Comparison
EverTry Virtual Dollar Card vs. Halocard: fees, limits & KYC
-
evertry.co30 Oct 2026
Image source
Source
evertry.co
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
EverTry Virtual Dollar CardEverTry
-
halocard.co29 Oct 2026
Image source
Source
halocard.co
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
HalocardHalocard
In short
- Halocard has the lowest foreign currency fee (1.5 %).
- Halocard has the higher score (65.91).
| Attribute |
EverTry Virtual Dollar CardEverTry
Requires KYC
Private & business
Virtual
|
HalocardHalocard
Requires KYC
Private & business
Virtual
Physical
|
|---|---|---|
| Score | average | good |
| CostsWeight 25 % | 66 | 70 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 43 | 93 |
| AvailabilityWeight 10 % | 91 | 97 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 55 | 78 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry issues a Visa credit card, not a prepaid card. This distinction matters at the Stripe checkout. Prepaid BIN ranges receive additional scrutiny in Stripe's fraud detection system. Most virtual...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Yes. Halocard issues Visa credit cards rather than debit cards, for higher acceptance, and doesn't require linking your bank account through Plaid.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
### 2.Generate Your Card Instantly create your virtual dollar card with a unique card number and CVV.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
| Plans | Virtual Cards | Extra Cards (Annual Plans) | Single-use Cards (Annual Plans) | Physical Cards (Annual Plans) | Price | Initial Deposit | |---|---|---|---|---|---|---| | Essential+ | 3 total...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Every Halocard starts as a virtual card: a full Visa number, expiry and CVC, issued in seconds and ready to use online straight away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Custody |
custodial
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Yes, you can withdraw funds from your EverTry virtual dollar card back to your Naira wallet within the EverTry platform. This allows you to easily manage your funds and convert any unused USD balance...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
You fund the account, not the card. Every Halocard draws on one balance, so there is no moving money between cards to cover a charge.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
### Reloadable Easily top up your card with your local currency or USDT for seamless transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Fund your balance with stablecoins (USDC, USDT) or with BTC, ETH and SOL, converted to your USD balance on arrival.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies |
USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Get instant access to a secure, reloadable USD virtual card for seamless international payments, online shopping, and global subscriptions. Sign up today and unlock limitless possibilities!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Halocards are held in US Dollars. Pay in another currency and Visa converts at its rate on the day, with Halocard's conversion fee on top.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal, business
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Virtual cards can be useful for people and businesses that regularly make international payments, including: - Freelancers and remote workers paying for software and international services - Develope...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Our Services include web-based and mobile applications for card and account management, tools for creating consumer and commercial virtual and physical cards, and virtual account services provided thr...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
not published
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry is a fintech company, not a bank. Banking services are provided by licensed banks and financial institutions.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Third National
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Halocard is a financial technology company, not a bank. Card issuance is provided by Third National, a Non-Bank Principal Member of the Visa Network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
user setting
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Give a card a daily, weekly or monthly limit and it declines anything above it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Available in 206 countries and regions
app.evertry.co checked 30 Oct 2026
Source and check
Source
app.evertry.co
Wording at the source
Aland Islands Albania American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahrain Bangladesh Barbados Belgium B...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, USDT, USDC
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
| EverTry | Visa and Mastercard | 2.5 | None | NGN, USDT, USDC, BTC, + local currency in 12+ countries |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
| Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network | | Major Tokens: SOL, ETH, BTC | 1% | 1 - 60 mins...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Ethereum, Tron
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Fund your wallet. EverTry accepts USDT and USDC on TRC-20 and ERC-20 networks. USDT credited to the wallet within three to four minutes on TRC-20 during testing.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
| Stablecoins: USDT, USDC | Free | Instant | Transfer to a unique address on Arbitrum, Avalanche, Base, Optimism, Polygon, BSC or the Solana network |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry offers convenient bank transfer as a funding option. Once you complete your Know Your Customer (KYC) verification, a dedicated funding account will be automatically provisioned for you. This m...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
| BANK TRANSFER | | | | |---|---|---|---| | ACH Transfer: USD | Free | 0 - 3 days | Pay via standard or same-day ACH directly to your Halocard-provided bank account. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| ATM withdrawals (differs) |
No
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Add a Halocard to Apple Wallet or Google Wallet and tap to pay in person, including at ATMs that accept phone wallets.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) |
4.00 USD
evertry.co checked 30 Oct 2026
Two sources, two values
Shown4.00 USD
evertry.cochecked 30 Oct 2026
| Card Creation | $4 |Differing2.50 USD evertry.cofetched 30 Oct 2026 | EverTry | Visa and Mastercard | 2.5 | None | NGN, USDT, USDC, BTC, + local currency in 12+ countries |Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Physical card issuance (differs) |
not applicable
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) |
0.00 USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
No, there is no monthly maintenance fee for your EverTry virtual dollar card. This makes EverTry a cost-effective option for online transactions compared to services with recurring fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Annual fee | unknown | |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) |
2.5 %
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
When a card is used for international transactions across different regions or currencies, a cross-border fee will be charged to the card or wallet. These fees include a 2.5% currency conversion charg...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.5 %
halocard.co checked 29 Oct 2026
Source and check
Source
halocard.co
Wording at the source
Purchases in any currency other than USD carry a 1.5% fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
1.5 % + 1.00 USD
halocard.co checked 28 Oct 2026
Source and check
Source
halocard.co
Wording at the source
| ATM Withdrawal | 1.5% + $1.00 | Applicable when withdrawing cash from an ATM, where ATM access is enabled. The ATM operator may also charge a separate fee. There is a limit of 3 ATM withdrawals ever...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
1.71 USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
#### Termination Fee: When a card is terminated due to insufficient balance, a fee of $1.71 will be charged to the account. Any remaining funds on a terminated card will be returned to the customer's...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at EverTry Virtual Dollar Card · Halocard: promotions and bonuses as well as warnings and incidents.