Comparison
IZIPAY Crypto Card vs. WaldenPay Card: fees, limits & KYC
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izipay.me29 Oct 2026
Image source
Source
izipay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
IZIPAY Crypto CardIZIPAY
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
WaldenPay CardWaldenPay
In short
- WaldenPay Card has the higher score (73.17).
| Attribute |
IZIPAY Crypto CardIZIPAY
No KYC
Private & business
Virtual
Physical
Metal
|
WaldenPay CardWaldenPay
No KYC
Private & business
Virtual
|
|---|---|---|
| Score | average with variant Physical Metal Card: 65.39 | good |
| CostsWeight 25 % | 60 | 88 |
| KYC and privacyWeight 20 % | 53 | 53 |
| FeaturesWeight 15 % | 70 | 81 |
| AvailabilityWeight 10 % | not scored | 98 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 88 | 89 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
prepaid
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
A crypto debit (prepaid) card lets you spend only the crypto you have loaded - no borrowing, no credit check, no liquidation risk. A crypto credit card lends you fiat against your crypto as collateral...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
waldenpay.com checked 29 Oct 2026
Two sources, two values
Shownprepaid
waldenpay.comchecked 29 Oct 2026
A prepaid card draws on funds loaded beforehand. It doesn't provide a credit line, and opening a WaldenPay account doesn't create a bank account. Someone searching for a "waldenpay crypto debit card"...Differingvalue not recorded waldenpay.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card types |
virtual
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
physical, metal
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The WaldenPay virtual crypto card is a virtual prepaid card funded with 135+ cryptocurrencies across 35+ networks.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network | unknown | |
| Custody |
custodial
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No. IZIPAY acts as an intermediary and does not store user funds. Transactions and funds are handled securely by our trusted banking partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Deposits are processed through secure wallet infrastructure with segregated hot and cold storage and continuous monitoring. Card balances are held separately from crypto deposits, limiting exposure in...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
izipay.me checked 29 Oct 2026
Two sources, two values
Shownfiat balance
izipay.mechecked 29 Oct 2026
The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Differingconverted on spend izipay.mefetched 29 Oct 2026 Your crypto is converted to fiat instantly at checkout. Add to Apple Pay and tap.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay converts crypto into card balance at loading time, rather than at each purchase. Its virtual prepaid card supports online checkout and Apple Pay or Google Pay, subject to merchant acceptance...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, GBP, USD
izipay.me checked 29 Oct 2026
Two sources, two values
ShownEUR, GBP, USD
izipay.mechecked 29 Oct 2026
Card Balance Received USD - USD - EUR - GBPDifferingUSD izipay.mefetched 29 Oct 2026 The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Your card balance is held in USD. When you pay in another currency, the card network (Visa/Mastercard) applies its standard exchange rate. WaldenPay does not add its own foreign transaction markup.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal, business
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Separate your business and personal expenses easily. Manage your online subscriptions and digital purchases in one secure place.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
From everyday purchases to business expenses — real ways people use their WaldenPay cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor | unknown | |
| Limits depend on (differs) |
KYC level
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Maximum top-up amounts, per-card spending caps, and daily limits can vary by verification tier and payment network, and these are exactly the kind of numbers that change as the product evolves.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Russia, Syria
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Accounts cannot be opened, and cards cannot be issued or loaded, from the following jurisdictions: North Korea (DPRK) Comprehensive UN, EU and US sanctions; FATF counter-measures Iran Comprehensiv...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, SOL, BNB, TRX
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, TRX, LTC
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC. Those examples aren't an exhaustive directory.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) |
135
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
The waldenpay virtual crypto card supports funding with 135+ cryptocurrencies across 35+ networks, including BTC, ETH, USDT, USDC, SOL, TRX, and LTC.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs) |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Send from whichever chain is cheapest for you — TRON, Ethereum, Solana, BNB Chain, Bitcoin and 30+ more. TRC-20 transfers usually cost under $1.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) |
No
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Crypto-only funding.** No bank transfer, no card-to-card top-up.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
Samsung Pay
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
IZIPAY virtual cards are built on global payment networks, making them fully compatible with Apple Pay, Google Pay, and Samsung Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Cardholders can use its details online or add it to Apple Pay and Google Pay for supported in-store payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Contactless |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- Tap-to-Pay (Contactless) EnabledChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
Add the virtual card to your phone's wallet and pay contactlessly in physical stores — your crypto works at the checkout counter, not just online.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
49.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
59.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
10.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
$10 Card issuance One-time, when you create your cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cards | unknown | |
| Shipping (differs) |
0.00 USD – 0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Virtual card costs $49.99 one-time issuance fee. Physical metal card costs $459.99 with worldwide shipping included. Both have zero monthly maintenance fees and a flat 3% top-up fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay currently issues virtual cards only. A virtual card covers online spending and, through Apple Pay and Google Pay, most in-store payments too. Physical cards are on our roadmap.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Monthly Maintenance Fee | $0.00 | $0.00 | $0.00 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
$0 Monthly fee No recurring charges, everChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No, IZIPAY does not charge any monthly or annual maintenance fees. You only pay the one-time issuance fee and the standard 3% fee when you top up your card balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
No. WaldenPay has no recurring fees of any kind. You pay only when you load the card, so an unused card costs you nothing.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0 %
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
WaldenPay's top-up fee starts at 5% and drops to 3% with volume — with no exchange spread and no monthly fee, you know the exact cost of every load upfront.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee |
1 %
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
waldenpay.com checked 29 Oct 2026
Source and check
Source
waldenpay.com
Wording at the source
There's a one-time $10 card issue fee and no monthly maintenance charge. Topping up the card carries a fee starting at 5% and dropping to as low as 3% based on rolling 30-day card spend. Holding an in...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
No inactivity charges
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacement (differs) |
free (Free replacement under the Decline Policy (Section 7))
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Card replacement $0 - free replacement under our Decline Policy (Section 7)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) (differs) |
Free card issuance
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Everyone you refer gets their card issued free - a card that works with Apple Pay and Google Pay. It removes the biggest signup barrier, so more of your audience converts.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you) (differs) |
up to 10 % of fees
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
The best crypto cards offer high utility without hidden restrictions. IZIPAY provides a highly lucrative referral and rewards program where you can earn up to 10% from your friends' card issuance fees...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at IZIPAY Crypto Card · WaldenPay Card: promotions and bonuses as well as warnings and incidents.