Comparison
Coin98 Fusion Card vs. CoinJar Card: fees, limits & KYC
-
coin98.com30 Oct 2026
Image source
Source
coin98.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Coin98 Fusion CardCoin98
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CoinJar CardCoinJar
In short
- Coin98 Fusion Card has the best score (57.52).
| Attribute |
Coin98 Fusion CardCoin98
|
CoinJar CardCoinJar
|
|---|---|---|
| Overview | Requires KYC Private Virtual | KYC unknown Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 68 | 62 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 76 | 83 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | not scored | 40 |
| TrustWeight 10 % | 72 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
credit
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
This is a micro credit card, which may allow small purchases (e.g., transportation fees) even with an insufficient balance, causing a negative balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
### Key Features of Coin98 Fusion Card - Virtual card (no physical card needed) - Works anywhere Visa is acceptedChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs)same for all |
Visa
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Coin98 Fusion Card is a Visa card linked to your Coin98 Super Wallet - top up with crypto and spend like cash anywhere Visa is accepted: online, in-store, or via Apple/Google Pay where supported. Curr...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
1.1.4. All payments made by you to increase the Available Amount reflected in the D-Vault (in all such cases, "Prepayments") shall, upon receipt by DCS, be deemed irrevocably transferred to and become...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
CoinJar Everyday Account means the digital currency account and the cash account operated by CoinJar which stores digital currencies and fiat currency in Australian dollars held by you and which you m...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Your crypto is instantly converted when you payChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
converted on spend
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card automatically converts your crypto using CoinJar's best rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
SGD, USD
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
The core difference is billing currency: the USD Card bills all transactions in US Dollars, while the SGD Card bills in Singapore Dollars.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceWhen you transact using the Card, and once CoinJar approves the amount of the transaction (which would generally occur at the same time), an amount of the digital currency you nominate within your Co...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
13.4.3. Only use the Card for your own personal transactions not for business purposes;Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The design and distribution obligations set out in Part 7.8A of the Corporations Act 2001 (DD Obligations) apply to the issue and distribution of non-cash payment facilities to retail clients (Consume...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
DCS Card Centre Pte. Ltd.
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
"We", "us", "our", "ourselves", and "DCS" means DCS Card Centre Pte. Ltd. and shall include our affiliates, successors and assigns.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EML Payment Solutions Limited
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Supported tokens for top up: Token Ethereum Solana Polygon Base Tron USDT USDCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, TRX, DOGE, ADA, LTC, POL, AVAX
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| BitcoinBTC | | | | View BTC | | EthereumETH | | | | View ETH | | TetherUSDT | | | | View USDT | | SolanaSOL | | | | View SOL | | USDCUSDC | | | | View USDC | | XRPXRP | | | | View XRP | | DogecoinDO...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 11 moreBTCETHUSDTUSDCSOLXRPTRXDOGEADALTCPOLAVAXDAILINKDOTARBOPXLMSHIBSUIETCUNIAAVE |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all |
Ethereum, Tron, Solana, Polygon, Base
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Supported tokens for top up: Token Ethereum Solana Polygon Base Tron USDT USDCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all | unknown |
No
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Spend anywhere: Use your Coin98 Fusion Card online/offline with Apple/Google Pay wherever VISA is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
With support for both Apple Pay and Google Pay™ you can spend your crypto instantly and securely with the device in your hand (or on your wrist).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Yes, you can withdraw cash from your Coin98 Fusion Card at any supported ATM. The withdrawal limit is up to SGD 10,000 per day and up to SGD 100,000 per month. A 1% withdrawal fee or SGD 5 (whichever...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Once added, you can tap-to-pay in stores and pay online where supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Virtual card issuance $9 Physical card issuance if applicable N/A Physical Card Replacement Fee N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Physical Card Replacement Fee N/A Delivery fee if applicable N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown |
0.00 AUD
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
The good news is that the CoinJar Card has no setup or monthly maintenance fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee (differs)same for all |
0.00 USD
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Fees and Charges Coin98 Fusion Card Annual Fee $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
## CoinJar Card fees | Transaction type | Fee | |---|---| | Card issuance (digital and physical card) | No fee | | In-store and online purchase | 1% (returned in Rewards points) | | Foreign transacti...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
not applicable
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all |
1 %
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Digital Asset Conversion Fee 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
1.7 %
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
"Foreign Exchange Conversion Charge" means a 1.7% conversion commission (or the other rate as may be notified or amended by DCS from time to time) to be added to the retail rate offered by DCS during...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 2.99 % public-files.coinjar.com checked 29 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceTransactions made in a currency other than Australian dollars will be subject to the prevailing Mastercard exchange rate at the time plus a 2.99% foreign exchange fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM fee (differs)same for all |
1 % (min. 5.00 SGD)
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
ATM Withdrawal Fee 1% of the Cash Withdrawal Amount or S$5 (whichever is greater) per Cash Withdrawal; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Withd...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| ATM withdrawal (physical card only) | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all |
1.7 %
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
All transactions in foreign currencies will be subject to an administrative fee of 1.7% All card transactions (including reversals and refunds) in Singapore dollars but processed overseas will be subj...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown |
0.00 AUD
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
It's free to set up, has no monthly fees and you earn CoinJar Rewards every time you spend.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
not published
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
1.5.3. DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
1.5.3. DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacement (differs)same for all |
not applicable
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Physical card issuance if applicable N/A Physical Card Replacement Fee N/A Delivery fee if applicable N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
free
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
Replacement Card Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all |
Tiered commission rewards, up to 50% (rate grows with the referrer's XP tier)
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Your commission rate grows as your network grows. By accumulating XP from your Direct and Indirect Invitees' eligible activities within a 30-day rolling window, you can level up and unlock higher comm...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Coin98 Fusion Card · CoinJar Card: promotions and bonuses as well as warnings and incidents.