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Comparison

Moon Card vs. Nocturne Card compared

  • Image source Source paywithmoon.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Moon CardMoon
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Nocturne CardNocturne

In short

  • Moon Card has the higher score (70.38).
Attribute Moon CardMoon KYC free (limited) Private Virtual Nocturne CardNocturne No KYC Private & business Virtual
Score good good
CostsWeight 25 % 100 98
KYC and privacyWeight 20 % 83 70
FeaturesWeight 15 % 39 62
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 80 49
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: No ID
Limits (entry level)
  • Spending per month: 4,000 USD
  • Spending per month: only in the app
Basics
Card form (differs) unknown prepaid Source and check Source nocturne.cards Wording at the source Prepaid, so the real answer is: spend what you hold. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types virtual Source and check Source paywithmoon.com Wording at the source Moon Cards are virtual cards you can buy with cryptocurrency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual Source and check Source nocturne.cards Wording at the source A virtual card on real bank rails. Choose your card when you create it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) Visa Source and check Source paywithmoon.com Wording at the source Buy Moon Visa® Cards with crypto and shop online seamlessly! Use Bitcoin or USDT to get secure virtual cards accepted by millions of merchants worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? not published Source and check Source nocturne.cards Wording at the source NetworksStruck at issuing Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs) self-custody Source and check Source paywithmoon.com Wording at the source All data is encrypted and Moon is not a custodial service. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? custodial Source and check Source nocturne.cards Wording at the source Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model fiat balance Source and check Source paywithmoon.com Wording at the source Cards are loaded in USD and ready to use instantly. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Source and check Source nocturne.cards Wording at the source Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies USD Source and check Source paywithmoon.com Wording at the source Cards are loaded in USD and ready to use instantly. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USD Source and check Source nocturne.cards Wording at the source If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs) personal Source and check Source paywithmoon.com Wording at the source ● Attempting to register, registering, or using more than a single Account per individual end user. Users must be eligible individual persons, rather than organizations or groups, and are only allowed... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal, business Source and check Source nocturne.cards Wording at the source ### Paid media Ad accounts billed clean. Approvals, not reviews. ### Subscriptions Streaming, memberships and tools, each on its own card. ### Travel Rides, stays and flights. Tap or book online.... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown not published Source and check Source nocturne.cards Wording at the source Cards are issued by licensed partner institutions; Nocturne is not a bank. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown account tier Source and check Source nocturne.cards Wording at the source Ceilings are generous and the card's own — the exact figures live on each card's page in your dashboard, and they lift as your volume grows Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, ETH, USDT, USDC Two sources, two values ShownBTC, ETH, USDT, USDC paywithmoon.comchecked 29 Oct 2026 Buy Moon Cards with Bitcoin (BTC), Lightning, Tether (USDT TRC-20), USDC (ERC-20), or Ether (ETH). Pay easily from your favorite wallet, whether on-chain or via the Lightning Network. Differingvalue not recorded paywithmoon.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? BTC, ETH, USDT, USDC, LTC, XMR Source and check Source nocturne.cards Wording at the source Six assets: BTC, ETH, USDT, USDC, LTC, XMR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) Bitcoin, Lightning, Tron, Polygon Two sources, two values ShownBitcoin, Lightning, Tron, Polygon paywithmoon.comchecked 29 Oct 2026 We currently accept USDT on Tron, USDC on Polygon and BTC via on-chain and lightning network. More payment methods are on the way! Differingvalue not recorded paywithmoon.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? unknown
Fiat top-up unknown unknown
Payments
Mobile wallets (differs) unknown Apple Pay Google Pay Source and check Source nocturne.cards Wording at the source Mobile walletsGoogle Pay on Shadow and Aurora · Apple Pay on Aurora Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals No Source and check Source paywithmoon.com Wording at the source ● Manual Cash Disbursements ● Automated Cash Disbursements Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? No Source and check Source nocturne.cards Wording at the source A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source nocturne.cards Wording at the source Tap wherever contactless is taken, from checkouts to transit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown unknown
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping not applicable Source and check Source paywithmoon.com Wording at the source Moon Cards are virtual cards you can buy with cryptocurrency. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? not applicable Source and check Source nocturne.cards Wording at the source FormatVirtual, issued in about a minute Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 0.00 USD Source and check Source paywithmoon.com Wording at the source Moon charges no monthly, membership, or access fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 USD Source and check Source nocturne.cards Wording at the source No, the monthly fee is $0. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs) 0.00 USD Source and check Source paywithmoon.com Wording at the source Moon charges no monthly, membership, or access fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Top-up fee (differs) free Source and check Source paywithmoon.com Wording at the source Moon does not charge for load or topup of cards or credit, and our exchange rate is passed on from wholesale providers. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) unknown 0 % Source and check Source nocturne.cards Wording at the source Deposits are credited at par minus a flat deposit fee of 0.49% per deposit, the same on every asset. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Foreign currency fee (differs) unknown 0 % above the network rate Source and check Source nocturne.cards Wording at the source If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) unknown not applicable Source and check Source nocturne.cards Wording at the source A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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