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Comparison

Nocturne Card vs. Zeroid Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Nocturne CardNocturne
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Zeroid CardZeroid

In short

  • Nocturne Card has the higher score (67.64).
Attribute Nocturne CardNocturne No KYC Private & business Virtual Zeroid CardZeroid No KYC Private & business Virtual
Score good average
CostsWeight 25 % 98 50
KYC and privacyWeight 20 % 70 70
FeaturesWeight 15 % 62 56
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 49 82
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: No ID
Limits (entry level)
  • Spending per month: only in the app
 no limits captured
Basics
Card form (differs) prepaid Source and check Source nocturne.cards Wording at the source Prepaid, so the real answer is: spend what you hold. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
debit Source and check Source zeroid.cc Wording at the source Instant Crypto-Backed Debit Cards Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types virtual Source and check Source nocturne.cards Wording at the source A virtual card on real bank rails. Choose your card when you create it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual Source and check Source zeroid.cc Wording at the source Global card program (18 restricted countries): Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) not published Source and check Source nocturne.cards Wording at the source NetworksStruck at issuing Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Custody custodial Source and check Source nocturne.cards Wording at the source Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
custodial Source and check Source zeroid.cc Wording at the source Yes, funds are held by licensed financial institutions, and we use advanced security protocols. However, like all prepaid cards, they're not FDIC insured. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model (differs) fiat balance Source and check Source nocturne.cards Wording at the source Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Card currencies (differs) USD Source and check Source nocturne.cards Wording at the source If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Usage personal, business Source and check Source nocturne.cards Wording at the source ### Paid media Ad accounts billed clean. Approvals, not reviews. ### Subscriptions Streaming, memberships and tools, each on its own card. ### Travel Rides, stays and flights. Tap or book online.... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal, business Source and check Source zeroid.cc Wording at the source Accept credit card payments instantly as an individual or business Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) not published Source and check Source nocturne.cards Wording at the source Cards are issued by licensed partner institutions; Nocturne is not a bank. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Limits depend on (differs) account tier Source and check Source nocturne.cards Wording at the source Ceilings are generous and the card's own — the exact figures live on each card's page in your dashboard, and they lift as your volume grows Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) BTC, ETH, USDT, USDC, LTC, XMR Source and check Source nocturne.cards Wording at the source Six assets: BTC, ETH, USDT, USDC, LTC, XMR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
BTC, ETH, USDT Source and check Source zeroid.cc Wording at the source Currently we support USDT, Bitcoin (BTC), and Ethereum (ETH). More cryptocurrencies will be added based on user demand. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks unknown
unknown
Fiat top-up unknown
unknown
Payments
Mobile wallets Apple Pay Google Pay Source and check Source nocturne.cards Wording at the source Mobile walletsGoogle Pay on Shadow and Aurora · Apple Pay on Aurora Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source zeroid.cc Wording at the source Use your crypto like cash. No documents, no verification, no bank account needed. Just crypto funding and instant access to global payments with Apple Pay and Google pay anywhere in the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals No Source and check Source nocturne.cards Wording at the source A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
No Source and check Source zeroid.cc Wording at the source Currently, our virtual cards are designed for online and contactless payments. ATM withdrawal functionality may be added in future updates. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source nocturne.cards Wording at the source Tap wherever contactless is taken, from checkouts to transit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source zeroid.cc Wording at the source Use your virtual card for online purchases, add to Apple Pay/Google Pay, or make contactless payments anywhere is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown
unknown
Physical card issuance unknown
unknown
Free cards unknown
unknown
Shipping (differs) not applicable Source and check Source nocturne.cards Wording at the source FormatVirtual, issued in about a minute Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Monthly fee 0.00 USD Source and check Source nocturne.cards Wording at the source No, the monthly fee is $0. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source zeroid.cc Wording at the source No monthly maintenance fees. You only pay when you fund your card, with transparent pricing and no hidden charges. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee unknown
unknown
Top-up fee (differs) unknown
only in the app Source and check Source zeroid.cc Wording at the source The applicable fees, if any, will be displayed within the Platform interface or otherwise communicated to users before the relevant transaction or service is performed. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee unknown
unknown
Crypto conversion fee (differs) 0 % Source and check Source nocturne.cards Wording at the source Deposits are credited at par minus a flat deposit fee of 0.49% per deposit, the same on every asset. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Foreign currency fee (differs) 0 % above the network rate Source and check Source nocturne.cards Wording at the source If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee not applicable Source and check Source nocturne.cards Wording at the source A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable Source and check Source zeroid.cc Wording at the source Currently, our virtual cards are designed for online and contactless payments. ATM withdrawal functionality may be added in future updates. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee unknown
unknown
Minimum monthly spend unknown
unknown
Inactivity rule unknown
unknown
Card replacement unknown
unknown
Rewards
Cashback unknown
unknown
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) (differs) unknown
$10 per referral + 0.20% of all transactions on a 4 tier referral program Source and check Source zeroid.cc Wording at the source Earn $10 per referral + 0.20% of all transactions on a 4 tier referral program. All you have to do is promote your referral link in your account. Checked Verified Value wrong? No earlier versions What does [s] mean?
Welcome bonus unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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