Comparison
Laso Finance Card vs. Zypto Card: fees, limits & KYC
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laso.finance29 Oct 2026
Image source
Source
laso.finance
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Laso Finance CardLaso Finance
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Zypto CardZypto
In short
- Laso Finance Card ask for the least (No ID).
- Laso Finance Card has the higher score (74.69).
| Attribute |
Laso Finance CardLaso Finance
No KYC
Private
Virtual
|
Zypto CardZypto
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | good with variant International Non-Reloadable: 68.35 with variant Reloadable: 68.44 | good |
| CostsWeight 25 % | 100 | 67 |
| KYC and privacyWeight 20 % | 70 | 18 |
| FeaturesWeight 15 % | 70 | 88 |
| AvailabilityWeight 10 % | 80 | 97 |
| RewardsWeight 10 % | not scored | 100 |
| TrustWeight 10 % | 72 | 76 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: ID + proof of address |
| Limits (entry level) | Non-Reloadable Card
|
|
| Basics | ||
| Card form |
prepaid
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Laso Finance converts stablecoins (USDC, USDT, DAI) into spendable prepaid cards and gift cards in minutes.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
The Zypto Premium VISA Card is a prepaid card: you load it from your crypto in Zypto App before you spend, and you spend the balance you loaded.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Laso Finance issues virtual crypto prepaid cards by converting deposited stablecoins into fiat at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
Get your card. Load your crypto. Hit the real world. The Zypto Premium VISA Card comes physical and virtual, loads with 100+ cryptocurrencies, and lets you use your crypto for real-world spending wher...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
This document constitutes the agreement ("Agreement") outlining the terms and conditions under which this CardCentral Visa Award Card has been issued to you. The Card is issued by Sunrise Banks N.A....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
Yes. It is a real Visa card you load with crypto in advance and spend as local currency wherever Visa is accepted, in-store, online, at ATMs and via Apple Pay and Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
The reloadable card is the Laso card an agent keeps. One card serves many purchases: the account holder's balance sits with the card issuer, the agent creates cards against it, and either of them tops...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
Upon load. Your crypto converts to local currency when you load the card in Zypto App, on your timing, not at the checkout. The balance you load is what you spend.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
The Card is a prepaid card loaded with a specific amount of U.S. dollars. This Card is not a credit card or charge card that allows you to make purchases and pay later, and using the Card will not af...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
fiat balance
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
Your crypto converts to local currency when you load the card, on your timing, upon load, not at the checkout. Top up in Zypto App, then use your card wherever Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
Amounts are $100 to $1,000 on-card in whole dollars, plus a 3.8% fee on top.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
- Physical and Virtual: 1.75% on non-USD transactionsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
laso.finance checked 29 Oct 2026
Two sources, two values
Shownpersonal
laso.financechecked 29 Oct 2026
You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not us...Differingvalue not recorded docs.laso.financefetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
personal
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
- You will use the Zypto Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Sunrise Banks N.A.
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
The Card is issued by Sunrise Banks N.A., Member FDIC, St. Paul, MN 55103, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in 100 countries and regions
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
These are the blocked countries. This card supports your country if you don't see it here or above. - Afghanistan - Albania - Andorra - Angola - Antigua and Barbuda - Azerbaijan - Bahamas - Bahrain -...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, USDT, USDC, DAI, USDCe, SOL, XLM, HEXDC, Ln B T C
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
| Solana | USDC | USDT | | SOL* | | Ethereum | USDC | USDT | DAI | | | Base | USDC | | DAI | | | Arbitrum | USDC | USDT | DAI | USDC.e | | Optimism | USDC | USDT | DAI | USDC.e | | Polygon | USDC | US...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDC, SOL
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
A premium black physical card for everyday spend, plus an instant virtual card for online and Apple / Google Pay. Both fund from 100+ cryptocurrencies including BTC, ETH, USDC and SOL.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) |
100
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
A premium black physical card for everyday spend, plus an instant virtual card for online and Apple / Google Pay. Both fund from 100+ cryptocurrencies including BTC, ETH, USDC and SOL.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs) |
Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Stellar
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
| Solana | USDC | USDT | | SOL* | | Ethereum | USDC | USDT | DAI | | | Base | USDC | | DAI | | | Arbitrum | USDC | USDT | DAI | USDC.e | | Optimism | USDC | USDT | DAI | USDC.e | | Polygon | USDC | US...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Follow these steps to add funds to your Laso balance using a card, Apple Pay or Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Google Pay
Samsung Pay
laso.finance checked 29 Oct 2026
Two sources, two values
ShownGoogle Pay, Samsung Pay
laso.financechecked 29 Oct 2026
This card can be added to Google Pay or Samsung Pay. It cannot be added to Apple Pay.Differingvalue not recorded laso.financefetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
help.zypto.com checked 29 Oct 2026
Source and check
Source
help.zypto.com
Wording at the source
Premium cards are available as both virtual and physical, and share the same features: 3D Secure, mobile wallet support (Apple Pay, Google Pay, Samsung Pay), full in-app management, and Visa Signature...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
No
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
You may not use your Card to obtain cash at an automated teller machine ("ATM") or at merchants that have agreed to provide cash back at the point-of-sale ("POS"). You cannot reload the Card or tran...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
- Physical: minimum $10.00 per withdrawal, maximum $250 per withdrawal - Physical: maximum $750 per day, 3 withdrawals per day - Physical: maximum $22,500 per month, 90 withdrawals per month - Virtual...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Your card works with Google Pay and Samsung Pay. Add it once and tap to pay at any terminal that accepts contactless payments. No physical card needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.zypto.com checked 29 Oct 2026
Source and check
Source
help.zypto.com
Wording at the source
- Your physical card ships within 1 business day, giving you full ATM access and in-store tap-to-pay on top of everything the virtual card offers.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance |
0.00 USD
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
Creating a card is free, and topping up adds no fee: the full amount lands on the balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### Acquisition fee - Physical: not applicable - Virtual: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Unfortunately, our current issuers don't support physical cards. We previously were able to offer a physical card, but we do not work with that issuer anymore.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
50.00 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### Card cost - Physical: $50.00, includes activation and shipping - Virtual: not applicableChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
not applicable
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Unfortunately, our current issuers don't support physical cards. We previously were able to offer a physical card, but we do not work with that issuer anymore.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee |
0.00 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
What does Laso Finance charge? There are no monthly, per-authorization, or per-decline fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### Monthly fee - Physical and Virtual: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
| Annual Fees | 0$ |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up fee (differs) |
free
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
United States 0% deposit fee Zero-fee prepaid cards for use anywhere in the United States.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3.8 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
International Non-Reloadable 3.8% None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
3 %
help.zypto.com checked 29 Oct 2026
Source and check
Source
help.zypto.com
Wording at the source
| Card load fee | 3% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
3 %
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### Crypto conversion fee - Physical and Virtual: 3%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) |
3 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Reloadable card: Purchases in a currency other than USD carry a foreign exchange fee, and purchases from a merchant outside the U.S. carry a cross-border fee. Each is up to 3%. The two do not stack, s...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.75 %
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### FX fee - Physical and Virtual: 1.75% on non-USD transactionsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
You may not use your Card to obtain cash at an automated teller machine ("ATM") or at merchants that have agreed to provide cash back at the point-of-sale ("POS").Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
1 %
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
### ATM withdrawal fee - Physical: 1% - Virtual: not applicable, the Virtual card does not support ATM withdrawalChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee (differs) |
free
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
U.S. Non-Reloadable None None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee |
3 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Reloadable card: Purchases in a currency other than USD carry a foreign exchange fee, and purchases from a merchant outside the U.S. carry a cross-border fee. Each is up to 3%. The two do not stack, s...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal fee (differs) |
14 % (min. 10.00 USD)
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
U.S. Non-Reloadable None None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.00 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
What does Laso Finance charge? There are no monthly, per-authorization, or per-decline fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee (differs) |
0.00 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Inactivity (after 12 months with no transactions) $0 per monthChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) |
7.50 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Card Replacement Fee Lost or Stolen Card Replacement Fee $7.50 Per requestChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback (differs) |
only in the app
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
Multiplier amounts and the perks each level unlocks are shown under Perks in the app, and can change over time.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs) |
5 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
When someone you refer completes the required steps, you each earn $5 in ZYPs. Simple, sharp and endlessly repeatable.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Referral bonus (you) (differs) |
5 USD
zypto.com checked 29 Oct 2026
Source and check
Source
zypto.com
Wording at the source
When someone you refer completes the required steps, you each earn $5 in ZYPs. Simple, sharp and endlessly repeatable.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Laso Finance Card · Zypto Card: promotions and bonuses as well as warnings and incidents.