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Comparison

Kripicard vs. SiraPay Card: fees, limits & KYC

In short

  • Kripicard has the lowest foreign currency fee (0 %).
  • SiraPay Card has the best score (4.8).
Show

differs best value same for all

Attribute Kripicard KripicardKripicard Illustration: Free Forever SiraPay CardSiraPay
Overview KYC free (limited) Private & business Virtual No KYC Private & business Virtual
Score weak weak
CostsWeight 25 % 0.0 5.0
TrustWeight 20 % 5.9 3.7
KYC and privacyWeight 15 % 8.5 8.5
FeaturesWeight 15 % 6.4 6.0
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored 0.0
CommunityWeight 5 % not scored not scored
KYC KYC: No ID, ID document for higher volumes KYC: No ID
Limits (entry level) no limits captured
  • Top-up per transaction: only in the app
Basics
Card formsame for all prepaid home.kripicard.com checked 29 Oct 2026
prepaid sirapays.com checked 29 Oct 2026
Card typessame for all virtual home.kripicard.com checked 29 Oct 2026
virtual sirapays.com checked 29 Oct 2026
Card networksame for all Visa home.kripicard.com checked 29 Oct 2026
Visa sirapays.com checked 30 Oct 2026
Custodysame for all custodial home.kripicard.com checked 29 Oct 2026
custodial sirapays.com checked 29 Oct 2026
Funding modelsame for all fiat balance home.kripicard.com checked 29 Oct 2026
fiat balance sirapays.com checked 29 Oct 2026
Card currenciessame for all USD home.kripicard.com checked 29 Oct 2026
USD sirapays.com checked 30 Oct 2026
Usagesame for all personal, business home.kripicard.com checked 29 Oct 2026
personal, business sirapays.com checked 29 Oct 2026
Issuer / BIN sponsor (differs) not published home.kripicard.com checked 30 Oct 2026
Standard Chartered Bank sirapays.com checked 29 Oct 2026
Limits depend on KYC level home.kripicard.com checked 29 Oct 2026
unknown
Cards per account not applicable home.kripicard.com checked 29 Oct 2026
unknown
Availability
Available in only in the app home.kripicard.com checked 29 Oct 2026
unknown
Crypto
Supported assets BTC, ETH, USDT, USDC, SOL, BNB, DOGE, TRX, TON, LTC, XMR home.kripicard.com checked 29 Oct 2026
unknown
Number of supported assets 150 home.kripicard.com checked 29 Oct 2026
unknown
Top-up networks (differs) Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, TON home.kripicard.com checked 29 Oct 2026
only in the app sirapays.com checked 30 Oct 2026
Fiat top-up (differs) No home.kripicard.com checked 29 Oct 2026
Yes sirapays.com checked 29 Oct 2026
Payments
Mobile wallets (differs) Apple Pay Google Pay Samsung Pay home.kripicard.com checked 29 Oct 2026
Google Pay sirapays.com checked 30 Oct 2026
ATM withdrawalssame for all No home.kripicard.com checked 29 Oct 2026
No sirapays.com checked 30 Oct 2026
Contactlesssame for all Yes home.kripicard.com checked 29 Oct 2026
Yes sirapays.com checked 30 Oct 2026
Fees
Virtual card issuance (differs) 5.00 USD home.kripicard.com checked 29 Oct 2026
only in the app sirapays.com checked 30 Oct 2026
Physical card issuance not applicable home.kripicard.com checked 29 Oct 2026
unknown sirapays.com checked 30 Oct 2026
Free cards unknown
unknown
Shippingsame for all not applicable home.kripicard.com checked 29 Oct 2026
not applicable sirapays.com checked 30 Oct 2026
Monthly fee 0.00 USD home.kripicard.com checked 29 Oct 2026
unknown
Annual fee not published home.kripicard.com checked 30 Oct 2026
unknown
Top-up fee (differs) 4 % home.kripicard.com checked 30 Oct 2026
only in the app sirapays.com checked 30 Oct 2026
Crypto deposit fee unknown
only in the app sirapays.com checked 30 Oct 2026
Crypto conversion fee not published home.kripicard.com checked 30 Oct 2026
unknown
Foreign currency fee (differs) 0 % home.kripicard.com checked 29 Oct 2026
1.5 % sirapays.com checked 30 Oct 2026
FX free allowancesame for all not published home.kripicard.com checked 30 Oct 2026
not published sirapays.com checked 31 Oct 2026
Minimum FX feesame for all not published home.kripicard.com checked 30 Oct 2026
not published sirapays.com checked 31 Oct 2026
ATM fee (differs) not applicable home.kripicard.com checked 29 Oct 2026
2 % + 2.00 USD sirapays.com checked 30 Oct 2026
Transaction fee 1.00 USD home.kripicard.com checked 30 Oct 2026
unknown
Cross-border feesame for all not published home.kripicard.com checked 30 Oct 2026
not published sirapays.com checked 31 Oct 2026
Withdrawal fee (differs) not published home.kripicard.com checked 30 Oct 2026
only in the app sirapays.com checked 30 Oct 2026
Activation feesame for all not published home.kripicard.com checked 30 Oct 2026
not published sirapays.com checked 31 Oct 2026
Account closure feesame for all not published home.kripicard.com checked 31 Oct 2026
not published sirapays.com checked 31 Oct 2026
Dispute feesame for all not published home.kripicard.com checked 31 Oct 2026
not published sirapays.com checked 31 Oct 2026
Minimum top-up (differs) 1.00 USD home.kripicard.com checked 30 Oct 2026
only in the app sirapays.com checked 30 Oct 2026
Declined payment fee (differs) 0.00 USD home.kripicard.com checked 29 Oct 2026
not published sirapays.com checked 31 Oct 2026
Refund feesame for all not published home.kripicard.com checked 30 Oct 2026
not published sirapays.com checked 31 Oct 2026
Inactivity fee (differs) 0.00 USD home.kripicard.com checked 29 Oct 2026
not published sirapays.com checked 31 Oct 2026
Minimum monthly spend unknown
not published sirapays.com checked 31 Oct 2026
Inactivity rule unknown
unknown
Card replacement not published home.kripicard.com checked 30 Oct 2026
unknown
Unknown for allFree cards · Inactivity rule
Rewards
Cashback unknown
not applicable sirapays.com checked 29 Oct 2026
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) 10 KRIPI home.kripicard.com checked 29 Oct 2026
unknown
Welcome bonus unknown
2 USD sirapays.com checked 30 Oct 2026
Unknown for allReferral bonus (invited friend)

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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One mail when something changes at Kripicard · SiraPay Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.