Comparison
CBank Card vs. DeCard Visa Card: fees, limits & KYC
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cbank.ws30 Oct 2026
Image source
Source
cbank.ws
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CBank CardCBank
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
DeCard Visa CardDeCard
In short
- DeCard Visa Card has the lowest foreign currency fee (1.8 %).
- DeCard Visa Card has the best score (57.77).
| Attribute |
CBank CardCBank
|
DeCard Visa CardDeCard
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 86 | 80 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 47 | 89 |
| AvailabilityWeight 10 % | not scored | 2 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 66 | 73 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
credit
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
Interest Rates and Interest Charges: 0% Annual Percentage Rate (APR) for Purchases: 0% Your CBank Spend Card is currently Zero (0%) interest on all purchases. Issuer and CBank reserve the right to i...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
We or CBank may decide not to grant requests for CBank Cards or limit the number of physical or virtual CBank Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Virtual card issuance S$0 US$0 US$0 Physical card issuance if applicable S$10 US$10 US$100Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Spend anywhere Visa is accepted, online and in store, with low FX fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
smart wallet
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank and Issuer will not, in any circumstance, be holding custody of your Collateral. The Issuer is not a custodian or owner of your Collateral.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Funding modelsame for all |
credit line
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
You understand that you have access to the Services and CBank Card only to the extent authorized by the CBank. You acknowledge and agree that CBank will satisfy obligations created through your use of...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit line
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
Foreign Exchange Fee (non USD): 2.5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
SGD, USD
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
DeCard SGD Card DeCard USD Card DeCard Luminaries CardChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
You will use the CBank Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
DeCard is currently available to individuals residing in Singapore, Australia, Japan, South Korea, Malaysia, the Philippines, Taiwan, Thailand and Vietnam.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
"Issuer" refers to Third National, including its affiliates, successors, and assigns.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and USDT anywhere Visa is accepted. When you make a purchase, the merchant gets paid just like a traditional credi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, USDC
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Currently, only USDC and USDT are accepted for DeCard. Other digital assets sent cannot be recovered.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Ethereum, Polygon, Arbitrum, Optimism
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrum Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.com checked 28 Oct 2026
Two sources, two values
ShownEthereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.comchecked 28 Oct 2026
USDT supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph 2. USDC supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph, BaseDifferingvalue not recorded thedecard.comfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Fiat top-upsame for all | unknown |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Yes. DeCard supports USD bank transfers. However, this service is currently only available to users in Singapore.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all | unknown |
Apple Pay
Google Pay
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
You can add DeCard to Apple Pay on your iPhone by:Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
Cash advances and balance transfers are not available under these Card Terms.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
ATM cash withdrawals incur a fee of 1% of the cash withdrawal amount or $5 (whichever is greater) per withdrawal, plus any service charge or other fee imposed by the ATM operator.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
2. Click "Set up contactless".Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
0.00 USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shipping (differs)same for all |
0.00 USD – 0.00 USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
only in the app
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Shipping fees depend on your delivery address. The exact amount will be shown in the App when you apply.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Annual feesame for all | unknown |
0.00 USD
thedecard.com checked 29 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
$0/yr ### No annual fee Start spending your stablecoins with no annual fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
free
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Funding Fee 0% 0% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all |
free
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs)same for all |
0 %
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
• No gas fees or conversion fees are charged by CBank Card* • Works anywhere Visa is accepted globally, including online and in-store • No credit check requiredChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0 % above the market rate
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Digital Asset Conversion Fee 0% markup, as per market rate.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
2.5 %
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
- Foreign Exchange Fee (non USD): 2.5% - Cross Border Fee: 0% - CBank International Transaction Fee: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.8 %
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
All transactions charged in foreign currencies will be subject to an administrative fee of 1.8%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all |
not applicable
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
Cash advances and balance transfers are not available under these Card Terms.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Transaction feesame for all |
free (CBank International Transaction Fee (foreign purchases))
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
- Foreign Exchange Fee (non USD): 2.5% - Cross Border Fee: 0% - CBank International Transaction Fee: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all |
0 %
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
- Foreign Exchange Fee (non USD): 2.5% - Cross Border Fee: 0% - CBank International Transaction Fee: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all |
2.00 USD
cbank.ws checked 30 Oct 2026
Source and check
Source
cbank.ws
Wording at the source
CBank Card keeps fees low to make your transactions seamless: • Deposit Fee: 0% (minimum deposit $2 USD) • Monthly Account Fee: $0 • Virtual Card Issuance: $0 • Physical Card: $0 • Card Shipping: $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown |
5.00 SGD
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
An Inactive Account Fee of S$5 will be charged if the card remains inactive for 90 consecutive days after approval.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · FX free allowance · Minimum FX fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at CBank Card · DeCard Visa Card: promotions and bonuses as well as warnings and incidents.