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Comparison

Laso Finance Card vs. Moon Card: fees, limits & KYC

In short

  • Laso Finance Card has the higher score (74.69).
Attribute U.S. Non-Reloadable Laso Finance CardLaso Finance No KYC Private Virtual Moon Card Moon CardMoon KYC free (limited) Private Virtual
Score good good
CostsWeight 25 % 100 100
KYC and privacyWeight 20 % 70 83
FeaturesWeight 15 % 70 39
AvailabilityWeight 10 % 80 not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 72 80
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: No ID
Limits (entry level) Non-Reloadable Card
  • Top-up per transaction: 1,000 USD
  • Top-up per day: 6,000 USD
  • Spending per day: 1,000 USD
  • Spending per month: 4,000 USD
Basics
Card form (differs)
prepaid laso.finance checked 29 Oct 2026
unknown
Card types
virtual help.laso.finance checked 29 Oct 2026
virtual paywithmoon.com checked 29 Oct 2026
Card network
Visa laso.finance checked 29 Oct 2026
Visa paywithmoon.com checked 29 Oct 2026
Custody (differs)
custodial docs.laso.finance checked 29 Oct 2026
self-custody paywithmoon.com checked 29 Oct 2026
Funding model
fiat balance laso.finance checked 29 Oct 2026
fiat balance paywithmoon.com checked 29 Oct 2026
Card currencies
USD docs.laso.finance checked 29 Oct 2026
USD paywithmoon.com checked 29 Oct 2026
Usage
personal laso.finance checked 29 Oct 2026
personal paywithmoon.com checked 29 Oct 2026
Issuer / BIN sponsor (differs)
Sunrise Banks N.A. laso.finance checked 29 Oct 2026
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in (differs)
Not available in 100 countries and regions laso.finance checked 29 Oct 2026
unknown
Crypto
Supported assets (differs)
BTC, USDT, USDC, DAI, USDCe, SOL, XLM, HEXDC, Ln B T C help.laso.finance checked 29 Oct 2026
BTC, ETH, USDT, USDC paywithmoon.com checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks (differs)
Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Stellar help.laso.finance checked 29 Oct 2026
Bitcoin, Lightning, Tron, Polygon paywithmoon.com checked 29 Oct 2026
Fiat top-up (differs)
Yes help.laso.finance checked 29 Oct 2026
unknown
Payments
Mobile wallets (differs)
Google Pay Samsung Pay laso.finance checked 29 Oct 2026
unknown
ATM withdrawals
No laso.finance checked 29 Oct 2026
No paywithmoon.com checked 29 Oct 2026
Contactless (differs)
Yes laso.finance checked 29 Oct 2026
unknown
Fees
Virtual card issuance (differs)
0.00 USD docs.laso.finance checked 29 Oct 2026
unknown
Physical card issuance
not applicable help.laso.finance checked 29 Oct 2026
not applicable paywithmoon.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
not applicable help.laso.finance checked 29 Oct 2026
not applicable paywithmoon.com checked 29 Oct 2026
Monthly fee
0.00 USD laso.finance checked 29 Oct 2026
0.00 USD paywithmoon.com checked 29 Oct 2026
Annual fee (differs)
unknown
0.00 USD paywithmoon.com checked 29 Oct 2026
Top-up fee
free laso.finance checked 29 Oct 2026
free paywithmoon.com checked 29 Oct 2026
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee
unknown
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
not applicable laso.finance checked 29 Oct 2026
not applicable paywithmoon.com checked 29 Oct 2026
Transaction fee (differs)
free laso.finance checked 29 Oct 2026
unknown
Cross-border fee
unknown
unknown
Withdrawal fee (differs)
14 % (min. 10.00 USD) laso.finance checked 29 Oct 2026
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee (differs)
0.00 USD laso.finance checked 29 Oct 2026
unknown
Refund fee
unknown
unknown
Inactivity fee (differs)
0.00 USD laso.finance checked 29 Oct 2026
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement (differs)
7.50 USD laso.finance checked 29 Oct 2026
unknown
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Laso Finance Card · Moon Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.