.5 %
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
| Non-USD spend | 1.5% FX fee | 1.5% FX fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM fee (differs)same for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
ATM withdrawals: The virtual card cannot be used at ATMsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
wayex.com checked 28 Oct 2026
Source and check
Source
wayex.com
Wording at the source
### What are your fees? Wayex offers competitive fees with zero fees on USD transactions. Other fees may apply for currency conversion, ATM withdrawals, and certain account services. Check our fee sc...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Pay in US dollars with no Cashi fee, wherever you shop.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
wayex.com checked 29 Oct 2026
Source and check
Source
wayex.com
Wording at the source
| USD spend | 0% fee | 0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all |
5.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Card activation: $5, returned straight away as $5 Spending Credit.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
0.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Inactivity fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
1–3 %
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
3-2-1 Cashi gives you cashback on everyday spending: 3% on subscriptions, 2% on online shopping, and 1% on travel.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend)same for all |
5 USD
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Once a qualifying referral is completed, a USD 5 Referral Reward is automatically credited to the Referrer's Rewards Page balance and a USD 5 Referral Reward is automatically credited to the Referee's...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
5 USD
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Once a qualifying referral is completed, a USD 5 Referral Reward is automatically credited to the Referrer's Rewards Page balance and a USD 5 Referral Reward is automatically credited to the Referee's...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Cashi Card · Wayex Visa Card: promotions and bonuses as well as warnings and incidents.