Comparison
Laso Finance Card vs. WaldenPay Card: fees, limits & KYC
-
laso.finance29 Oct 2026
Image source
Source
laso.finance
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Laso Finance CardLaso Finance
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
WaldenPay CardWaldenPay
In short
- WaldenPay Card has the higher score (73.17).
| Attribute |
Laso Finance CardLaso Finance
No KYC
Private
Virtual
|
WaldenPay CardWaldenPay
No KYC
Private & business
Virtual
|
|---|---|---|
| Score | good with variant International Non-Reloadable: 64.56 with variant Reloadable: 66.33 | good |
| CostsWeight 25 % | 72 | 88 |
| KYC and privacyWeight 20 % | 70 | 53 |
| FeaturesWeight 15 % | 70 | 81 |
| AvailabilityWeight 10 % | 80 | 98 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 72 | 89 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) | Non-Reloadable Card
|
|
| Basics | ||
| Card form |
prepaid
laso.finance checked 30 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Laso Finance converts stablecoins (USDC, USDT, DAI) into spendable prepaid cards and gift cards in minutes.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
waldenpay.com checked 29 Oct 2026
Two sources, two values
Shownprepaid
waldenpay.comchecked 29 Oct 2026
A prepaid card draws on funds loaded beforehand. It doesn't provide a credit line, and opening a WaldenPay account doesn't create a bank account. Someone searching for a "waldenpay crypto debit card"...Differingvalue not recorded waldenpay.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card types |
virtual
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Laso Finance issues virtual crypto prepaid cards by converting deposited stablecoins into fiat at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The WaldenPay virtual crypto card is a virtual prepaid card funded with 135+ cryptocurrencies across 35+ networks.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
This document constitutes the agreement ("Agreement") outlining the terms and conditions under which this CardCentral Visa Award Card has been issued to you. The Card is issued by Sunrise Banks N.A....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Custody |
custodial
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
The reloadable card is the Laso card an agent keeps. One card serves many purchases: the account holder's balance sits with the card issuer, the agent creates cards against it, and either of them tops...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Deposits are processed through secure wallet infrastructure with segregated hot and cold storage and continuous monitoring. Card balances are held separately from crypto deposits, limiting exposure in...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
The Card is a prepaid card loaded with a specific amount of U.S. dollars. This Card is not a credit card or charge card that allows you to make purchases and pay later, and using the Card will not af...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
fiat balance
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay converts crypto into card balance at loading time, rather than at each purchase. Its virtual prepaid card supports online checkout and Apple Pay or Google Pay, subject to merchant acceptance...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
Amounts are $100 to $1,000 on-card in whole dollars, plus a 3.8% fee on top.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Your card balance is held in USD. When you pay in another currency, the card network (Visa/Mastercard) applies its standard exchange rate. WaldenPay does not add its own foreign transaction markup.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal
laso.finance checked 29 Oct 2026
Two sources, two values
Shownpersonal
laso.financechecked 29 Oct 2026
You agree that you will: (i) not use the Card at gambling websites or for any illegal transactions; (ii) promptly notify us of any loss or theft of the Card or unauthorized transactions; (iii) not us...Differingvalue not recorded docs.laso.financefetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
personal, business
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
From everyday purchases to business expenses — real ways people use their WaldenPay cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Sunrise Banks N.A.
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
The Card is issued by Sunrise Banks N.A., Member FDIC, St. Paul, MN 55103, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
KYC level
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Maximum top-up amounts, per-card spending caps, and daily limits can vary by verification tier and payment network, and these are exactly the kind of numbers that change as the product evolves.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in 100 countries and regions
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
These are the blocked countries. This card supports your country if you don't see it here or above. - Afghanistan - Albania - Andorra - Angola - Antigua and Barbuda - Azerbaijan - Bahamas - Bahrain -...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Russia, Syria
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Accounts cannot be opened, and cards cannot be issued or loaded, from the following jurisdictions: North Korea (DPRK) Comprehensive UN, EU and US sanctions; FATF counter-measures Iran Comprehensiv...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
BTC, USDT, USDC, DAI, USDCe, SOL, XLM, HEXDC, Ln B T C
help.laso.finance checked 30 Oct 2026
Two sources, two values
ShownBTC, USDT, USDC, DAI, USDCe, SOL, XLM, HEXDC, Ln B T C
help.laso.financechecked 30 Oct 2026
| Solana | USDC | USDT | | SOL* | | Ethereum | USDC | USDT | DAI | | | Base | USDC | | DAI | | | Arbitrum | USDC | USDT | DAI | USDC.e | | Optimism | USDC | USDT | DAI | USDC.e | | Polygon | USDC | US...DifferingETH, USDT, USDC, SOL laso.financefetched 29 Oct 2026 Deposit crypto to your Laso account. We accept ETH, SOL, USDC, USDT, and other major tokens across multiple networks.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, TRX, LTC
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC. Those examples aren't an exhaustive directory.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) |
135
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs) |
Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Stellar
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
| Solana | USDC | USDT | | SOL* | | Ethereum | USDC | USDT | DAI | | | Base | USDC | | DAI | | | Arbitrum | USDC | USDT | DAI | USDC.e | | Optimism | USDC | USDT | DAI | USDC.e | | Polygon | USDC | US...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Send from whichever chain is cheapest for you — TRON, Ethereum, Solana, BNB Chain, Bitcoin and 30+ more. TRC-20 transfers usually cost under $1.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) |
Yes
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Follow these steps to add funds to your Laso balance using a card, Apple Pay or Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Google Pay
Samsung Pay
laso.finance checked 29 Oct 2026
Two sources, two values
ShownGoogle Pay, Samsung Pay
laso.financechecked 29 Oct 2026
This card can be added to Google Pay or Samsung Pay. It cannot be added to Apple Pay.Differingvalue not recorded laso.financefetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Apple Pay
Google Pay
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Cardholders can use its details online or add it to Apple Pay and Google Pay for supported in-store payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
No
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
You may not use your Card to obtain cash at an automated teller machine ("ATM") or at merchants that have agreed to provide cash back at the point-of-sale ("POS"). You cannot reload the Card or tran...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Contactless |
Yes
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Your card works with Google Pay and Samsung Pay. Add it once and tap to pay at any terminal that accepts contactless payments. No physical card needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Add the virtual card to your phone's wallet and pay contactlessly in physical stores — your crypto works at the checkout counter, not just online.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
docs.laso.finance checked 29 Oct 2026
Source and check
Source
docs.laso.finance
Wording at the source
Creating a card is free, and topping up adds no fee: the full amount lands on the balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
10.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
$10 Card issuance One-time, when you create your cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance |
not applicable
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Unfortunately, our current issuers don't support physical cards. We previously were able to offer a physical card, but we do not work with that issuer anymore.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping |
not applicable
help.laso.finance checked 29 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Unfortunately, our current issuers don't support physical cards. We previously were able to offer a physical card, but we do not work with that issuer anymore.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 USD
laso.finance checked 30 Oct 2026
Source and check
Source
laso.finance
Wording at the source
What does Laso Finance charge? There are no monthly, per-authorization, or per-decline fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
$0 Monthly fee No recurring charges, everChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee |
0.00 USD
laso.finance checked 30 Oct 2026
Source and check
Source
laso.finance
Wording at the source
No monthly or maintenance fees Unlike traditional financial services, we never charge recurring fees. Your card stays active with no hidden costs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
No. WaldenPay has no recurring fees of any kind. You pay only when you load the card, so an unused card costs you nothing.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
United States 0% deposit fee Zero-fee prepaid cards for use anywhere in the United States.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3.8 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
International Non-Reloadable 3.8% None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
not published
laso.finance checked 30 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Conversions are executed at a rate determined at the time the conversion occurs, not at the time you initiate a deposit or a transaction. That rate may differ from any rate previously displayed to you...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0 %
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay's top-up fee starts at 5% and drops to 3% with volume — with no exchange spread and no monthly fee, you know the exact cost of every load upfront.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
2 % above the market rate
help.laso.finance checked 30 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Our issuing bank charges about a 2% FX fee, which fluctuates slightly based on factors such as currency pair, time of day, day of week, and market liquidity. This rate is based on what's called the In...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
3 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Reloadable card: Purchases in a currency other than USD carry a foreign exchange fee, and purchases from a merchant outside the U.S. carry a cross-border fee. Each is up to 3%. The two do not stack, s...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
You may not use your Card to obtain cash at an automated teller machine ("ATM") or at merchants that have agreed to provide cash back at the point-of-sale ("POS").Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee (differs) |
free
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
U.S. Non-Reloadable None None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee |
3 %
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Reloadable card: Purchases in a currency other than USD carry a foreign exchange fee, and purchases from a merchant outside the U.S. carry a cross-border fee. Each is up to 3%. The two do not stack, s...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal fee (differs) |
14 % (min. 10.00 USD)
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
U.S. Non-Reloadable None None 14%, $10 minChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.00 USD
laso.finance checked 30 Oct 2026
Source and check
Source
laso.finance
Wording at the source
What does Laso Finance charge? There are no monthly, per-authorization, or per-decline fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee |
0.00 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Inactivity (after 12 months with no transactions) $0 per monthChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
There's a one-time $10 card issue fee and no monthly maintenance charge. Topping up the card carries a fee starting at 5% and dropping to as low as 3% based on rolling 30-day card spend. Holding an in...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) |
7.50 USD
laso.finance checked 29 Oct 2026
Source and check
Source
laso.finance
Wording at the source
Card Replacement Fee Lost or Stolen Card Replacement Fee $7.50 Per requestChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) (differs) |
A share of the fees on every product purchased by referred users
help.laso.finance checked 30 Oct 2026
Source and check
Source
help.laso.finance
Wording at the source
Yes, you can share your referral link and any referrals that sign up using your link, you will earn on a share of the fees on every product purchased by your referrals.Checked Verified Value wrong? History What does [s] mean? |
unknown |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Laso Finance Card · WaldenPay Card: promotions and bonuses as well as warnings and incidents.